Causes and Consequences Small employers Premiums American beliefs Reduced access Life style Anxiety
Financial Consequences Medical bills More needs Debt Collections Courts Bankruptcy Uninsured are overcharged
Day-to-day Struggles Cost-benefit analysis Home remedies What would you give up?
Expectations and beliefs Learned hopelessness Stigma Contradictions
Children without Insurance 1/3 Most breadwinners employed Medicaid issues Receive less care
Social Policy Targeted services Employer-sponsored insurance Public programs Universal Coverage
National Health Insurance Production efficiency Consumption efficiency Equity
Proposals Single-payor Employer-mandated Refundable tax credits Medical savings accounts (MSA) Healthcare Act of 2003 The Health Coverage, Affordability, Responsibility and Equity Act of 2003
CHIP (Utah) Children’s Health Insurance Program Who is eligible 2003 Income guidelines When/How do I apply? How is CHIP paid for? What services?
Medicaid Introduction Who is covered? Children Adults Elderly Disabled
What services are covered? Inpatient and outpatient hospital Physician, midwife, certified NP Lab and X-ray Nursing home and home health Screening, diagnosis and treatment for children Family planning Rural health clinics
How is it spent 50% + on acute care services 35% on long-term care