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PMI vs. Protection Protection Review, July 2013 Complimentary Alternative.

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Presentation on theme: "PMI vs. Protection Protection Review, July 2013 Complimentary Alternative."— Presentation transcript:

1 PMI vs. Protection Protection Review, July 2013 Complimentary Alternative

2 Protection Review | July PMI market data Laing & Buisson report

3 Protection Review | July Sample EB spending…..

4 Protection Review | July 2013 Disability insurance provides an income to protect lifestyle during periods of absence (whatever the cause); can also maintain insurance cover during this period Critical Illness traditionally pays a lump sum – possible to further refine cover – staged payments on diagnosis, treatment and post-care Major Medical Expenses offers further flexibility and draws the protection solution closer to what PMI provides But, what about consultants, diagnostics and so on? – possible to provide but likely to be expensive – self-insurance is probably the best approach – perhaps the traditional GP route provides the best approach? 4 Protection solutions

5 Thank you

6 Protection Review | July 2013 Legal notice ©2013 Swiss Re. All rights reserved. You are not permitted to create any modifications or derivatives of this presentation or to use it for commercial or other public purposes without the prior written permission of Swiss Re. Although all the information used was taken from reliable sources, Swiss Re does not accept any responsibility for the accuracy or comprehensiveness of the details given. All liability for the accuracy and completeness thereof or for any damage resulting from the use of the information contained in this presentation is expressly excluded. Under no circumstances shall Swiss Re or its Group companies be liable for any financial and/or consequential loss relating to this presentation. 6


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