Presentation on theme: "L81 – SAP Payment Engine for SEPA Direct Debit"— Presentation transcript:
1 L81 – SAP Payment Engine for SEPA Direct Debit Process Diagram
2 Purpose, Benefits, and Key Process Steps The purpose of this scenario is to describe or support testing of a complete entire account life cycle with SEPA direct debit functionality, from the creation of the mandate to the execution of the payment order in Payment Engine.BenefitsIn this scenario are explained all the relevant processes to all process related to an account life cycle (that is: account creation, replication, etc.) are explained in detail in the corresponding BPD document.SEPA Direct Debit (SDD) Process.
3 Purpose, Benefits, and Key Process Steps DM initiated SEPA Direct DebitsIncoming customer payment fileIncoming interbank payment fileRefund of a Payment TransactionReturn of a Payment Transaction based on not existing account
4 Required SAP Applications and Company Roles SAP Banking Service 8.0SAP Payment Engine 7.0Company RolesBack office
5 Detailed Process Description SAP Payment Engine for SEPA Direct DebitThe SEPA Direct Debit (SDD) Process scheme starts with the creation of a mandate that basically is a signed agreement between debtor and creditor where the debtor authorizes to be direct debited in its bank account due to a payment. Afterwards, the creditor must transfer the required data to its bank to initialize the direct debit process and also must inform the debtor that this process is ongoing.With the initialization of the direct debit process triggered with the Creditor’s Bank a series of clearing messages between the Creditor’s and the Debtor’s Bank with ISO20022-XML- Format.Finally, as a result of the mentioned messages between the banks the Direct Debit is executed at the bank of the Debtor.
6 Process Flow Diagram SAP Payment Engine for SEPA Direct Debit (1/5) Banking Services from SAPSAP Payment EngineBack OfficeBack OfficeIconNameDM initiated SEPA Direct DebitsSXMB_MONI/PE1/PO_EXPERT/PE1/EOD_SET_DATE/PE1/POLLER/PE1/PIZ_UPDATERBCA_CN_KFG11ABL34 Lifecycle Current AccountProcess Payment Orders in Payment EngineBL35 Lifecycle Savings AccountCDSet Day/End-of-Day ProcessingCEVerify XML MessageAFExecute ProcessesDGUpdate Status of Items for Future PostingEDisplay Payment ItemGCheck Payment Order StatusF
7 Process Flow Diagram SAP Payment Engine for SEPA Direct Debit (2/5) Banking Services from SAPSAP Payment EngineBack OfficeBack OfficeIconNameIncoming customer payment file/PE1/FH_IPM_EXPERT/PE1/PO_EXPERT/PE1/EOD_SET_DATE/PE1/POLLER/PE1/PIZ_UPDATERBCA_CN_KFG22Import fileHHIProcess Payment Orders in the Payment EngineIJKSet Day/End-of-Day ProcessingJLMExecute ProcessesKNUpdate Status of Items for Future PostingLDisplay Payment Items on current and clearing accountsNCheck Payment Order StatusM
8 Process Flow Diagram SAP Payment Engine for SEPA Direct Debit (3/5) Banking Services from SAPSAP Payment EngineBack OfficeBack OfficeIconNameIncoming interbank payment file/PE1/FH_IPM_EXPERT/PE1/PO_EXPERT/PE1/EOD_SET_DATE/PE1/POLLER/PE1/PIZ_UPDATERBCA_CN_KFG33Import fileOOPProcess Payment Orders in the Payment EnginePQRSet Day/End-of-Day ProcessingQSTExecute ProcessesRUUpdate Status of Items for Future PostingSDisplay Payment Items on current and clearing accountsUCheck Payment Order StatusT
9 Process Flow Diagram SAP Payment Engine for SEPA Direct Debit (4/5) Banking Services from SAPSAP Payment EngineIconNameRefund of a Payment TransactionBCA_PAYMITEM_RETURNBCA_PO_DISPLAYBCA_PO_OPD_MASS_RUN/PE1/PO_EXPERTBCA_CN_KFGBack OfficeBack Office44VWReturn Payment ItemVXYZDisplay Payment OrderWStart Outgoing Payment DispatcherXProcess Payment Orders in the Payment EngineYDisplay Balances and Key FiguresZ
10 Process Flow Diagram SAP Payment Engine for SEPA Direct Debit (5/5) Banking Services from SAPSAP Payment EngineIconNameReturn of a Payment Transaction based on not existing accountBCA_PAYMITEM_RETURNBCA_PO_DISPLAYBCA_PO_OPD_MASS_RUN/PE1/PO_EXPERTBCA_CN_KFGBack OfficeBack Office55AAABReturn Payment ItemAAACADDisplay Payment OrderABAEStart Outgoing Payment DispatcherACProcess Payment Orders in the Payment EngineADDisplay Balances and Key FiguresAE
12 Process Diagram Legend LaneProcess StepInterfaceManual Process StepAOptional Manual Process StepAUser Role<name>*≈Process Step Outside Scope Item ScopeAAUser Interface (UI)1Process Step (manual or automatic)1AOptional Process Step (manual or automatic)1AInterface1Batch ScriptAutomatic Process Step1Optional Automatic Process Step1Process Step Outside SoftwareOptional Process Step Outside SoftwareConnectionLinkEventsGatewaysSequence flow1Inline / StandalonePage LinkIncoming LinkData flowXOR1(<BBID>) Link to SAP Best Practices Process or Scope ItemOutgoing LinkDocumentsOR1Timer EventOutput DocumentAccounting DocumentANDAIcon for the Link to SAP Best Practices Process or Scope Item1MessageComplex*** <name>: SAP System (PPMS name), or non-SAP System, or lane for steps outside software** Combination of XOR, AND, OR