3It will also help youUse your online coaching tools at to communicate with your coaches, mentors, and advisorsUnderstand how and when to update your plansKeep your focus on achieving your plans, even when distractions exists (and they will!)
4ASK YOURSELF THESE QUESTIONS: What could I be doing now to get ready to hit high school with a running start, already above my competition?How much money does it take right now to pay for the things I need (and even some of the things I want?)What do I love to do more than anything else in the world and how do I make money doing it?How much money will I need once I go to high school? For extracurricular activities? For fun?Do I have what it takes to be my own boss one day? How about now?How to use this book and online coaching tool as a Middle School student.“I am about to enter my first year of middle school. My mom signed me up for YEDI so that I could get a good start as I prepare to transition into high school. My YEDI online coach has helped me create a plan for my grades this upcoming year and I even have a plan for starting to earn my own money doing something I love to do!”
5ASK YOURSELF THESE QUESTIONS: “After completing my first year of high school I was frustrated at my results. I had perfect attendance but a starting grade point average of 1.9 on a 4.0 scale! It wasn’t until I approached the cheerleading coach about cheering that I realized that I couldn’t participate in extracurricular activities with less than a 2.5 GPA! (I didn’t even know what a GPA was until I entered high school and had already messed up!) I now have a plan for increasing my grade point average to allow me to do the things I want to do during my high school career. I even have a plan for not repeating this poor start when I transition into college!”ASK YOURSELF THESE QUESTIONS:What does my GPA need to be to go to the college I want to attend?How much money will I need throughout high school?What do I love to do more than anything else in the world and how do I make money doing it?How much money will I need to pay for the things college scholarships don’t cover?Do I have what it takes to be my own boss one day? How about now?How to use this book and online coaching tool as a High School student.
6How to use this book and online coaching tool as a College student. ASK YOURSELF THESE QUESTIONS:How do I manage my college GPA to be as competitive as I can be in pursuing my career or postgraduate studies?How much money does it take right now to pay for the things I need (and even some of the things I want?)What if my first career choice doesn’t work out? What else could I do with the skills and passions I have?How do I start building a positive personal financial statement to position myself to buy my first car? My first house?Do I have what it takes to be my own boss one day? How about now?“I am currently enrolled in college and pursuing a career in physical therapy. Although I am pretty certain about my career choice I still could use a little help being sure I am getting the right experience to be competitive when I graduate and pursue my first job. I also seem to never have enough money to keep focused!I am now taking a proactive approach to my academic studies and have a clear plan for how I can achieve my personal financial goals while also pursuing a dual career path of gaining work experience and building my network of future customers for my own independent practice one day!”
7Before going any further. . . Log into using your assigned login and temporary password.Read the Welcome section and do the Practice Assignments to get familiar with this tool!This is how you will communicate with your coaches, mentors, and advisors, from anywhere in the world! (wherever there is computer access, of course)
8Things don‘t just happen to you. It is never too early to start planning.Having a plan puts you in greater control.Things don‘t just happen to you.You make things happen!Your plan, your story, unfolds from the time you are born and once you take the pencil (literally), you start charting your own success.So, pick up yourand let’s write!
9I know what you are thinking How can I . . .get good gradesparticipate in extracurricular activities, professional and social organizations connected with my career of choicegain some work experienceand earn money (preferably more than minimum wage)?I know what you are thinkingThe YEDI Marketplace is an online store full of products from our partnering businesses that YEDI students can sell to their own network of individuals and businesses to earn money NOW!
10Or dream up your own business doing something you love to do, are good at doing, and have the time to do!Your coaches, mentors, and advisors can help you develop your own business plan using various online reference tools found in the Business Plan Section of your YEDI online tool!
11Quick Start Instructions Academic Plan OverviewFrom high school on (and really as early as preschool) you begin writing your academic story. All stories are different but the key is to own your academic experience.Plan your grades, your extracurricular activities, your community service, and then track your progress, making adjustments every time you hit a bump (or hugein the road!Coaching Tip: Everyone you meet along your academic journey can be one of your “angels”. So get a Letter of Recommendation and keep it handy in your YEDI folder online!Good people like helping good people.
12Assignment 2: Extracurricular Activities Plan Assignment 1: Grade Point Average Plan (High School and College Students Only)Enter each subject you are taking along with the number of credits. Then enter your projected grade for each subject. (Don’t forget to aim high!).This enables you to see what type of grades you will need to get to achieve whatever goal you have set for the upcoming year.Assignment 2: Extracurricular Activities PlanMake a list of the extracurricular activities you plan to participate in this school year. (Don’t forget to make them count and participate in things that will make you even better at doing the things you love to do!)This helps you build your school resume and is also a great way to get a skill that people might pay for right now!Assignment 3: Community Service PlanCommunity service matters whether or not it is required for graduation! Make a plan to get involved in some community service projects throughout the school year and track. (Don’t forget to get Letters of Recommendation for a job well done!)
13Quick Start Instructions Financial Plan OverviewSeems like the older we get, the more money it takes! But even as early as middle school you can get a head start on your financial life (and build some wealth!) by:BudgetingTracking where your money goesSaving for the things you want (and yes, one day you will want your own car!)Investing in things that can make you more money.Giving to others to spread the wealth!Coaching Tip: Try giving just 10% of whatever you have away. Just try it!In my experience, it comes back!
14Travel to and from school Assignment 1: Monthly Budget WorksheetEnter the amount you plan to spend on each item listed in the worksheet for the month. (Even consider the things your parents or others spend on your behalf!)This enables you to see how much money you would need to make to become financially independent from your parents or others (a good thing!)Dorm stuffAssignment 2: Track Where Your Money WentAt the end of every month you will receive a reminder to update your monthly budget worksheet to enter what you actually spent on each item listed.Any amount you made over your expenses is shown in the Savings section showing you how close you are to whatever savings goal you have set for yourself this year!First CarFirst apartmentTravel to and from school
15Quick Start Instructions Career Plan OverviewIs it possible to make money doing something you love to do so much you would do it for free?ABSOLUTELY!So what do you love to do?What do they call that profession, that career?What does it take to do it and do it well?What college, trade school, or professional school would you go to and why?Coaching Tip: Take time and explore various careers and always, always, always have a Plan B (C, D, E, etc.)Life is full of exciting choices and the better prepared you are, the more choices you will have!
16What makes you tick?Assignment 1: Explore Various CareersAs early as middle school you can start looking at all the possible things you might want to do to earn money and become financially independent. Here you will choose some careers and complete a Career Evaluation Worksheet making sure you know as much about that career as you can to help you make a decision about whether or not you want to do it.Assignment 2: Exploring Various Educational OptionsDeciding which school to attend to pursue a certain career is about more than just choosing the school. You must also choose the tuition, the living accommodations, the distance from home, the atmosphere, the entry requirements, the city you will live in for the next 4-5 years of your life, etc.Coaching Tip: Find a school where it all fits and it will be a hit! And if at first you don’t succeed, try, try, try, try, (you know the rest!)
17Quick Start Instructions Business Plan OverviewThis section may not be what you thought it was about. You see, running a business is not for everyone but everyone should run their own “business.”Coaching Tip: People who take ownership in their grades, their money, their careers, and their communities, become LEADERS in their schools, their families, their jobs, and some even in their own businesses.So YEDI students manage themselves likethey are a business.They run their own business and they master the skills that will make them successful, working for someone or working for themselves.
18YEDI Students Strive to Be By Continuously Working OnA business with a good productTheir skills and characterTheir ever-growing network of family, friends, coaches, mentors, advisors, and like-minded peers.A business with loyal customersA business that knows how to operate efficientlyHow they manage their time on this earth.A business with a strong management teamTheir team of coaches, mentors, and advisorsA business with strong financial potentialTheir personal net worth or wealth
19Assignment 1: Project your Personal Financial Statement by the end of the current year. (Remember, start with the end in mind. Where are you trying to go?)Coaching Tip: Sample Personal Financial Statements are included in the Business Section of your online coaching tool to show you one possible way you can begin building positive net worth no matter what your age, starting with our Sample Middle School Personal Financial Statement!
20Assignment 2: Complete the Association Chart in your online tools listing who you know and what you know how to do that can be a money maker for you. (This is where Cozy Corner Store comes in. It gives you an easy way to earn money with someone else’s product until you have the time and resources to make your own!)Coaching Tip: Throughout life you will meet people who are willing to help you achieve your goals. The key is to let them know you need their help and give them an easy way to help you. The best source of customers for any business is people you know and those they know!
21YOU set up your YEDI Marketplace Sales Rep Account. Assignment 3: Set up your account in the YEDI Marketplace as an independent sales rep. Then give everyone you know or meet the website and ask them to set up their online account and SHOP AT THE YEDI MARKETPLACE! Every time one of your accounts purchases something in the YEDI Marketplace, you get the product commission.YOU set up your YEDI Marketplace Sales Rep Account.Then spread the word to everyone you know or meet to “Shop till they Drop” at the YEDI Marketplace all year round!Coaching Tip: When it comes to making your own money the sky is the only limit I know of so the more effort you make, the more money you can make!
22Typically each assignment will contain either an article, video, or references to make sure you understand the importance of each component of your different plans.After most articles, videos, or references we give you a simple online quiz to make sure you understand what was discussed. Quiz scores add up to opportunities to apply for “Cash for College” in your senior year of high school!You will also receive reminders letting you know when it is time to update your different plans and these updates count for cash too!So don’t lose this easy way to build up your ‘YEDI Report Card” to be eligible forCASH!
23Don’t stop planning your every move! Don’t try to do this all alone! Use your coaches!Keep your plans updated!Don’t stop planning your every move!
24Change of Plans? Write another Plan! Don’t stop when situations try to throw you off your plan!Original plan not working? Get Help!Change of Plans? Write another Plan!
25FINAL WORDAs just one of your many coaches in life, I feel compelled to thank you for letting me play a part in your unfolding story. Every YEDI student is unique so every YEDI student’s journey is unique as well.Just remember, a coach is only as good as the player.So, play well,Coach Sandra MarksYEDI Founder