1. Page 1 www.canarabank.com PERFORMANCE HIGHLIGHTS JUNE 2013

2. Page 2 www.canarabank.com HIGHLIGHTS – Q1 FY14 Major Highlights Global Business- ` 631863 crore, up by 13% y.o.y Global Deposits - ` 381972 crore, up by 14% y.o.y Advances (Net) - ` 249891 crore, up by 11% y.o.y Capital Adequacy Ratio -11.35% (9% norm). Tier I Ratio -9.03% (6.5% norm) under new Basel III. CASA Ratio at 24.2%, marginally up y.o.y from 24% Non-Interest Income- ` 1238 crore, up by 79% y.o.y Non Interest Income Share up at 11.8% from 7.6% y.o.y

3. Page 3 www.canarabank.com HIGHLIGHTS – Q1 FY14 Major Highlights Operating Profit - ` 1898 Crore, up by 36.20% y.o.y Net Profit - ` 792 Crore, sequentially up by 9.2% & y.o.y up by 2.2% Net Interest Margin (NIM) – 2.21% Return on Assets (RoA) – 0.75% Cost – Income Ratio – 41.22% Gross NPA Ratio - 2.91% Net NPA Ratio - 2.48% Record Cash Recovery at ` 888 crore 161 New Branches and 647 ATMs added y.o.y

4. Page 4 www.canarabank.com PERFORMANCE HIGHLIGHTS- BUSINESS Parameters JUN’12SEP’12DEC’12MAR’13JUNE’13 SEQ (%) y.o.y Growth (%) Deposits 334619336762323963 3558563819727.314.2 Of which High Cost Deposits (% to Total Dep) 119348 (35.7) 93156 (27.7) 75184 (23.2) 53322 (15.0) 36254 (9.5%) -32.069.6 Advances 225584215751218242 2421772498913.210.8 Investments 111717121255118835 12113313606312.321.8 C-D Ratio 67.4164.0767.37 68.0565.42-- Amt. in ` Crore Note : SEQ- Sequential Quarter – Q1FY14 over Q4FY13

5. Page 5 www.canarabank.com PERFORMANCE HIGHLIGHTS- OVERSEAS BUSINESS Parameters JUN’12MAR’ 13JUN’ 13 y.o.y Growth(%) USD Mn ` Crs USD Mn ` Crs USD Mn ` Crs Deposits 1984.0711783.392528.7815018.422861.7816996.1144.24 Advances 2360.5414019.252803.1416647.853130.1718590.0832.60 Gross Income 30.56181.50113.59674.6147.46281.8655.30 Gross Expenditure 22.30132.4480.15476.0132.48192.9045.65 Gross Profit 8.2649.0633.44198.6014.9788.9181.23

6. Page 6 www.canarabank.com PERFORMANCE HIGHLIGHTS- PROFITABILITY-Q1 FY14 Parameters Q1 FY13Q4 FY13Q1 FY14 SEQ (%) y.o.y Growth(%) Total Income 916594721050810.9414.65 Total Expenses 77727774861010.7510.78 Operating Profit 13941698189811.8136.20 Net Profit 7757257929.202.17 NIM (%) 2.262.402.21-- Amt. in ` Crore

7. Page 7 www.canarabank.com PERFORMANCE HIGHLIGHTS- PRODUCTIVITY RATIOS Parameters Jun’12Mar’13Jun’13 Business Per Employee (` Crore) 14.0014.2013.89 Business Per Branch (` Crore)155160168 Gross Profit Per Employee (` Lakh) 14.1714.2817.08 Net Profit per Employee (` Lakh)7.886.967.13

8. Page 8 www.canarabank.com PERFORMANCE HIGHLIGHTS- EXPANDING THE REACH Jun’12Mar’13Jun’13Y-o-Y incr Branch Network360937283770161 ATM Strength310735263754647 Debit Card (In Lakh)73.7795.53106.8433.07 3765 domestic Branches 5 overseas branches at London, Leicester, Shanghai, Manama & Hong Kong Rural107529% Semi-Urban107128% Urban79921% Metro82022%

9. Page 9 www.canarabank.com BUSINESS SEGMENTS

10. Page 10 www.canarabank.com SEGMENT WISE DEPOSITS Parameters JUN’12SEP’12DEC’12MAR’13JUN’13 SEQ (%) y.o.y Growth (%) Total Deposits 334619336762323963 355856381972 7.314.2 Current 1139813062124731489314374 --26.1 Saving 6650470494686897116873938 3.911.2 CASA 7790283556811618606188312 2.613.4 CASA (%)Dom 24.1%25.7%25.9%25.1%24.2% -- Term Deposits 256717253206242802269795293659 8.814.4 - Bulk Deposits11934893156751845332236254 -32.0-69.6 -CDs 3429533597199881850214999 -18.9-56.3 Bulk+CD (%) 46%38%29%20%13.4%-- Amt. in ` Crore

11. Page 11 www.canarabank.com HIGH COST DEPOSITS % share in total Deposit 46%38%29%20%13%

12. Page 12 www.canarabank.com LOANS & ADVANCES SEGMENT Parameters JUN’12SEP’12DEC’12MAR’13JUN’13 SEQ( %) y.o.y Growth (%) Advances (Net) 225584215751218242242177249891 3.210.8 Total Priority 6524968157697007899883085 5.227.3 Agriculture 3136733267353654078643292 6.138.0 - Direct Agriculture 28418307373280237984 40195 5.841.4 - Indirect Agriculture 2949253025632802 3097 10.55.0 Other Priority 1118511090110771180412100 2.58.2 MSME 3204833107326033701637173 0.416.0 MSE 2269723800232572640827873 5.522.8 Retail Credit 2284822204212592308425231 9.310.4 Amt. in ` Crore

13. Page 13 www.canarabank.com ACHIEVEMENT UNDER MANDATED TARGETS – PRIORITY SECTOR Achieved the mandated targets in respect of Agriculture (18.83% against 18% norm) Direct agriculture (17.48% against 13.5% norm) Credit to specified minority communities (18.40% against 15% norm) Weaker Section (12.07% against 10% norm) M&SE (22.8% y.o.y growth against 20% norm) Number of Micro Enterprises accounts (31% growth against 10% norm) Mandated Targets under Priority Sector

14. Page 14 www.canarabank.com Performance of Retail Advances Type of Advance JUN’12SEP’12DEC’12MAR’13JUN’13SEQ(%) y.o.y Growth (%) Housing loan1374712957117011313414406 9.74.8 Vehicle loan16261663176919132092 9.428.7 Other Pers Loan33963300348236944317 16.927.1 Education loan40794284430743434416 1.78.3 Grand total2284822204212592308425231 9.310.4 Amt. in ` Crore

15. Page 15 www.canarabank.com EXPOSURE - INFRASTRUCTURE Parameters JUN’12MAR’13JUN’13 % Share Total Advances SEQ(% ) y.o.y Growth (%) Roads 614257265923 2.3 3.4-3.6 Ports 1354619613 0.2 -54.7 Airports 148515071474 0.6 -2.2-0.7 Power (Generation, Transmission & Distribution) 235433020332513 12.8 7.638.1 Telecommunications 626765126289 2.5 -3.40.4 Other Infrastructure 227220851807 0.7 -13.3-20.5 Total Infrastructure 410624665248620 19.2 4.218.4 Amt. in ` Crore

16. Page 16 www.canarabank.com Parameters JUN’12MAR’13JUN’13 % Share Total Advances SEQ(%) y.o.y Growth (%) -Power Generation 3866501714114 5.6 181.3265.1 -Power Transmission 161091932072 0.8 -77.528.7 -Power Distribution 180671599316327 6.4 2.1-9.6 Total Power 235433020332513 12.8 7.638.1 Of which SEBs 165682145423763 9.5 10.843.4 Amt. in ` Crore EXPOSURE - POWER SECTOR & AVIATION Exposure to Aviation 2300190719610.7732.6-14.2

17. Page 17 www.canarabank.com EXPOSURE TO CAPITAL MARKET Parameters Jun’12Sep’12Dec’12MAR’13JUN’13 SEQ(% ) y.o.y Growth (%) Outstanding 1338267325922330 23551.0776.0 EXPOSURE TO NBFCs HFCs 57087104472769255701-17.69-0.12 Private 792572157725111029191-24.1115.97 Public 663149215118539854841.59-17.30 Total 2026419241175702342620376-13.010.55 EXPOSURE TO COMMERCIAL REAL ESTATE Outstanding 1632136916751563184217.8512.86 Amt. in ` Crore EXPOSURE TO SENSITIVE SECTORS

18. Page 18 www.canarabank.com FINANCIALS

19. Page 19 www.canarabank.com PROFITABILITY Parameters Q1 FY13Q4 FY13Q1 FY14SEQ (%) y.o.y Growth (%) Total Income 916594721050810.9414.65 Total Expenses 77727774861010.7510.78 Operating Profit 13941698189811.8136.20 Net Profit 7757257929.202.17 NIM (%) 2.262.402.21-- Net Int. Income 184420911991--8.00 Non Int. Income 6931007123823.0378.79 Amt. in ` Crore

20. Page 20 www.canarabank.com PROFIT Parameters Q1 FY13Q4 FY13Q1 FY14SEQ (%) y.o.y Growth (%) Interest Income 8473846592709.509.40 Interest Expenses 66296374727814.189.79 Non Interest Income 6931007123823.0378.79 Operating Expenses 114213991331-4.8816.52 Operating Profit 13941698189811.8136.20 Total Provisions 619973110643.2278.84 Net Profit 7757257929.202.17 Amt. in ` Crore

21. Page 21 www.canarabank.com BREAK-UP : INCOME Parameters Q1 FY13Q4 FY13Q1 FY14SEQ (%) y.o.y Growth (%) Interest on Advances 6229607364506.213.54 Interest on Investments 2040230724827.5721.64 Other Interest Income 20485338297.0465.79 Total Interest Income 8473846592709.509.40 Amt. in ` Crore

22. Page 22 www.canarabank.com BREAK-UP: NON-INTEREST INCOME Parameters Q1 FY13 Q4 FY13 Q1 FY14 SEQ (%) y.o.y Growth (%) Non Int. Income 69310071238 22.978.6 Of which Com & Exchange195232200 -13.82.6 -Govt. Business1816 0.0-11.1 -Bancassurance101511 -26.710.0 Profit from Exch. Transactions130135178 31.936.9 Trading Profit99252444 76.2348.5 Rent – Lockers47358 -23.4 Dividend Income7197 -63.20.0 Recovery in W/Off A/cs4713380 -39.870.2 Service Charges & Oth. Misc Inc168233244 4.745.2 Total Income9166947210508 10.914.6 Amt. in ` Crore

23. Page 23 www.canarabank.com PROVISIONS Provisions for Q1 FY13Q4 FY13Q1 FY14 NPAs 477346417 Restructured Assets 80156193 Standard Assets 659190 Provisions on Investments -2058488 Tax 200220190 Others 276128 Total Provision &Contingency 6199721106 Amt. in ` Crore

24. Page 24 www.canarabank.com EARNINGS PROFILE In % Parameters Q1FY13Q4FY13Q1FY14 NIM 2.262.402.21 ROAA0.770.830.75 EPS (`) (not Annualized)16.3717.517.88 Book Value (`)490.56452.75509.48 ROE (Annualized)14.0315.8414.21 Cost-Income Ratio45.1845.041.22

25. Page 25 www.canarabank.com TREND IN COST AND YIELD (%) Jun’12Sep’12Dec’12Mar’13Jun’13 Cost of Deposits 7.897.837.817.727.54 Cost of Funds 7.127.137.036.966.91 Yield on Advances 11.1211.2011.1211.1310.74 Yield on Funds 9.109.179.099.088.80 Yield on Investments 8.108.13 8.00 In %

26. Page 26 www.canarabank.com Investment classification Parameters JUN’12 % Share in Total Portfolio MAR’13JUN’13 % Share in Total Portfolio SLR 9399284.2910200311416484.13 Non SLR 1751815.70187002152215.86 Total (Domestic) 111510100120703135686100 Held For Trading 5920.57414840.36 Available For Sale 3649232.66471056929551.20 Held To Maturity 7463366.80726996555148.44 M.DURATION 4.61--4.73 yrs4.42 yrs-- Total (Global) 111717--121133136063-- Amt. in ` Crore

27. Page 27 www.canarabank.com ASSET QUALITY

28. Page 28 www.canarabank.com ASSET QUALITY June’12Sep’12Dec’12Mar’13June’13 Gross NPA44975610609062607329 Gross NPA Ratio (%) 1.982.582.772.572.91 Net NPA37564569513452786209 Net NPA Ratio (%) 1.662.122.352.182.48 Cash Recovery (cumulative) 594147924774006888 Cash Recovery of ` 888 crore during the Quarter Amt. in ` Crore

29. Page 29 www.canarabank.com GROSS NPA MOVEMENT- Quarterly Parameters Jun’12Sep’12Dec’12 MAR’13JUN’13 Gross NPAs: Opening Balance 40324497561060906260 Additions: Fresh Slippages 14971922131410862688 Sub Total 55296418692471768948 Less: Reduction (a+b+c+d) 10338098349161620 a. Recovery for Movement (excluding recovery in Written-off a/cs, recovery in Current Year slippage & Unapplied interest) 316269148459339 b. Upgradation 32539163731020 c. ECGC Settled/Int Sus. 162.156(-)12- d. Write off (Including Additional Prudential Write-off) 376147617396260 Gross NPA-Closing Balance 44975610609062607329 Amt. in ` Crore

30. Page 30 www.canarabank.com NPA COMPOSITION Parameters Jun’12Sep’12Dec’12MAR’13JUN’13 Gross Advances 226876217420219820243936251970 Sub-Standard 30383553418942795178 Doubtful 14072009185019322125 Loss 5248515026 Provisions for NPA 477444594933417 Provision Coverage Ratio (%) 66.5363.0261.5061.3558.18 Amt. in ` Crore

31. Page 31 www.canarabank.com SECTOR Q1 FY13 Q2 FY13 Q3 FY13 Q4 FY13 Q1 FY14 % of Slippage Micro & Small Ent.43228440589121027810.33 Agriculture359227(33)455982659.87 Other Priority Sector272171(52)494401846.83 Total Priority Sector 1063682320183224872727.03 Medium Industries934911759318481.78 Large Industries158706248192130479629.62 Other Non-Priority 1752066226061609101137.6 Total Non-Priority 4269619878573231185569.0 Total (Domestic) 14891643130710405479258296.03 Overseas 82797463401063.97 Total (Global) 149719221314103658192688100.00 SECTOR-WISE NPA SLIPPAGES Amt. in ` Crore

32. Page 32 www.canarabank.com SECTOR- WISE NPA OUTSTANDING SECTOR Jun’12Sep’12Dec’12Mar’13Jun’13 Micro & Small Enterprises 11051276159215321440 Agriculture9358839768851000 Other Priority Segments432433503371460 Medium Enterprises248203340345324 Large Industries10901462161115212141 Non-Priority Segments6871353106816061964 Total44975610609062607329 Amt. in ` Crore

33. Page 33 www.canarabank.com Particulars Jun’12Sep’12Dec’12Mar’13Jun’13 Gross Advances 226876217420219820243936251970 Gross NPA 44975610609062607329 Gross NPA % 1.98%2.58%2.77%2.572.91 Priority Sector Advances 6524968157697007899883085 PS as % to Gross Advances 28.831.331.732.433 Total PS NPA 24722592307127882900 Total PS NPA% 3.793.804.413.533.5 Share of PS NPA to Gross NPA 55.046.250.444.539.6 Agriculture NPA 9358839778851000 Agriculture NPA% 2.982.652.762.172.31 MSE NPA 11051276159215321440 MSE NPA % 4.865.366.845.805.20 Other Priority NPA 432433503371460 Other Priority NPA % 3.863.904.543.143.80 SECTORAL CONTRIBUTION OF NPA Amt. in ` Crore

34. Page 34 www.canarabank.com RESTRUCTURED ASSETS Standard Restructured Total Restructured Of Which Standard NPAs A/CAmtA/CAmtA/CAmt A/C Restructured in FY09 136211302 7940 10365681 266 A/C Restructured in FY10 18151312 1127 827688 485 A/C Restructured in FY11 120416 66 36454 52 A/C Restructured in FY12 17463986 1462 3518284 468 A/C Restructured in Q1 FY13 2186011 161 600857 3 A/C Restructured in Q2 FY13 633610 625 3058 26 A/C Restructured in Q3 FY13 464857 460 8564 1 A/C Restructured in Q4 FY13 19522877 1854 216598 712 A/C Restructured in Q1 FY14 1301683 125 16825 1 Total Restructured O/S 30/06/2013 2296019884 11452 1796411508 1920 Amt. in ` Crore

35. Page 35 www.canarabank.com RESTRUCTURED ASSETS SR. NO DETAILS OF RESTRUCTURED ACCOUNTS No. of A/Cs Amount 1 Cr. & Above No. of Accounts Amount 1 Total Restructured Assets as on 30.06.2013 229601988465517826 2 Out of Which increase in Q1 FY14 1301683141669 3 % of Restructured Advances/Portfolio to Total Loans & Advances (as on 30.06.2013) --7.96%-- 4 -Of which Slippage into NPA -(% of Restructured Accounts) -- 2213 (11.13%)-- 5 Restructured Loans that slipped into NPA during Q1 FY14 --0.43-- Amt. in ` Crore

36. Page 36 www.canarabank.com RESTRUCTURED ASSETS UNDER CDR POSITION AS ONA/CAmount JUNE-2012 596130 MARCH-2013 787237 JUNE-2013 8412314 Amt. in ` Crore

37. Page 37 www.canarabank.com SECTOR – WISE RESTRUCTURED ACCOUNTS SECTOR No. of AccountsAmount Power437832.66 Roads18639.0 Ports287.31 Mining2521.64 Aviation31044.08 Telecommunication16323.98 Infrastructure others128455.43 Other services1224244.53 Iron & steel1362126.81 Other industries47281397.74 Textile5582039.63 Amt. in ` Crore

38. Page 38 www.canarabank.com SECTOR No. of AccountsAmount Engineering344624.11 Comm. Real Estate49703.17 Pharmaceuticals21113.82 Cement9966.87 Hardware8054.45 Shipping1242.18 Edible Oil65.01 Agriculture7915377.06 Education121528.78 Housing4259213.75 Chemicals2948.43 Others20471394.48 TOTAL2296019884 SECTOR – WISE RESTRUCTURED ACCOUNTS Amt. in ` Crore

39. Page 39 www.canarabank.com AMOUNT RESTRUCTURED DURING Q1 FY14 No. of AccountsAmount Agriculture193 MSME234 Housing131 Large Advances341561 Others41114 Total1301683 Amt. in ` Crore

40. Page 40 www.canarabank.com SECTOR WISE RESTRUCTURED ADVANCES OUTSTANDING AS AT JUNE 2013 No. of AccountsAmount Agriculture7915373 MSME8379506 Housing4259214 Large Advances52910854 Others18787937 Total2296019884 Amt. in ` Crore

41. Page 41 www.canarabank.com CAPITAL ADEQUACY – NEW BASEL III NORMS Capital Adequacy Ratio CRAR of 11.35% at June 2013 Vs. 9% norm Tier I ratio at 9.03% Vs. 6.5% norm Tier II ratio at 2.32% Govt. holding at 67.7% Paid-up Capital at `443 crore Comfortable CRAR, Sufficient headroom for raising further capital

42. Page 42 www.canarabank.com CAPITAL ADEQUACY – BASEL III BASEL II BASEL III ParticularsJun'12Mar'13 Jun’13 Risk-weighted Assets216532243348 260699 Tier I Capital217912377923548 Tier I Ratio%10.06%9.77% CET: 8.52% AT I: 0.51% Tier I: 9.03% Tier II Capital68396385 6035 Tier II Ratio%3.16%2.63%2.32 Total Capital286303016429583 CRAR%13.22%12.40%11.35%

43. Page 43 www.canarabank.com SHAREHOLDING PATTERN As on JUNE 30, 2013 Govt.67.7 FIIs12.7 Insurance Companies 7.2 Residents Individuals 4.5 Banks1.0 Others6.9

44. Page 44 www.canarabank.com FINANCIAL INCLUSION Holistic Approach to Financial Inclusion Covered all the 1624 allotted villages in 24 States (>2000 population category), under Brick and Mortar Branch Model (264 villages) and Business Correspondent Model (1360 villages). Covered 1268 villages (<2000 population category) out of the 8425 villages allotted under Brick and Mortar Branch Model (13 villages) and Business Correspondent Model (1255 villages). Opened 4.30 lakh BSBD accounts during the quarter, with accretion of 31 crore deposits. The tally of BSBD accounts increased to 64.72 lakh, with outstanding deposit balance of 1174 crore. Brick and Mortar Branches opened in 171 FI villages during FY12 have garnered a business of ` 1407 crore. The average business of these branches which was at ` 7.32 crore as at 31.03.2013, has improved to ` 8.23 crore per branch. `

45. Page 45 www.canarabank.com FINANCIAL INCLUSION Holistic Approach to Financial Inclusion 64 Brick and mortar branches opened during FY13 have garnered a business of ` 233.43 crore as against ` 147 crore as on 31.03.2013. With focus on activation of customer service providers at villages, 1.67 lakh transactions amounting to ` 38.83 crore was done through 3.62 lakh smart cards during the quarter. In built OD facility provided to 88,863 BSBD account holders to the extent of ` 13.63 crore. Opened 4 Financial Literacy Centres (FLCs) in four allotted blocks by the Bank Sponsored RRB (PGB) in addition to the existing 26 FLCs in Lead Districts. “Money” and “Savings” - comic books brought out in eight Indian languages for financial literacy. 19 Micro Finance Branches to foster urban financial inclusion have achieved a total business of ` 217 crore.

46. Page 46 www.canarabank.com FINANCIAL INCLUSION Credit linked 4256 SHGs by disbursing ` 100 crore during the quarter. Exposure under SHG is ` 1348 crore under 85630 SHG accounts. Issued 41816 GCCs amounting to ` 92.68 crore during the quarter. Exposure under GCC is ` 645 crore under 3.06 lakh accounts. Disbursed ` 22.47 crore to 25737 beneficiaries under DRI Scheme during the quarter. Total exposure under DRI is ` 91.36 crore. 7727 SHG members are provided coverage under the Micro Insurance product of M/s Canara HSBC OBC insurance company Ltd. during the quarter. Participated in Pilot Project for Direct Benefit Transfer in 103 identified districts where we have presence and opened more than 80000 accounts to DBT beneficiaries. Holistic Approac h to Financial Inclusion

47. Page 47 www.canarabank.com EXPANDED CLIENTELE BASE 5 Crore Strong Clientele Base Jun’12Mar’13Jun’13 Y-o-Y Increase Clientele Base43047049969 No. of Deposit A/Cs38441743551 No. of Borrowal A/Cs46536418 70 lakhs Clientele added Y-o-Y (In Lakhs)

48. Page 48 www.canarabank.com AWARDS  “Best Bank of the Year Award”, instituted by The Bangalore Management Association (BMA).  “Best Financial Institution”, Category-Gold in the Export Excellence Awards 2013 by the Federation of Karnataka Chamber of Commerce, Bangalore.  Awarded Institute of Directors’ Fellowship on the eve of Golden Peacock Awards.  Awarded Certificate of Excellence for exemplary CSR Initiative for the project “Strengthening Traditional Art and Culture” under e-India Awards 2013.

49. Page 49 www.canarabank.com GOALS FOR FY14 The Bank aims to reach an aggregate business figure of more than `7 lakh crore, with deposit growth of 15-17% and advances growth of 16-18%. Plans to take the number of branches from 3770 to 5000 and number of ATMs from 3754 to 10,000 by Mar’2015. Plans to open branches at 14 overseas centres- Johannesburg (South Africa, License already received), DIFC (Dubai), Sao Paulo (Brazil), Dar-es-Salaam (Tanzania), Tokyo (Japan), Abuja (Nigeria), Jeddah (Saudi Arabia), Qatar Financial Centre (Qatar), Frankfurt (Germany) and New York (USA), Sydney(Australia), Ontario (Canada), Wellington (New Zealand) and Singapore by Mar’2015 PLAN S

50. Page 50 www.canarabank.com GOALS FOR FY14 Thrust on Retail Business- CASA, retail deposits, retail credit, recovery, fee income and asset quality. Technology and business process reengineering. Thrust on improving operational financial ratios, such as, NIM, ROA, ROE and Cost-to-Income PLAN S

51. Page 51 www.canarabank.com