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WELCOME TO OUR TRAINING SEMINAR LEARN HOW TO MAKE AN EXTRA 7K MONTHLY ! UNITY FINANCIAL LIFE COMPANY.

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Presentation on theme: "WELCOME TO OUR TRAINING SEMINAR LEARN HOW TO MAKE AN EXTRA 7K MONTHLY ! UNITY FINANCIAL LIFE COMPANY."— Presentation transcript:

1 WELCOME TO OUR TRAINING SEMINAR LEARN HOW TO MAKE AN EXTRA 7K MONTHLY ! UNITY FINANCIAL LIFE COMPANY

2 OUR GOAL IN THIS SEMINAR OUR GOAL IN THIS SEMINAR The Goal of This Sales Training Academy -To help you make an extra 7K monthly -And to help your clients protect Assets by planning now

3 A NURSING HOME CAN WIPE-OUT A LIFETIME OF SAVINGS ! 93% OF SENIORS OVER 65, DON’T HAVE NURSING HOME INSURANCE !

4 SINCE ONLY $ IS EXEMPT FOR LIFE INSURANCE…THIS IS AN ISSUE Medicaid says only a $ life insurance policy is exempt. Any policy over that amount in cash values is a countable asset and would have to be spent down for Medicaid Eligibility. Example: $10, Policy – (Paid Up) 9, Cash Value SOLUTION: 1035 Exchange to Funeral Trust. (Tax Free) – Now it is Protected.

5 Funeral Trust Planning Dollars put into the Irrevocable Funeral Trust is Exempt. (Client receives fair market value - No Five Year Look-Back) Protected from Creditors, Lawyers, Hospitals, Nursing Homes and Medicaid. The last trust available without a look-back. Great Medicaid Planning Tool. The Financial Planner /Insurance Agent can now assist their clients with this pre- planning trust.

6 ADVANCE PLANNING SHOULD BE DONE FIVE YEARS IN ADVANCE TO PROTECT ASSETS PLANNING TOOLSPLANNING TOOLS FUNERAL TRUST PLANNINGFUNERAL TRUST PLANNING POWER OF ATTORNEYPOWER OF ATTORNEY HEALTHCARE AND FINANCIAL POAHEALTHCARE AND FINANCIAL POA NETWORKING WITH AN ATTORNEYNETWORKING WITH AN ATTORNEY KEEP IT SIMPLE…THIS FUNERAL TRUST ISKEEP IT SIMPLE…THIS FUNERAL TRUST IS EASY TO SELL…YOU DON’T HAVE TO BE A EASY TO SELL…YOU DON’T HAVE TO BE A EXPERT TO SELL THIS PRODUCT! EXPERT TO SELL THIS PRODUCT! THIS FUNERAL TRUST PLANNING IS JUST COMMON SENSE! REVIEW – PLANNING YOU SHOULD RECOMMEND

7 Unity Financial Life Insurance Company Cincinnati, Ohio Home Office Licensed in 42 StatesLicensed in 42 States Expertise in funeral funding insuranceExpertise in funeral funding insurance Fastest Growing Private Company in Pre-NeedFastest Growing Private Company in Pre-Need Strong Balance SheetStrong Balance Sheet

8 UNITY FINANCIAL LIFE INSURANCE COMPANY 1.SINGLE PREMIUM LIFE PRODUCT 2.ISSUE AGES NO UNDERWRITING – GUARANTEED ISSUED 4.GREAT COMMISSIONS 5.FUNERAL TRUST PROVIDED BY INS. CO. 6.UNITY FUNERAL TRUSTS – ONE PAGE APP. 1.MEDICAID EXEMPT IN MOST STATES 2.ILLINOIS - $10,000 – FUNERAL TRUST 3.WISCONSIN - $ 12,500 FUNERAL TRUST 4.TEXAS - $12, EXCHANGES ACCEPTED GREAT FOR PRE-PLANNING AND CRISIS PLANNING

9 Independent Marketing Organization for Unity Financial Life Company PRODUCT DEVELOPED BY DELCO BROKERAGE AND UNITY FINANCIAL LIFE Your Opportunity to Make An Extra 7K per Month, Marketing to Your Existing Clients. IT’S EASY AND SIMPLE TO DO!

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11 FUNERAL COSTS CAN VARY FROM $7000- $12,000 NATIONAL AVERAGE IS $

12 Irrevocable Funeral Trust (IFT) - Funded by a single premium life policy. Trust strictly specifies money is to be used for funeral expenses. Life Policy per year to age 80, 1% At Death, the trust pays the funeral home directly with excess funds being returned to the estate or family. Death claim - Agent gathers death certificate/bill from funeral home and fills out claim form for family. The Irrevocable Funeral Trust DELCO BROKERAGE SERVICES

13 The Easiest Sale You’ll ever make Four ways to fund the IFT Trust 1035 Exchange from Old Life Insurance Policies that have a Face Value of over $ Cash - Write You a check 10% Free Withdrawal from an Annuity Old Mature savings Bonds

14 1035 Exchange Sale Face Amount - $10,000Face Amount - $10,000 Cash Value - $ Cash Value - $ Medicaid limits in most states - $ 1, Protect This Policy by Tax Free Exchange FUNERAL TRUST Provides Instant Medicaid Protection Life Insurance Policy

15 Existing Annuity Policy - $ 200, Value 10% Free Withdrawal from An annuity to fund funeral trust. ($20,000.00) Use $20,000 to set up (2) Funeral Trusts at $10,000 per spouse. Now this money is Medicaid Exempt! The 10% Free Withdrawal To Fund Trust

16 Your Biggest Competition THE FUNERAL HOME REASONS WHY YOUR CLIENT IS BETTER OFF DOING BUSINESS WITH YOU.  The Funeral Home might go out of business  You might move closer to your children in your old age  The Funeral Home may merge with new owners  You might retire down in Florida Our Funeral Trust doesn’t specify any particular funeral home. This trust can be used with any funeral home at time of death. WE OFFER FLEXIBILITY!

17 Case Study # EXCHANGE Old Policy – Face Value - $10,000Old Policy – Face Value - $10,000 Cash Value - $ 9,750 Cash Value - $ 9,750  Policies with Face Values of more than $1500 is a “Countable Asset”.  1035 old policy to Funeral Trust.  Now Money is Protected. (Exempt asset)

18 Case Study - #2 Crisis Case – Client is already in an institution. Example: Age 85 – Female $10,000 remaining in bank acct. Two Choices – Spend $ 8000 on Nursing Home Save $8000 with Funeral Trust YOU CAN USE A POWER OF ATTORNEY IF CLIENT IS UNABLE TO SIGN.

19 Boost Your Income with The Funeral Trust During the last 3 weeks I made more than I could believe. GREAT Product! CALL DELCO BROKERAGE SERVICES WRITE (3) CASES PER MONTH AND EARN HUGE COMMISSIONS A case being a husband and wife. $10,000 per trust X 6 = $60,000 premium Average age - 72 Commission = $ 7,800+ per month. START SELLING THE FUNERAL TRUSTS INCREASE YOUR MONTHLY INCOME BY $

20 1.Turn in your contract 2. Receive our entire marketing program marketing program 3.Access to Website 4.Direct Mailers 5.Annual Review Letter 6.Power Point Presentations 7.Turn-Key Marketing DELCO BROKERAGE DELCO BROKERAGE DO IT TODAY… COMPLETE YOUR CONTRACTING


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