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90 Day No Credit Check In-House Customer EZ Payment Plan.

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Presentation on theme: "90 Day No Credit Check In-House Customer EZ Payment Plan."— Presentation transcript:

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2 90 Day No Credit Check In-House Customer EZ Payment Plan

3  Is NOT a bank  Is NOT a finance company  Is NOT a lender We do not make loans and we are not a finance company. We provide ACH payment schedules giving us the opportunity to convert and guarantee said schedules. IS NOT

4 Platinum One LLC is able to provide this service due to federal law. The Check Clearing Act 21 of 2008. Allows post-dated checks to be converted to an Allows post-dated checks to be converted to an ACH payment schedule. ACH payment schedule. Mandates bank regulation requiring ACH payment Mandates bank regulation requiring ACH payment priority vs. traditional checks. priority vs. traditional checks. Mandates bank regulation allowing ACH NSF Mandates bank regulation allowing ACH NSF re-deposits three additional times vs. traditional re-deposits three additional times vs. traditional checks one time only. checks one time only.

5  Valid checking account.  Valid driver’s license, state ID, or military ID.  Proof of employment. Only Three Requirements To Qualify For Platinum One LLC, No Credit Check In-House EZ Payment Plan

6 1. The customer signs the no credit check agreement for the requested products or services. 2. The customer presents the checks payable to the merchant for the products or services. 3. Merchant scans the checks and enters the customer’s payment schedule. 4. The checks will be debited from the customer’s account on the specified date.

7  Guarantees your customer’s payments.  Maximum aggregate: $5,000  Maximum time for post dates: 90 Days  93% approval rate in 10 seconds or less.  Merchant does not deposit a single check.  Platinum One LLC. Collects on customer’s bad checks.

8  Merchant cost between 9% and 9.95%.  Merchant earns a plus business/profit builder of above the customer’s charged rate.  Platinum One LLC. Provides leased processor, imager, and proprietary software.  Account set up in 72 hours, includes application, and delivery of system.

9  Not designed to replace existing financing.  Is designed to enhance existing financing.  Piggy backs over and above existing financing.  Guaranteed layaway programs.  Finance soft costs to enhance profitability.

10  Automotive sales  Automotive repairs  Wheels and tires  Furniture sales (New and used)  Appliance repairs  Appliance sales (New and used)  Contractors (All)  Funeral homes  Criminal defense attorneys  Computer/electronic repair  Jewelry sales and service  Car and home entertainment  Medical services  Dental services  Cosmetic services  And many more…

11  Small to medium-sized businesses. Located on “Main Street America.”  Owned and operated by citizen. “Mom And Pop.”  Business should have average ticket of $300 or more.  Emergency services or have-to purchases are especially strong.

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13 Platinum One LLC. 90 Day in House Payment Plan!

14 The Platinum Plan: For Platinum One LLC. ONLY For Platinum One LLC. ONLY

15 Platinum One LLC. Platinum Plan: For merchants who need all their money to complete customers invoice. Merchants who have high material costs or poor cash flow.

16 Platinum One LLC. Platinum Plan: Platinum Plan: Merchant will receive $1,500.00 to $5,000.00 Merchant will receive $1,500.00 to $5,000.00 within 48-72 hours (based on credit score). within 48-72 hours (based on credit score). *Platinum Plan does not require credit card processing business. *Platinum Plan does not require credit card processing business. Restricted businesses Restricted businesses Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsman Coin dealers, Used car dealers, Bail bondsman

17 Platinum One LLC. Platinum Plan: Platinum Plan: $95.00 set up fee (annual fee of $95.00). $95.00 set up fee (annual fee of $95.00). $109.00 per month lease (4 year lease). $109.00 per month lease (4 year lease). $10.00 statement fee. $10.00 statement fee. Commission levels remain the same. Commission levels remain the same. Platinum Plan: buyout $3,200.00 Platinum Plan: buyout $3,200.00 Ladco lease (12 pages) Ladco lease (12 pages)

18 Platinum One LLC. The Gold Plan The Gold Plan

19 Platinum One LLC. Gold Plan: Gold Plan: Merchants that can wait for their money Merchants that can wait for their money 48-72 hours after pull from there customers 48-72 hours after pull from there customers checking account. checking account. Merchants with better cash flow. Merchants with better cash flow. Gold Plan: You must get credit card business in order to complete the sale. in order to complete the sale.

20 Platinum One LLC. $99.90 per month lease (4 year lease). $99.90 per month lease (4 year lease). $10.00 statement fee. $10.00 statement fee. Commission levels remain the same. Commission levels remain the same. Gold Plan: buyout $3,200.00 Gold Plan: buyout $3,200.00 First American lease. First American lease. Restricted businesses Restricted businesses Pawn shops,, Bail bondsman Pawn shops,, Bail bondsman

21 Platinum One LLC. Gold Plan: Gold Plan: Interest rate 9.00% Interest rate 9.00% Merchant can add additional interest for profile building (example 12% or 15% optional). Merchant can add additional interest for profile building (example 12% or 15% optional). $25.00 non processing fee. $25.00 non processing fee. All funds are guaranteed (No bounced checks). All funds are guaranteed (No bounced checks).

22 Platinum One LLC. The Silver Plan The Silver Plan

23 Platinum One LLC. Silver Plan : Silver Plan : Online only (through EPS Online). Online only (through EPS Online). Merchant gives 6 month commitment. Merchant gives 6 month commitment. $199.90 for six month (acquisition fee). $199.90 for six month (acquisition fee). Thereafter $49.90 per month (subscription fee). Thereafter $49.90 per month (subscription fee). Silver Plan: Buyout $1,000.00 Silver Plan: Buyout $1,000.00 No long term commitment or lease. No long term commitment or lease. No underwriting. No underwriting.

24 Platinum One LLC. Merchants will receive money in 48-72 hours after pull from there customers checking account. Merchants will receive money in 48-72 hours after pull from there customers checking account. All funds are guaranteed (No bounced checks). All funds are guaranteed (No bounced checks). Includes Single check conversion up to $2,500.00 Includes Single check conversion up to $2,500.00 Silver Plan: You must get credit card business in order to complete the sale. Silver Plan: You must get credit card business in order to complete the sale.

25 Platinum One LLC. Silver Plan: Silver Plan: Merchant process 90 day program on line Merchant process 90 day program on line Merchant receives user name and password Merchant receives user name and password Merchant can process through existing PC Merchant can process through existing PC Merchant can Swipe cards through PC (Extra Charge) Merchant can Swipe cards through PC (Extra Charge) Single location only Single location only Commission 50% of Platinum and Gold Plans Commission 50% of Platinum and Gold Plans


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