Presentation on theme: "1 Banco do Brasil 1Q10. 2 Disclaimer The tables and charts in this presentation show the financial numbers, rounded, in R$ millions. The columns of variation."— Presentation transcript:
2 Disclaimer The tables and charts in this presentation show the financial numbers, rounded, in R$ millions. The columns of variation and the totalizers expand upon the financial figures and not the rounded numbers in R$ millions. The used roundings follows the rules established by Resolution 886/66 of Foundation IBGE: If the last digit is less than 5, it increases by one unit the last digit to stay; if the last figure is less than 5, the last digit to stay remains unchanged. The variations in both percentage and nominal, were calculated using numbers in units. Banco do Brasil is doing a stock offering. Read carefully the Offering Memorandum, specially the "Risk Factors" section.
3 Price Index IPCA¹ - %Interest Rate Selic² - % Total Payroll Index³ (3) Base 100 May/2002 Source: IBGE Unemployment 4 - % (4) 12 months average Source: IBGE Economic Environment (1) 12 months Sorce: IBGE (2) End of Period Source: Central Bank
4 Banking Industry Banking Industry Loan Portfolio - R$ trillionBanking Industry Loan Operations¹ - R$ billion Credit Risk Consumer Loans² - R$ billion Allowance / Portfolio - % Loan/GDP - % Public Private MortgagePayroll Vehicle Past Due Loan + 90 dias / Loan Portfolio - % (1) Loan as reference for interest rate (2) Free Resources Source: Central Bank BusinessesIndividuals
5 Board of Officers Internal Audit Board of Directors Shareholders General Meeting Board of Auditors Directorships Audit Committee CEO VP of International Business and Wholesale Foreign Trade Commercial International VP of Retail Business VP of Retail and Distribution VP of Agribusiness VP of Government VP of Finance, Capital Markets and IR VP of Technology and Logistics VP of People Management and Sustainable Development VP of Credit, Controllership and Global Risk Cards Loans and Financing Insurance, Pension Plans and Capitalization Distribution and Retail Channels High Income Agribusiness Government Pension Fund Management Finance Capital Markets and Investment Investor Relations Logistics Technology Software Development IT Infraestructure Operational Support People Management Relations with Employees and Sponsored Entities Controllership Credit Risk Management Reestructuring of Operational Assets Accounting Internal Controls Strategy and Organization Security Management Legal Marketing and Communication Executive Secretariat Units Micro and Small Enterprises Retail Channel Mannagement Position: Mar.31, 2010 Sustainable Development São Paulo Distribution
6 COBRA BB-99,88% ON 99,94% Total BI-0,00653% ON 0,00327% Total BB LEASING BB - 100% ON 100% Total BB CARTÕES BB - 100% ON 100% Total BB LEASING Co. LTD BB - 100% ON 100% Total BB DTVM BB -100% ON 100% Total BB CORRETORA BB - 100%ON 100% Total BAMB BB -100% ON 100% Total BB CONSÓRCIOS BB - 100% ON 100% Total BANCO DO BRASIL SECURITIES LLC BB - 100% ON 100% Total BB SECURITIES BAMB -100% ON 100% Total BB TURISMO BAMB - 99% ON BB Leasing - 1% ON 100% Total ATIVOS S.A. BB BI - 49% ON 74,50 % Total BAMB - 51% ON 25,50% Total BANCO DO BRASIL M A N A G E D BB PREVIDÊNCIA Closed Private Pension Entity S P O N S O R E D CASSI PREVI FBB C O N T R O L L E D BANCO POPULAR DO BRASIL BB -100% ON 100% Total F O U N D A T I O N Banco do Brasil National Treasury 51,8991 % Previ 10,3720 % BNDESPAR 2,4285 % Individuals 5,2918 % Businesses 4,7951 % Foreign Capital 11,7275 % Treasury Stock 0,1099 % PPP Guarantee Fund 2,3348% Export Guarantee Fund 8,9266 % FGHAB Fund 0,0652% Naval Constr. Garantee Fund 1,7511% Investment Gar. Fund 0,2918% BANCO VOTORANTIM BB 49,99% ON 50% Total BESCVAL BESCREDI BESCLEASING BB -100% ON 100% Total BB BI BB - 100% ON 100% Total BRASILPREV BB Seguro 49,99% ON 49,99% Total BRASILSAÚDE BB Seguros 49,99% ON 49,99% Total BRASILCAP BB Seguros 49,99% ON 49,99% Total BRASIL VEÍCULOS BB Seguros 40% ON 70% Total Strategic Participation Insurance Group BB SEGUROS PARTICIPAÇÕES BB SEGUROS PARTICIPAÇÕES BB – 100% ON 100%Total CADAM BB 56,19% PN 21,64% Total Participação Não Estratégica Participações Estratégicas A F F I L I A T E D C O M P A N I E S / BB BI H O L D I N G S NOSSA CAIXA ADM. DE CARTÕES BB – 100% ON 100% Total CIBRASEC BB-BI 9,09% ON 9,09% Total BB 3,03% ON 3,03 % Total CIELO BB BI 23,54% ON 23,54% Total VISA VALE BB BI 35,00% ON 40,35% Total TECBAN BB BI 13,53% ON 13,53% Total Other Participation Aliança do Brasil 100% ON 100% Total BB BI BB ALIANÇA PARTICIPAÇÕES NOSSA CAIXA CAPITALIZAÇÃO BB – 100% ON 100% Total BB ALIANÇA PARTICIPAÇÕES BB – 100% ON 100%Total CADAM BB 56,19% PN 21,64% Total Non-strategic Participation Strategic Participation BANCO VOTORANTIM BB 49,99% ON 50% Total MAPFRE NOSSA CAIXA BNC 49% ON 49% Total EBP BB BI 11,11% ON 11,11 Total BB USA HOLDING COMPANY, INC. BB AG -100% ON 100% Total BB MONEY TRANSFERS, INC. BB USA HoldCo-100% ON 100% Total BANCO DO BRASIL AG VIENA BB -100% ON 100% Total ITAPEBI BB-BI 19% ON 19% Total KEPLER WEBER BB-BI 18,94% ON 17,65% Total BBDTVM 0,0245% ON 0,0228% Total PRONOR BB 1,77% PN 1,05% Total BB-BI 5,51% PN 3,27% Total BBDTVM 29,51% ON 12,02% Total NEOENERGIA BB-BI 8,81% ON 11,99% Total Non-strategic Participation Strategic Participation SBCE BB-BI 12,088% ON 12,088% Total Position: Mar.31, 2010
18 Without insuranceWith insurance Crop Insurance Breakdown - % Working Capital (R$ billion) 59.6% 72.5% 71.9% 39.1% 75.6% *until March/2010 Reinsurance Credit to Agribusiness 11.615.512.8 63% 62% 50% 37% 38% 50% Crop 2007/2008Crop 2008/2009Crop 2009/2010*
19 (1) Average Loan Portfolio and 12 months expenses (2) Without one-off items (3) Net of credit recovery Required and Additional Provision / Loan Portfolio - % Past Due Loans + 90 days / Loan Portfolio - % Provision Charges² - R$ million Provision Charges / Loan Portfolio¹ - % Annualized Net Loss³ / Loan Portfolio - % Credit Risk
20 Net Interest Income R$ billion 36.7 58.4 65.3 15.3 40.0 Other Interest Revenues Loans Revenues Net Interest Income 18.6
21 Global NIM¹ - % Cumulative Selic² - % Global NIM¹/Cumulative Selic² - % NIM by ProductNIM vs. Selic Agribusiness - % Businesses - % Individuals - % (1) Net Interest Income over Earning Assets (3) Includes loan fees from Banco Votorantim (2) Annualized NIM
22 Productivity Administrative Expenses 1 Operating Income 1 Cost / Income Ratio without one-off items - % (1) Without one-off items
23 Productivity Personnel Expenses 1 Fee Income Coverage Ratio without one-off items - % (1)Without one-off items
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