Presentation on theme: "2008 Making Money on the International Top-Up. www.cyberplat.com 2 The world is changing There were the times when it was possible to earn 5-10% on."— Presentation transcript:
2008 Making Money on the International Top-Up
2 The world is changing There were the times when it was possible to earn 5-10% on the domestic top-up. Those times are gone. There still are domestic markets in some developing countries with the 5-8% margin on the top-up, but they are few and narrow. In the developed markets, the large scale top-up networks reduce the margin to as little as 2%.
3 The International Top-Up (ITU) is the new opportunity to make money. The MNOs are ready to pay: 10% in the neighboring countries 15% in the mainstream tourist countries (e.g. Turkey and Egypt for EU MNOs) 25% in less popular tourism countries Up to 30% in exotic countries The new opportunity: ITU
4 …to create acceptance networks not in domestic countries! The ITU companies in the new non- domestic markets meet the problems: There are domestic players already The foreign countries have their specific and require the knowledge of the market The new players are not very much welcome But it’s not easy…
5 Where is the solution? It is almost impossible to penetrate a new country’s market alone It is much easier to do with a help from a domestic top-up network
6 Bilateral vs. hub Bilateral relations: Large number of bilateral agreements negotiations and connections: hundreds of large and thousands of smaller companies to connect Too many gateways Unmanageable maintenance and operation Hub concept: Just one agreement Just one gateway Hassle-free operation/maintenance
7 CyberPlat hub solution 10 years proven technology Very attractive per transaction prices Easy connection Online (1-2 seconds) Secure (messages are encrypted and EDS signed) Zurich (Switzerland) based transaction processing center
8 CyberPlat offer Processing of the transactions between top-up networks in different countries and/or between top-up networks and MNOs Cost per transaction: 1 US cent Real-time online!
9 Why it is profitable? $10 top-up in the neighboring country brings a top-up company (at 10%) $1 The top-up company pays for the transaction processing just 1 cent The company’s revenue: $0.99
10 The further – the more $100 top-up in the exotic country brings a top-up company (at 20%) $20 The top-up company pays for the transaction processing just 1 cent The company’s revenue: $19.99
11 Together is better Going together, it is possible to earn much more than separately In a few months, we can create a global top-up system with about 50 companies based in different countries This system will be very attractive to MNOs Domestic payment systems could successfully sell the system’s services to the local MNOs
12 Who needs it? MNOs: Roaming is profitable Good roaming services are the main competitive edge Ability to top-up in the roaming is the powerful advantage Top-up companies & retailers: The tourists are good payers Commission for ITU is much higher than for domestic top-up Subcribers: More people go abroad each year More subscribers get prepaid They all have mobile phones They all need to top-up in roaming
13 Let’s go together! Together, we can make a new profitable product in a very short time Together, we can use it to raise our revenues So let’s make some money a lot of money together!
14 Contact information Andrey Gribov, PRESIDENT & CEO, CYBERPLAT OJSC Address:Floor 12, Entrance 7, World Trade Center-2, Moscow, , Russia Phone:+7 (495) Fax:+7 (495) Website:http://www.cyberplat.com