10Legal CorrespondenceYou get one letter per subject matter each year at no additional charge – with a copy for your file! Follow-up letters are provided at a 25% dicount.
11Debt CollectionHow valuable would it be to your business to have collection letters written on you behalf by an attorney?
12Collection LettersYour business may have up to ten (10) separate initial collection letters written per month at no charge.
13Legal Contracts Contract Review Up to 3 contracts – up to 15 pages each – can be review each month by your Provider Law FirmExecuted Contract ReviewOne signed contract per month – up to 10 pages in length – reviewed by your Provider Law Firm at no additional charge.
14Document ReviewEach month your Provider Law Firm will receive three (3) business documents – up to 15 pages each – and make recommendations
15Designated Consultations For Certain legal situations, your plan includes two (2) telephone consultations per year arranges by your Provider Firm.Each consultation are up to one-half hour.
25How long would it take for you to run out of money? What Lawsuits CostMost attorney charge between $150 and $300 an hourTo keep an attorney on retainer: $500 to $1,000 per monthHow long would it take for you to run out of money?
26Unlimited Business Consulting - 24 Hours a Day - InternetMarketingManagementAccountingInsuranceTaxesRetirementTravel
27Small Business Management Course InsuranceTelecommunicationsInvestmentsComputersFinanceBusiness PlansTime ManagementBankingPsychology of the home office
28EMPLOYEE BENEFITS PROGRAM Legal Shield Pioneer in legal services since 1972Kroll Inc. world’s leading independent risk consulting company for over 30 years
29“The Nation’s Fastest Growing Crime” - Federal Trade CommissionOprah Winfrey, Will Smith, Bill Gates, Tiger Woods, Steven Spielberg, US Attorney General John Ashcroft and one out of every eight Americans…
30In the NewsPortland Police bust HUGE ID Theft Ring: Stolen Information on over 3000 local residents-- KGW.com (11/7/2003)Identity thief nabs victims at Kinko’sfrom MSNBC.com (8/2003)In New Twist, Identity Thieves AreTargeting Home Equity (Wall Street Journal)Identity theft has risen 80 percentfrom Delaware online (8/2003)
31The Facts…. FTC Report Sept. 2003 1out of 4 American Households were struck by Identity Theft in the last 5 years.Estimated 9.9 million victims last year (FTC)(The incidence of victimization increased 11-20% between and 80% between 2002 –2003) Harris Interactive1997 consumers lost $745 million2002 cost to US economy $53 billion3,000 calls a week to FTC ‘Identity Theft’ Hotline(43% of all of their calls)
32The Facts…. ‘The Aftermath’ ITRC Study 2003 Victimization increased 11-20% between and 80% between (Harris Interactive).91% of respondents do not see the end of the tunnel" and expect a heavy increase in victimization.49% also stated that they don’t feel they know how to adequately protect themselves from this crime.600 hours (average) over a period of years. (Three years ago the average was 175 hours of time, representing an increase of about 2470% ) Based on 600 hours X the indicated victim wages, this equals nearly $16,000 in lost potential or realized income.
33Think you’re NOT at risk? Unfortunately you are.Do you hand your Credit Card to restaurants?Do you sign your Credit Cards?Do you supply personal information over the Internet?Do you keep your Social Security number in your wallet or purse?Do you leave mail at your home or business for the postal carrier to collect?Do you shred unwanted mail with personal information?
34Options… #1 – ‘Do It Yourselfer’ #2 – ‘Be Proactive’ and Protect Yourself
35Option #1 (without Protection) : On average victims spend more than 600 hours and $1,400 in out-of-pocket expenses (an increase of 85% from past years)$16,000 in lost wages to clear their names.(Three years ago the average was 175 hours of time *, representing an increase of about 2470%.)*Identity Theft Resource Center 2003$12.95 per month covers both the member and the member’s spouse.(ONLY $9.95 per month with a PPL Legal Plan)Option #2 (with Protection) :See Product Contract for more information
36Legal Shield. Pioneer in legal services since 1972 Kroll Inc. – world’s leading independent risk consulting company for over 30 years
37Credit Reports (for both of you) Free credit reportPersonal Credit Score and AnalysisContinuous Credit MonitoringMonitored dailyNew AccountsNegative notationsSee Product Contract for more information
38Fraud Restoration Assistance Limited Power of AttorneyFraud alerts to three major credit bureaus, FTC, Social Security Administration, and US Postal ServiceWork to restore your identity with law enforcement, the department of motor vehicles and other organizations(If you decline Limited Power of Attorney Consulting services will provide advice,Sample letters and forms through a toll-free Phone number for assistance and advicethroughout the process of restoring your identity. )See Product Contract for more information
39Help to reduce out-of-pocket expenses Reduces the amount of loss time from work to restore identityProactive searches of applicable local and national databasesSee Product Contract for more information