Your Personal Information Name Address Email Passwords Date of birth Mother’s maiden name Credit card number Bank account number Driver’s license number Social Security number Medical information 4
What is identity theft? Identity theft is taking someone’s personal information …. –Credit card number –Bank account number –Driver’s license number –Social Security number –Medical information –Etc. Without permission… 5
What is identity theft? … and using it for an unlawful purpose. –Opening credit accounts –Renting an apartment –Applying for a job –Making charges on an existing account –Getting medical care –Providing identity on arrest 6 6
13.1 million in 2013 – 1 victim every 2 seconds 7 How often does it happen? Source: Javelin Research & Strategy, 2/14
Consequences of ID Theft “Your request is denied.” “Please hold” “Press 9 to return to the main menu.” “We are going to need cash – in full.” “Is there anyone who can sign for you?” “This account is overdrawn.” “We show you owe $11,300 to Best Buy in Daytona.” “You have a right to remain silent…” 8
Consequences of ID Theft Having your identity stolen can stop you from: –Getting college loans, car loans, and credit cards –Renting an apartment –Getting a job 9 What do you mean I can’t get the loan?
Teens Care About Privacy 10 68% Privacy of personal info top concern re online activity 51% Very concerned about identity theft FOSI & Hart Research Associates, 2013
9 THINGS YOU CAN DO … to reduce your risk of identity theft 11
Don’t carry your Social Security card or anything with your Social Security number in your wallet or bag. 12 NUMBER 1 PROTECT YOUR SSN… THE KEY TO ID THEFT
Report problems promptly. 13 NUMBER 2 LOOK AT YOUR BILLS…ASAP!
NUMBER 3 Lock up your phone – use a passcode. 14
NUMBER 4 Firewall Anti-virus Anti-spyware Prompt updates and patches Lock down your computer. 15
NUMBER 8 Protect personal information at home. 19 Six Degrees of Identity Theft
NUMBER 9 Don’t Do Your Banking Where You Have Your Latte. 20
I’M SMART. I WATCH OUT FOR MYSELF. GIVE ME A BREAK. I KNOW MORE ABOUT THE INTERNET THAN YOU. I COULD TEACH YOU HOW TO USE YOUR PHONE. 21
Who will you teach? 1.Protect Your SSN. 2.Open your bills right away. 3.Lock up your phone. 4.Lock-down your computer. 5.Use strong passwords. 6.Brush up you privacy settings. 7.Toss stinky phish. 8.6 Degrees of Identity Theft 9.Don’t do your banking where you have your latte. 22