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Housing : An Engine for Inclusive Growth International Conference on April 10-13, 2013 New Delhi, India.

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Presentation on theme: "Housing : An Engine for Inclusive Growth International Conference on April 10-13, 2013 New Delhi, India."— Presentation transcript:

1 Housing : An Engine for Inclusive Growth International Conference on April 10-13, 2013 New Delhi, India

2 Assess current housing & Urban Dev. situation Map of the Republic of Yemen Administrative divisions

3 Table (4) Population and area of the country at 2004 map key DivisionCapital cityArea (km2)Pop. (2004) Gov. Density inh /km2 Urban Pop. % 1 'AdanAden825589, , 'Amran 9,013877, , AbyanZinjibar20,380433, , Ad Dali' 4,448470, , Al Bayda'Al Bayda10,487577, , Al Hudaydah 15,4072,157, , Al Jawf 46,170443, , Al MahrahAl Ghaydah78,07388,594137, Al Mahwit 2,452494, , Amanat Al Asimah Sana'a10561,747,8341,6551,707, Dhamar 8,7051,330, , HadramautAl Mukalla195,6261,028, , Hajjah 9,3761,479, , Ibb 6,0312,131, , Lahij 14,003722, , Ma'rib 19,529238, , Raymah 2,239394, , Sa'dah 14,364695, , Sana'aSan'a'13,730919, , Shabwah'Ataq45,519470, , Ta'izz 11,5732,393, , total 529,00619, ,638,

4 Total needs of Yemeni Republic governorates

5 %Female%MaleG. rateyearpopulation extraneedRuralUrbanyearTotal Houses OthersEndowmentRentedOwnedTotal houses Increase of Population and Houses Gap

6 Urban housing needs projection 1.5 million new units until 2025

7 Public Employees grades and salary –for year 2009 (military and teachers are not included)

8 م المحافظا ت إجمالي الإحتياج 20%نمــوذج (A) 120م260% نمــوذج (B) 85م220% نمـــوذج (C) 75م2 مساح ة الأر ض الدفعة المقدم ة القسط الشهر ي لنموذج A القسط الشهر ي لنموذ ج B القسط الشهر ي لنموذج C العدد قيمة البناء (بالمليون) قيمة الأرض (بالمليون) قيمة الخدمات (بالمليون) الإجمالي (بالمليون) العدد قيمة البناء (بالمليون) قيمة الأرض (بالمليون) قيمة الخدمات (بالمليون) الإجمالي (بالمليون) العدد قيمة البناء (بالمليون) قيمة الأرض (بالمليون) قيمة الخدمات (بالمليون) الإجمالي (بالمليون) 0% 15 1 أمانة العاصمة 139, ,930184,339 1,341 7,374193,05483,791391,7212,84915,669410,23927,930115,212837,9064,608957,726 2 تعز 72, ,44395, ,264 3,813792,40143,329202,5631,4738,103212,13914,44359,577433,2902,383495,250 3 إب 52, ,52469, ,171 2,778577,41031,573147,6051,0735,904154,58210,52443,413315,7321,737360,882 4 عدن 31,25 8 6,25241, ,077 1,650342,98818,75587,679637,6633,507728,8496,25225,788187,5481,032214,368 5 الحديدة 29,32 7 5,86538, ,539 1,548321,79917,59682,262598,2713,290683,8235,86524,195175,962967,791 1,167, مأرب 21,90 1 4,38028, ,250 1,156240,31513,14161,432446,7802,457510,6694,38018,068131,406722,733872,207 7 حجة 20,06 2 4,01226, ,595 1,059220,13612,03756,274409,2652,251467,7904,01216,551120,372662,046798,969 8 عمران 14,25 1 2,85018, , ,453908,0748,55139,974290,7201,599332,2932,85011,75785,506470,283567,546 9 الجوف 13,36 8 2,67417, , ,830851,8098,02137,497272,7071,500311,7042,67411,02980,208441,144532, ذمار 12,73 0 2,54616, , ,144811,1567,63835,708259,6921,428296,8282,54610,50276,380420,090506, حضرمو ت 10,25 0 2,05013,530 98, ,200653,1306,15028,751209,1001,150239,0012,0508,45661,500338,250408, صعدة 9,735 1,94712,850 93, ,008620,3145,84127,307198,5941,092226,9931,9478,03158,410321,255387, المحويت 9,160 1,83212,091 87, ,648583,6755,49625,694186,8641,028213,5861,8327,55754,960302,280364, ريمة 9,144 1,82912,070 87, ,803582,6555,48625,649186,5381,026213,2131,8297,54454,864301,752364, شبوة 6,836 1,3679,024 65, ,941435,5914,10219,175139,454766,999925,6281,3675,64041,016225,588272, صنعاء 6,453 1,2918,518 61, ,718411,1853,87218,101131,641724,027873,7691,2915,32438,718212,949256, البيضاء 6,310 1,2628,392 60, ,168402,1363,78617,700128,724707,982854,4061,2625,20637,860208,230251, لحج 4, ,374 39, ,949259,4052,44311,41983,048456,766551, ,35924,426134,343162, أبين 3, ,319 31, ,762208,4921,9639,17866,749367,118443, ,69919,632107,976130, الضالع 2, ,762 27, ,480181,6021,7107,99458,140319,770385, ,35117,10094,050113, المهرة 2, ,349 24, ,954161,6581,5227,11651,755284,651343, ,09315,22283,721101,036 الإجمالي 478, ,601631,028 3,249,52 0 5,878,43 6 9,758, ,8021,340,799 4,361,10 1 3,677,31 7 9,379, ,601394,3522,868,0186,024,241 9,286,

9 Formulate policies and programs, prioritize objectives and set targets Housing policy goals 1. General Goals a)Identify the status of Yemeni cities, their problems, causes and assess the housing situation. b)Encourage housing investment according to suitable planning. 2. Key Goals a)Achieve lowest possible costs, to establish housing projects for those with limited income, solve the problem of housing needs on the republican levels and mitigate the random housing problem b)Solve the problem of deteriorating areas belonging to lowest income segments (This segment represents a vial part in the urban problems in Yemen, as a multi-faceted problem, since low income citizens represent patterns and various segments, harboring such problems as: economic weakness and lack of purchasing power which resulted in a large gap between income and offered housing prices. In this case, the housing policy is considered a vital necessity to meet demand for suitable housing to lower income segments, as a developmental priority)

10 . Help housing associations build their houses Housing Investment 2. Support Institutional Development Qualify staff Technology and equipment Operative budget Develop database and statistics Housing Policy Aims at ensuring suitable housing to all Housing Policy Aims at ensuring suitable housing to all New needs as per population growth Houses for Housing Associations About to Fall (old units) 1. Strategic Plan for Housing Limited and medium income Rented Housing for the destitute Housing is: Below Standard

11 . 3. Finance system Government & partnership system Local & foreign loans Grants from merchants & donor countries Citizens contributions via pre-payment + monthly installments 4. Laws and Legislations Declare list of housing sector roles Establish housing fund with set sources 5. Coordinate with Services Entities Electricity Water & Sanitary System Public services (schools, clinics..etc Communications Roads Initiate Prime Ministerial approval on strategy

12 Execution Methodology Results of estimating housing needs in urban areas of the Yemeni Republic, showed that the number of housing units to be built annually is 36,000, distributed over governorates proportionally to the gaps in each governorate. Since it was hard to avail the appropriate funding during one year, the follow has to be done: 1.Start with identifying needed land as per set allocations in each governorate in coordination with the General Entity for Land, Areas and Urban Planning, and local authorities in the concerned governorate. 2.Survey the lands and prepare them in coordination with concerned service ministries to start serving those areas 3.Start to register limited income beneficiaries who meet selection criteria and conditions to benefit from this project, start collecting set amounts whether pre-payments or monthly installments. 4.Start to register youth of new families and collect set housing instalments for this segment on the basis of saving methodologies over 7 years, until enrolled in the project and houses are delivered, after which the remaining amount is divided over 15 years. 5.Start to build housing complexes with integrated services to absorb citizens of different limited and low income levels. (It is possible to execute this segment via partnerships between public and private sectors, since serviced land encourages private sector partnership) 6.The participating private sector in funding and building, will assign a number of housing units for limited income segments with low cost in return for serviced land and power per agreement and size of work 7.Start to service housing associations lands, offer suitable loans for housing associations members 8.Redo land surveys for random areas and coordinate with the services ministries to execute the infrastructure and support the re-building of inappropriate houses 9.Support and develop a housing fund as per a decision from the ministerial council to become the financial pool to fund housing projects and retrieve cost, and defer it for future projects 10.Submit a loan request to local or foreign banks with simple and (Islamic) legitimate interest.

13 Preparation of suitable land (Aden )

14 Economic Housing Design for Mid. & Low income people

15

16

17 The existing fund for the first stage of recent housing projects is from the following sources: 1)Government contribution: 10 billion Riyals 2)General Guarantees Agency and Wages and Social Security Insurances: 10 billion Riyals 3)Cooperative Agricultural Loan Bank: 2 billion Riyals 4)Fisheries and Agricultural Incentives Fund: 2 billion Riyals 5)Ministry of (Islamic) Awqaf: 1 billion Riyals

18 Aden city Hajja city Taiz city Dalea’ city

19 Cost recovery system Equivalent in $ Monthly payment 20 years Advance 20% Flat costArea Flat type 23,888 25,082 1,365,000 1,433,250 6 ، 825 ، 000 7,166, A 19,338 20,305 14,787 15,526 1,105,000 1,160, , ,250 5 ، 525 ، 000 5,801,250 4 ، 225 ، 000 4,436, B B2 17,063 17, ,000 1,023,750 4 ، 875 ، 000 5,118, C 20,020 21,021 1,144,000 1,201,200 5 ، 720 ، 000 6,006, D


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