Presentation on theme: "1 Overview. 2 The Hartford provides access to online retirement planning and investment guidance through Morningstar ® ClearFuture ® Will you retire on."— Presentation transcript:
2 The Hartford provides access to online retirement planning and investment guidance through Morningstar ® ClearFuture ® Will you retire on target? Will you retire on target? “The Hartford” is Hartford Financial Services Group, Inc. and its subsidiaries, including issuing company Hartford Life Insurance Company.
3 Confused about planning for retirement? What is my retirement goal? How much should I be saving? How much income can I expect in retirement? In which retirement plan investment choices should I invest? How much should I invest in each? When, and why, should I make investment changes? When will I be able to retire?
5 Retirement Plan Investment Recommendations which are …. Personalized - all recommendations factor in your risk tolerance, your time horizon and your unique goals Objective - Morningstar Associates, LLC is an independent investment adviser and has no vested interest in any of the investments recommended Customized - all recommendations reflect the features and investment choices in your company retirement plan Professional - Morningstar Associates, LLC is a federally registered investment adviser
6 Convenient - around-the-clock access via the Internet Easy - log in from home, work, or wherever you are Fast - receive a personalized recommendation on how to invest in your retirement plan in 20 minutes or less Secure - Morningstar uses leading-edge encryption technology to ensure confidentiality at all times Morningstar ClearFuture is...
7 First log in to http://retire.hartfordlife.com and click on HartfordOnline Access Once you enter into your Hartford account, click on “ClearFuture ® ” under the “Transactions” menu OR, take a self-guided tour Easy Access
8 Read and accept the advice disclaimer by The Hartford Easy Access
10 Step 1 is a breeze! Step 1: Getting Started Step 2. We’ll gather all relevant financial information. Step 2: Current Situation All you have to do is tell us a little bit about yourself. Your company provides census data so many of the fields will already be pre-populated.
11 Step 3. Suggested plan. Step 3: Pick A Plan Step 4. Let’s see how you react. Step 4: Bear Market Simulator
12 Step 5. Specific investment recommendations. Step 5: Investment Recommendations Step 6. TAKE ACTION TODAY! Step 6: Action List
13 Learning Station — Tools Tools are fun, tailored to you, and provide suggested action! The short articles save you time! 1. Five Minute Guide 2. Specific Concerns 3. Custom Course 4. Browsing Room 5. Tool Box
14 One of the smartest ways to help pay for your child’s college education is to: Begin saving for tuition Questions & Answers Five Minute Guide Make a Selection -------------------- How much can I contribute? Do I have enough to retire? Specific Concerns
15 Not sure what to read? Answer these 12 questions and we’ll build a custom investment course for you. Custom Course Browsing Room Sections The Basics of Investing The Importance of Planning
16 Research Lab Overview of investment choices Customized search capabilities Morningstar ® Investment Profile™ reports
17 Will you retire on target? “The Hartford” is The Hartford Financial Services Group, Inc. and its subsidiaries, including issuing company Hartford Life Insurance Company. Retirement programs are funded by group variable annuity contracts (HL-15811, HVL-11002 and HVL-21002 series, HVL-14000, HVL-14001 and HVL-20000, HL-14848, HL-15420 with Rider HL-16957 and HVL-11002 and HVL-21002 series for NY, HL-14991, NY & FL: HL- 14973) and group variable funding agreements (HL-16553 and HL-16553 for NY), or The Hartford Mutual Funds. Group variable annuities and group variable funding agreements issued by Hartford Life Insurance Company. Group variable annuity contracts are underwritten and distributed by Hartford Securities Distribution Company, Inc. where applicable. The Hartford Mutual Funds are underwritten and distributed by Hartford Investment Financial Services, LLC. For more complete information on The Hartford's group variable annuities, group variable funding agreements, or The Hartford Mutual Funds, including charges and expenses, call us at 1-800-874-2502 to obtain a prospectus or disclosure documents (including the Program Overview, Program Highlights, Investment Option Fee Schedule and applicable historical investment option performance information), whichever is applicable. Read this material carefully before you invest or send money. Neither The Hartford nor its agents or employees provide investment, financial, tax, legal or accounting advice. Please consult with professional advisors if you need these services.