1. CDN Management Institute Management training for Managers and specialists in the financial services industry in the Caribbean

2. Caribbean SME Development Finance Ltd (SME Devfin) SME Devfin provides Technical Assistance and Business Development Services to support Micro, Small & Medium- sized Enterprises in the Caribbean (www.smedevin.com)www.smedevin.com It is 50% owned by the Emerging Enterprises Venture Fund Caribbean Trust (EEVF Caribbean Trust) and DEVCAP (an equity fund Manager), a subsidiary of DFL Caribbean Holdings Ltd

3. CDN Management Institute CDN Management Services Ltd successfully promoted high-level management training seminars in Port-of-Spain since 1998 - participants came from everywhere - Belize down to Suriname The first events were in the early nineties - two week training courses in development banking held annually in Tobago

4. Goal and Objective Our goal is to facilitate training in specialised subject areas within core disciplines in the financial services industry in the Caribbean The objective of every seminar is to provide knowledge and insights, encouraging participants to develop and practice skills to be functional in the subject area at the end of the seminar

5. QUALITY is our Business Philosophy We carefully select trainers based on subject expertise, experience and proven training skills Participation is limited to 15 persons on five day courses ; we encourage participants to exchange views and share ideas outside of the classroom Management monitors every course

6. Facilities and Resources We have training facilities in POS, Georgetown and in Grenada – with full scope, multi-point video-conferencing - web-based demonstrations and training in software applications The POS centre has simultaneous translation facilities in three languages Experienced, subject-oriented trainers come from the European Union, Canada, the USA and the Caribbean

7. Scope of the Institute General Management Corporate credit analysis Financial Risk Management Enterprise Risk Management Marketing & Customer Relationship Management HR management Project Management (certification course) Corporate Governance Basle 2 ; IAS 32 and 39 and IFRS 7

8. Scope of the Institute MSME Specialisation  SME Banking  Microfinance ( Caribbean Microfinance Management Institute ) Arrangement of attachments to SME and MFI Strategic and operational advisory services

9. SME BANKING All General Management courses Credit analysis and SME rating models SME loan structuring Diagnosis of technical assistance needs

10. MICROFINANCE Principles and Best Practices Loan origination and appraisal methodologies Cash flow analysis ; Collections Legal procedures Marketing & Client Relationship Management New products and services Accounting policies Internal Controls

11. Caribbean Microfinance Training Institute - Two year programme Most courses will be held at the training facility in Grenada (900 square feet) – this will be fully functional in July 2009 with A/V facilities, video- conferencing and dining room

12. Caribbean MSME Institute This is a two year programme Training facilities and a Resident Training & Research Consultant/Manager 20 three to five day seminars covering a full range of relevant subjects Research programme / MFI advisory services