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A Majority of Adults Who Are Potentially Eligible for the Law’s New Insurance Options Are Aware of the Marketplaces and the Availability of Financial Assistance.

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Presentation on theme: "A Majority of Adults Who Are Potentially Eligible for the Law’s New Insurance Options Are Aware of the Marketplaces and the Availability of Financial Assistance."— Presentation transcript:

1 A Majority of Adults Who Are Potentially Eligible for the Law’s New Insurance Options Are Aware of the Marketplaces and the Availability of Financial Assistance Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct Adults ages 19–64 who are uninsured or have individual coverage Since the beginning of October, under the health reform law, also known as the Affordable Care Act, new marketplaces have been open in each state where people who do not have affordable health insurance through a job can shop and sign up for health insurance. Are you aware of this new marketplace in your state? Don’t know or refused 1% Many people without affordable health benefits through a job may be eligible for financial help to pay for their health insurance in these new marketplaces. Are you aware that financial assistance for health insurance is available under the reform law? Don’t know or refused 1%

2 Adults ages 19–64 who are uninsured or have individual coverage No, has not gone to marketplace 82% Yes, went to marketplace 17% 50–64 26% 19–29 21% 30–49 52% Adults ages 19–64 who are uninsured or have individual coverage and went to marketplace Have you gone to this new marketplace to shop for health insurance? This could be by mail, in person, by phone, or on the Internet. Seventeen Percent of Adults Who Are Potentially Eligible for Coverage Visited a Marketplace Age Excellent 27% Very good 21% Good 25% Fair 19% Poor 7% Don’t know or refused 2% Health status Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct

3 Enrolled in a plan 21% Did not enroll in a plan 76% Don’t know or refused 3% Adults ages 19–64 who are uninsured or have individual coverage and went to marketplace Did you end up enrolling in a health plan? One of Five Adults Who Visited the Marketplaces Enrolled in a Health Plan Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct

4 Reasons for Not Enrolling in October Included Uncertainty over Affordability, Still Deciding Among Plans, and Website Technical Difficulties Adults ages 19–64 who are uninsured or have individual coverage and went to marketplace but did not enroll Can you tell me why you did not enroll in a health insurance plan or Medicaid when you visited the marketplace? Note: Respondents could identify more than one reason. Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct Percent

5 A Majority of Adults Potentially Eligible for Coverage Who Have Not Yet Enrolled Say They Are Likely to Shop for Coverage by March 31, 2014 Adults ages 19–64 who are uninsured or have individual coverage and who have not gone to marketplace, or went to marketplace but did not enroll The enrollment period for health insurance in the marketplaces ends on March 31, How likely are you to go to/go back to the marketplace by March 31, 2014, to enroll in a health plan or find out if you are eligible for financial help to pay for your plan or for Medicaid? Somewhat likely Very likely Somewhat unlikely Very unlikely Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct Percent

6 Many Adults Who Visited the Marketplaces Found It Difficult to Select and Compare Health Plans How easy or difficult was it to find…? How easy or difficult was it to compare the … of different insurance plans? Adults ages 19–64 who are uninsured or have individual coverage and went to marketplace Note: Segments may not sum to 100 percent because of “don’t know” responses or refusal to respond. * Potential out-of-pocket costs from deductibles and copayments. Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct Percent A plan with the type of coverage you need A plan you could afford Benefits covered Premium costs Potential out-of-pocket costs* Somewhat easyVery easy Somewhat difficult Very difficult or impossible Somewhat easyVery easy Somewhat difficult Very difficult or impossible

7 Nearly Half of Adults Who Visited the Marketplaces Tried to Find Out About Financial Help to Pay for Their Health Plans Adults ages 19–64 who are uninsured or have individual coverage and went to marketplace Did not try to find out if eligible for financial assistance or Medicaid 47% Don’t know or refused 5% Tried to find out if eligible for financial assistance or Medicaid 47% Did you try to find out if you are either eligible for financial assistance to help pay for your plan, or if you are eligible for Medicaid? Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct

8 A Majority of Adults Who Visited the Marketplaces Rated Their Experience as Fair or Poor Adults ages 19–64 who are uninsured or have individual coverage and went to marketplace Overall, how would you describe your experience in trying to get health insurance through the marketplace in your state? Good Excellent Fair Poor Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct Percent

9 Nearly Three-Fourths of Adults Surveyed Favor Making Medicaid Available to More Residents in Their State Adults ages 19–64 who are uninsured or have individual coverage More Americans will become eligible for Medicaid under the health reform law. But the Supreme Court has allowed states to choose whether to expand Medicaid to cover more of their residents. Do you generally favor or oppose making Medicaid available to more residents in your state? Note: Segments may not sum to 100 percent because of “don’t know” responses or refusal to respond. Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct Percent Household income Less than $25,000 $25,000 – <$50,000 $50,000 or more Political affiliation Democrat Republican Independent Age 19–29 30–49 50–64 Total Somewhat favorStrongly favor Somewhat oppose Strongly oppose

10 Adults ages 19–64 who are uninsured or have individual coverage Do you have a generally favorable or a generally unfavorable opinion of the new insurance options available under the health reform law? Two of Five Adults Surveyed Have a Favorable Opinion of the Affordable Care Act’s New Insurance Options Note: Segments may not sum to 100 percent because of “don’t know” responses or refusal to respond. Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct Percent Household income Less than $25,000 $25,000 – <$50,000 $50,000 or more Political affiliation Democrat Republican Independent Age 19–29 30–49 50–64 Total Somewhat favorableVery favorable Somewhat unfavorable Very unfavorable

11 Awareness of Marketplaces and Financial Assistance by Demographics Awareness of marketplacesAwareness of financial assistance YesNoYesNo TOTAL60%39%53%46% Age 19–29 49%50%48%52% 30–49 63%36%54%45% 50–6467%32%56%42% Household income Less than $25,00056%44%45%55% $25,000 – <$50,00066%32%56%43% $50,000 or more70%29%66%32% Political affiliation Democrat64%36%55%45% Republican66%34%57%40% Independent60%39%54%45% Marketplace type State-run marketplace64%34%55%43% Federal marketplace59%40%52%48% Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct

12 Demographics of Survey Sample and Those Who Visited Marketplaces Total Adults ages 19–64 who are uninsured or have individual coverage and who went to marketplace Unweighted n Percent distribution100%17% Age 19–2927%21% 30–4947%52% 50–6426% Health status Very good or excellent49%47% Good26%25% Fair or poor24%25% Household income Less than $25,00043%38% $25,000 – <$50,00024%29% $50,000 or more21%26% Political affiliation Democrat31%36% Republican14%15% Independent45%41% Marketplace type State-run marketplace34%36% Federal marketplace66%64% Source: The Commonwealth Fund Affordable Care Act Tracking Survey, Oct


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