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Published byJaxson jay Buttram
Modified over 2 years ago
Premises Damian Glynn - Teceris
Premises Premises as a defined term Contrast with MD Buildings cover Material Damage Proviso
Premises Whole site or just the buildings? Car Parks and Access Roads Multi tenanted buildings Shopping Centres MD Sums Underinsurance and BI cover
Premises Denial of Access claims Utility Failure claims Consistency
Policy Wording –includes Purchases? Annual Declaration – same wording as policy? Accounting records – use the term Purchases?
Purchases Riley Hickmott Dictionary Technical term or everyday usage?
Purchases Accounts Designation clause Statutory Accounts Management Accounts Interim Statements Budgets
Purchases Uninsuring Purchases Contractual commitments Commercial Commitments Stepped volume discounts
Flooding: BI Issues SIG BI Conference 29 October 2007 Damian Glynn BA(Hons) FCA FCILA FUEDI ELAE.
Adrian Cartwright-Bain DAMAGED ?. What is damage? Involves change in nature and Some form of repair.
Auto Insurance Information Mr. Blais Law and You.
Car Insurance Terms to know: Terms to know: Financial Responsibility Laws Financial Responsibility Laws Premium Premium Deductible Deductible.
Auto insurance What is ?. Auto insurance provides a measure of financial protection in the event of a car accident.
Managing Your Personal Finance UNIT 2: GETTING YOUR FIRST CAR Topic: CAR INSURANCE.
Car Insurance- Why car insurance? It is the LAW Why car insurance? It is the LAW.
BUSINESS INTERRUPTION SPECIALIST INTEREST GROUP “Business Interruption – What is the problem?” Thursday 4 June 2009 The Willis Building, City of London.
Earlier this millenium, it became law that every car is required to have at least liability insurance. Liability in legal terms means being responsible.
BUSINESS INTERRUPTION A PROBLEM? …………. 1.Know the Policyholder’s Business.
Collisions and Insurance. Stop immediately Assist the injured Control the scene Notify the police Exchange information Duties If Involved in a Crash Notify.
Insurance: Your Protection Financial Literacy Mrs. Dayley.
Ch. 18 Insurance Law Pages 318 – 339 Insurance Fundamentals Property and Casualty Insurance Life and Social Insurance.
GENERAL UPDATE Presented by Mokgadi Sebola Customer Relations Officer FIA Road show.
Business Interruption SIG Financial Analysis Basic Business Interruption 16 September 2009 Phil Beadsmoore.
Insurance Protecting What You Have. ExposureRisk Potential Loss Accident or Illness PropertyOwnership Liability Loss of income from inability to work;
NEFE High School Financial Planning Program Unit 6 – Your Money: Keeping it Safe and Secure Unit 6 - Insurance: Protecting What You Have.
Financial Literacy Skills Unit 4: Understanding Taxes and Insurance.
Service Introduction INTRODUCTION TO UTILITY TEAM Our company was founded in The group employs approximately 60 members of staff. The.
SPECIALIST INTEREST GROUP CONFERENCE BUSINESS INTERRUPTION 29 TH OCTOBER 2007.
5 ways to cut back on your motor insurance premium.
Copyright ©2004 Pearson Education, Inc. All rights reserved. Chapter 2 Auto and Homeowner’s Insurance.
Name that Source ABCD E Q $100 Q $200 Q $300 Q $400 Q $500 Q $100 Q $200 Q $300 Q $400 Q $500 Final Final Question.
Financial Management for GP Practices Barry Prendiville Partner Nolan & Partners Chartered Accountants PracticeManager.ie Annual National.
Automobile Insurance Insurance Basics for Students.
So here you are… It’s a beautiful sunshine-filled day…. You’re driving along….
A presentation to… Trust Professionals Phil Lane BSc(Hons) FRICS MBEng Valuation Services Manager 3 rd December 2010.
Chapter 8 In-Class Notes. Background on Insurance and Managing Risks Types of insurance Property insurance (auto and home insurance) Health insurance.
Evaluating Your Insurance Needs Insurance Basics for Students Heading Out on Their Own.
© 2005 Consumer Jungle Insuring a New or Used Car.
CGU Padlock An innovative insurance solution for the Commercial Property Owner.
GROSS PROFIT Heather Parkinson. What’s your rate of gross profit? Ask a silly question, get a silly answer.
Chapter 4 Supply Processes and Technology ©McGraw-Hill Education. All rights reserved.
Barry Prendiville Partner Nolan & Partners Chartered Accountants PracticeManager.ie National Meeting Radisson Hotel, Dublin Airport 23 March.
Schools and the Carbon Reduction Commitment Energy Efficiency Scheme Karen Walter Carbon Reduction Officer, HCC School Clerks Network.
Topic 9. Insurance Policy Provisions BUS 200 Introduction to Risk Management and Insurance Jin Park.
Professional Issues Slide 1 The Structure of Organisations & Finance Costs and Prices.
Compare and Contrast.
13 - 1Copyright 2008, The National Underwriter Company Business Liability Issues in Insurance What is it? Business liability is the risk exposure that.
FINANCIAL STATEMENTS. Why Use Financial Statements? Investors and bankers Investors and bankers Suppliers and creditors Suppliers and creditors You and.
Insurance & Business Continuity Tropical Storm Sandy 10/29/2012 $50 Billion in damages 72 deaths and 87 more deaths attributed to the storm afterward.
0 Road Accident Fund Parliamentary Portfolio Committee on Transport November 5, 2003.
IAS 17 (revised) A lease is an agreement whereby the lessor conveys to the lessee in return for a payment or series of payments the right to use an asset.
Study 3 – Business Income: The Extended Forms C40 – Business Interruption Insurance.
Insurance & Risk Management. Can You Believe? The number of insurance claims for auto accidents involving teens is ____% higher than those for adults.
Jennifer Slade. Alterations (p.1) User (p.4) Insurance (p.7)
Cost of running a car soars by up to £2,200 a year.
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