1. Top 10 Financial Resolutions Practical or Fantasy

2. Foundational questions: 1. What is money? 2. Do we need money? 3. How much money is enough? 4. Does money consume most of your thoughts? 5. Do you believe if you had more money you would have a happier life? $$$$

3. 10. Get out of debt Consider this: Whats the use of getting out of debt to just get right back in? Top 10 New Year Financial Resolutions

4. 9. Win the lottery Consider this: If you dont already know how to manage the little you have, how will you manage big winnings? Top 10 New Year Financial Resolutions

5. 8. Start tithing (10% of gross income) Consider this: Are you truly committed to tithe before you buy your wants? Top 10 New Year Financial Resolutions

6. 7. Buy life insurance Consider this: Will the amount of coverage you purchase be enough? Top 10 New Year Financial Resolutions

7. 6. Make a will Consider this: Do you believe you dont have to make a will if you dont have lots of money? Top 10 New Year Financial Resolutions

8. 5. Start saving/investing Consider this: Saving/investing is like paying yourself. Top 10 New Year Financial Resolutions

9. 4. Pay off a (one) credit card Consider this: Are credit cards your habitual methodology of buying what you cant afford? Top 10 New Year Financial Resolutions

10. 3. Repay a loan Consider this: Have you examined why you needed a loan in the first place? Top 10 New Year Financial Resolutions

11. 2. Make a budget and stick to it Consider this: Do you know the difference between needs and wants? Top 10 New Year Financial Resolutions

12. 1. No new debt (bills) Consider this: Do you have self-discipline? Top 10 New Year Financial Resolutions

13. God is not going to make our less more if we are not already doing more with less. -- Donna Moore Wesby

14. Money Matters with Sandra Bland Education Matters Every first Wednesday, 10 a.m. WAAW Shout 94.7 FMIts About the Money, Facebook