Presentation is loading. Please wait.

Presentation is loading. Please wait.

Abdel-Maoula Chaar Sharia, Finance and Strategy. Strategic Management for IFIs Porter five forces AM Chaar – Introduction – 5 th Islamic banks and financial.

Similar presentations


Presentation on theme: "Abdel-Maoula Chaar Sharia, Finance and Strategy. Strategic Management for IFIs Porter five forces AM Chaar – Introduction – 5 th Islamic banks and financial."— Presentation transcript:

1 Abdel-Maoula Chaar Sharia, Finance and Strategy

2 Strategic Management for IFIs Porter five forces AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

3 Strategic Management for IFIs Porter five forces AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

4 Strategic Management for IFIs Rivalry Among firms AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

5 Porter five forces Strategic Management for IFIs Rivalry among firms AM Chaar– Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

6 Islamic finance facts The distribution of IFIs AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

7 Islamic finance facts Islamic markets characteristics 951 billions Sharia compliant assets 799 billions banking assets 152 billions under management 1 trillion target expected in % annual growth rate AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

8 Islamic finance facts The distribution of Islamic assets AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

9 Islamic finance facts Islamic markets characteristics 951 billions Sharia compliant assets 799 billions banking assets 152 billions under management 1 trillion target expected in % annual growth rate AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

10 Islamic finance facts Islamic markets characteristics 951 billions Sharia compliant assets 799 billions banking assets 152 billions under management 1 trillion target expected in % annual growth rate AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

11 Islamic finance facts Growth of Islamic banking assets AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

12 Porter five forces Strategic Management for IFIs AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

13 Islamic finance facts Islamic markets characteristics HNWI and UHNWI on the rise AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

14 Islamic finance facts HNWI expected annual growth ( ) Islamic markets characteristics AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

15 Islamic finance facts Islamic markets characteristics HNWI and UHNWI on the rise Affluent Segment: Young, active, optimistic Financial markets and financial services underdeveloped AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

16 1. Citi-Islamic -2. HSBC Amanah -3. Noriba (UBS) 4. BNP Paribas Najmah -5. Calyon Islamic Window Islamic finance facts Conventional banks Islamic vehicles AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

17 Window Models Used by banks to carry out altogether Islamic and conventional financial operations Branches Dedicated delivery channels for Islamic finance products Subsidiaries Separate legal entities used to offer Islamic finance products Islamic finance facts Conventional banks Islamic vehicles

18 Strategic Management for IFIs The dynamic of Islamic and western financial fields AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

19 Strategic Management for IFIs The dynamic of Islamic and western financial fields AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

20 Strategic Management for IFIs AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus Porter five forces

21 Only Islamic – 20% Sacrifice returns/service for full Sharia compliance Looks for pure Islamic players Islamic if equal performance – 40% Will not sacrifice returns/service for Sharia compliance Sharia compliance is a bonus Value-Seekers – 30% Looks for the best performance regardless the bank identity Only conventional – 10% Strategic Management for IFIs Difference in Islamic sensitivity Ernst & Young (2008). The Islamic funds and investments report.

22 Strategic Management for IFIs The dynamic of Islamic and western financial fields AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

23 Fiqh al Mouamalat Ijtihad I n t e r p r e t a t i o n Sharia Quran Sunna S o u r c e s Operations (Techniques) Organization (Sharia Boards) Mindset Applications TAWHID (Quran / Sunna) STEWARDSHIP (Sharia) MASLAHA (Fiqh et Ijtihad) The Islamic Finance Paradigm The specificities of the Sharia

24 The Islamic Finance Paradigm The Paradigm

25 The Islamic Finance Paradigm The specificities of the Sharia Letter of the Sharia Spirit of the Sharia

26 The Islamic Finance Paradigm The specificities of the Sharia

27 Strategic Management for IFIs The dynamic of Islamic and western financial fields AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

28 Strategic Management for IFIs Porter five forces AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

29 Strategic Management for IFIs The dynamic of Islamic and western financial fields AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

30 Strategic Management for IFIs Porter five forces AM Chaar – Introduction – 5 th Islamic banks and financial institutions conference – Damascus 2010.

31 Education in Islamic Finance Strategic Management for IFIs

32 Education in Islamic Finance Strategic Management for IFIs

33 Abdel-Maoula Chaar Thank you


Download ppt "Abdel-Maoula Chaar Sharia, Finance and Strategy. Strategic Management for IFIs Porter five forces AM Chaar – Introduction – 5 th Islamic banks and financial."

Similar presentations


Ads by Google