Presentation on theme: "Corporate Employee Benefits: Medical Insurance Programme Benefits Provided by AXA Insurance SingaporeAdministered by Expat Insurance Pte Ltd."— Presentation transcript:
Corporate Employee Benefits: Medical Insurance Programme Benefits Provided by AXA Insurance SingaporeAdministered by Expat Insurance Pte Ltd
Coverage Highlights Annual Limits of US$1M No Deductible or Cost Sharing Required by Employee Global Coverage, excluding treatment in USA Fully Covered Outpatient Benefits Dental Benefits for all Staff Freedom of Choice for Care Full Coverage for Employees Pre-Existing Conditions
Summary of Core Benefits Hospitalization & Outpatient Surgery Room & Board, Accommodation Fully Covered X-rays, Lab Tests, Medicine, etc Fully Covered Pre & Post-Hospitalisation Benefits Fully Covered, 90 days Emergency Benefits Medical Evacuation & Repatriation, incl Ambulance Fully Covered Outpatient Benefits Physician & Specialist Consultations, incl Medications Fully Covered Physiotherapist $1,150 Chiro, Osteo, Homeopath & Accupuncture TCM: Traditional Chinese Medicine $60/visit, 20 visits/year Vaccinations $500 Routine Check-Ups & Wellness Benefits Not Offered Dental Benefits Routine Dental Care 80%, Up to $500 Accidental Damage to Teeth Fully Covered Oral & Maxillofacial Surgery (refer to listing) Fully Covered Additional Benefits Cancer Care: Radio & Chemotherapy $150,000 CT Scans, MRI, PET Scans, x-rays, etc. *For full terms, conditions and benefits, please refer to the policy which is the operative document.
Dental Benefits* Oral & Maxillofacial Surgery Surgical removal of impacted/un-erupted teeth and buried teeth (tooth/teeth must be symptomatic or causing damage to an adjacent tooth) Surgical removal of complicated buried roots (roots must be diseased or causing symptoms, or flap of gum is raised and bone is removed) Enucleation (removal) of cysts of the jaw Treatment of cancers Temporal Mandibular Joint (TMJ)
Claims Process Inpatient, Hospitalisation & Surgery Call the 24-Hour Assistance Hotline: 1800 880 8181 or +65 6880 8181 (out of Singapore) Provide the following details: Policy Number, Name of Patient, Date of Birth Name of Hospital, Date of Admission, Attending Doctor/Surgeon
Claims Process Inpatient, Hospitalisation & Surgery Logon to: expatinsurance.com.sg/reflectgeo Download & Complete Pre-Authorisation Form Upon approval, AXA will arrange for direct settlement with the Hospital/Provider. *For ease of assistance with Payment Guarantees, consult the International Directory of Hospitals and utilise a preferred provider
Two Options: 1.Visit a Cashless Outpatient Clinic in Singapore 2.Visit a Doctor of Your Choice Claims Process Outpatient Claims
1.Visit a clinic on the Cashless Billing List 2.Present your medical card at time of visit 3.The clinic will bill AXA directly Claims Process Cashless Outpatient Claims
Claims Process Outpatient Reimbursement Claims Logon to: expatinsurance.com.sg/reflectgeo Download & Complete a Medical Claim Form Post Claim Form & Original Invoice/Receipts to: AXA Health Claims Team 8 Shenton Way, #27-01 AXA Tower, Singapore 068811
Claims Process Outpatient Reimbursement Claims AXA will credit your preferred bank account in the currency of your choice. *Note: All claims must be submitted within 60 days of treatment. Timeline: Upon receipt of claim form and receipts by post, AXA will process within three weeks time.
Reflect Geophyscial will pay 100% of employee premiums. Offshore Employees have the option to add their Spouse and/or Children* to the plan at rates subsidized 50% by Reflect Geophysical. *Children are eligible up to Age 21 Coverage for your Family
Premium for your Family For non-USA based family members: For USA based family members: Premium Payable by Employee for each Family Member USD 1,097 Premium Payable by Employee for each Family Member USD 3,291
Adding your Family 1)Send a copy of each family members passport to: firstname.lastname@example.org email@example.com 2)You will receive a brief Health Declaration to be signed 3)You will receive a confirmation including terms of coverage and medical insurance cards for each member *For Health Declarations received by 20 February, coverage will be back-dated to 1 November 2011 and claims settled accordingly Two deadlines for addition of your dependents: 16 January 2012 20 February 2012
Information Portal Your Personal Portal can be found at: (effective 19 December 2011) -Employee Benefit Handbook -Summary of Benefits, Policy Wording & Definitions -Claim Forms -Procedures -Emergency Contact Numbers www.expatinsurance.com.sg/reflectgeo