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An Exposé: How Bank Foreclosure Fraud Transformed Leah R. Krier December 1, 2011.

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Presentation on theme: "An Exposé: How Bank Foreclosure Fraud Transformed Leah R. Krier December 1, 2011."— Presentation transcript:


2 An Exposé: How Bank Foreclosure Fraud Transformed Leah R. Krier December 1, 2011

3 Disclosure of facts not otherwise known, which bring to light the realities of something shameful Exposé

4 Hello – Im Spencer C. Young Personal: Age: 55 Married to Maria Young for 24 yrs. Sons: Michael (Duke 08); Kevin (Duke 11) & Ryan (MD 11) Engaged to Leah Krier for 3 yrs. Son: Jackson (Age 3) Career: Banking & Corp. Finance (22 yrs.) Morgan Stanley – Created IQ® JPMorgan – Founded CMBS Citicorp Dun & Bradstreet Total Deal Experience = $30 Billion Real Estate Investor (25 yrs.) Education: Cornell University MBA – Finance (80) Bachelor of Science (78) Affiliations: Mensa – Lifetime member Intertel BANK FORECLOSURE FRAUD This is a cautionary tale about the devastating impact BANK FORECLOSURE FRAUD can have on peoples lives

5 The Astonishing Change In Persona of Leah R. Krier Visual – Its hard to believe the cover pictures are of the same person Emotional – And its also difficult to fathom someones emotions could change in the span of 24 hours, saying: I love you and need you on one day, and the... Next Day: I hate you and I never want to see you again This is akin to Yin & Yang riding an emotional roller coaster into the water... The Cause - This dizzying and dichotomous change in personality manifested after the culmination of... The Worst Bank Foreclosure Fraud in U.S. History

6 Overview This Exposé reveals Leah Kriers mind-boggling behavioral changes after being victimized in a bank foreclosure fraud, which are deeply disturbing on MANY levels, and include: Perjury – Leah now admits to lying in court filings Kidnapping – Leah has deprived her young son of a loving father Fraud – Leah filed a bogus child custody action 1,000 miles out of state, fabricating claims of domestic violence, propagating slanderous misrepresentations and orchestrating a fraudulent child support claim Grand Larceny – Leah has engaged in the brazen theft of an automobile, jewelry, furniture, appliances, paintings, electronics, etc. ($150,000 +) Bizarre Behavior – Leahs abandonment, promiscuity & viciousness has been embodiment of evil, hence her depiction as... The Fiancée From Hell

7 The unlawful taking of real property and wrongful eviction of individuals from their home Bank Foreclosure Fraud

8 The Catalyst To Leahs Meltdown Was Arguably The Worst Bank Foreclosure Fraud in U.S. History Real Estate: Two residences & 4 commercial properties in North Carolina & New York valued at $22 million & financed by $9 million in mortgage debt (41% leverage) Bank Lenders: Morgan Stanley, Wachovia (acquired by Wells Farg0) & Paragon Borrowers: Spencer C. Young & his affiliated corporations Credit History: Pre-fraud, Mr. Youngs FICO score was 800+ i.e., Excellent; personal & corporate loans were NEVER late & NEVER delinquent Legal Representation: Represented for years by top NC Law firms (Womble Carlyle / Kennedy Covington / Shanahan), yet suddenly no NC attorney would represent – ergo, the foreclosures were UNCONTESTED Eviction: Although his NC condo mortgage had been PAID-IN-FULL, Mr. Young was assaulted & evicted by SWAT team, rendering his fiancée (Leah Krier), then two- year-old, Jackson and him homeless. (Click here for more.)Click here... And yet there is so much more to this scandal (click here for an overview).click here

9 The willful act of lying, whether spoken or in writing, concerning matters material to a legal proceeding Perjury

10 Leah Has Admitted To Having Lied In Sworn Statements In Court Papers On March 11, 2011 Leah Krier filed an entirely fraudulent Domestic Violence Complaint against Spencer Young. Her sworn statement said Mr. Young had: committed acts of domestic violence & she was placed in fear of imminent serious bodily injury with reason for law enforcement to consider him a threat. When Leahs bogus complaint was filed, Mr. Young had been in another state 600 miles from her for over a year. Leah now admits her filed complaint was a FRAUD by saying: I never once said you physically abused me, because you didnt. I will never say that. Im not gonna lie. [Listen to audio] Sadly, Leah even LIES ABOUT HER LYING and in this instance shes committed a felony crime of perjury, which has caused Mr. Young substantial pain, suffering & damages. Click here for more of Leahs Big Fat Lies Click here Conclusion: Leah Krier is a profound LIAR – NOTHING she says can be believed. Hover cursor on icon & click play button for audio of Leahs Confession The corrupt cop Leah has been having an affair with

11 Includes child abduction where a parent effectively steals a child and retains custody against the will of the other parent Kidnapping

12 Leah Abducted Jackson And Has Held Him Hostage & Endangers His Welfare Prior to our foreclosure fraud victimization, Leah often waxed eloquent about the importance of a son having a father, and under no circumstances would she ever stand in the way of that – her actions now exhibit and connote profound hypocrisy. Cruelty – Leah kidnapped Jackson in February 2010, and has held him hostage from Mr. Young ever since then Reckless Endangerment – Leah often endangers Jacksons welfare during her frequent travels as a full-time flight attendant, leaving him with strangers for up to a week at a time, as reported by the Durham Police (Click here and refer to point # 2).Click here Deprived a Son of His Father – Leah has robbed a now 3-year-old boy of a loving father, who (for 21 months) had cared for him virtually every day of his life since birth while Leah worked. Jackson Spencer Young I want my Daddy !!!I want my Daddy !!! Conclusion: Leah Krier is a heartless hypocrite & a recklessly unfit mother

13 Intentional deception made for personal gain or to otherwise harm another Fraud

14 Leah Krier Was Party To An Outrageous Paternity & Custody Fraud F Jurisdiction F raud – Leah went jurisdiction shopping in Kansas while her residency and home state was North Carolina, in violation of operative law, predicated on the Uniform Child Custody Jurisdiction & Enforcement Act. F Constitutional F raud – Leah undermined legal due process in seeking a venue for hearings she knew were impossible for Mr. Young to attend, or otherwise be represented at. F Paternity F raud – Leah knowingly filed a fraudulent paternity petition rife with patently false statements (click here), and has oddly refused to submit to DNA paternity here F Financial F raud – Leah filed for child support, despite being prepaid seven years in advance, and without having to prove paternity, nor account for over $150,000 of property stolen from Spencer Young F Custody F raud – Leah secretly sought and received full custody of Jackson Young predicated on a filed petition seeking joint custody and at a hearing Mr. Young could not attend. This ruling is NULL and VOID as the Judge had NO JURISDICTIONAL AUTHORITY. Note: Complaints have been filed against the presiding Judge and Attorney involved in this audacious fraud and their disbarment is being aggressively sought, with the assistance of the U.S. Dept. of Justice (Click here for details).Click here for details What makes this audacious custody fraud so obvious What makes this audacious custody fraud so obvious is the chart comparing the attributes of Leah Krier with those of Spencer Young. Key Parameters Leah Krier Spencer Young Prior Parental Experience NoneRaised Three accomplished now adult sons.Three accomplished now adult sons Education (extracurricular activities) High School (None) Cornell Univ. BS & MBA (Varsity Football) Cognitive IQBelow AverageTop 1% Mensa & Intertel Criminal Record (Click here)Click here Perjury, Larceny, Fraud, Kidnapping None Child-care Availability Limited - works full time Comprehensive (24 / 7) Personal IntegrityProlific Liar (Click here)Click here Beyond Reproach (Click here)Click here Moral Values & Principles Lacking (Click here)Click here Well-Established (Click here)Click here Community Work Experience NoneCommissioner of Basketball Youth Coaching Experience NoneCoached Sons School Teams (Click Here)Click Here Conclusion: Leah Krier is a fraud & woefully lacking in character, skills & experience

15 A felony involving the wrongful acquisition of the property of another Grand Larceny

16 Leah Stole $150,000 Worth of Property & Also Engaged in Theft From Her Employer Heres a list of items Leah has stolen or otherwise converted via fraud: Engagement ring – Owned by Spencer C. Young per State law Mercedes Benz S-320 – Location unknown Property Stolen From Storage Facilities: Leah reneged on $20,000 loan for her Credit Card Debt & Liposuction Click here for details on how Leah committed her grand larceny Click here Leah also engaged in the theft of US Air beverage sales (Click here)Click here Furniture Appliances Paintings TV & Electronics Conclusion: Leah Krier is a felon, a con artist & financial deadbeat Musical Instruments Clothes & Personalties

17 Behavior strikingly different from accepted norms, or in stark contrast to what was previously exhibited Bizarre Behavior

18 Leahs Seemingly Bizarre Behavior Has Been Cruel & Diabolical In addition to her perjury, kidnapping, fraud and grand larceny theft, Leah Krier has exhibited confounding behavior, beyond the pale in its underlying viciousness, for instance: Abandonment – Leah moved in with another man the day after Mr. Young was assaulted, duping him to wait for her at a hotel, while she secretly collected her evicted belongings. Smears – To somehow justify a child abduction she knows is wrong, Leah resorted to smearing Mr. Youngs psychological well-being, when in fact the converse is likely true. Dangerous Lies – Leahs profound lying also included court filings suggesting Mr. Young possessed a gun, which put Mr. Youngs life at risk with corrupt police officers who had already tried to assassinate him in the wrongful and violent eviction (click here).click here Click hereClick here to play video Unfaithfulness – Although engaged, Leah had affairs with numerous other men, as reflected in the video titled: My Dear Leah... So Cruel. Added Insult – When this video was posted on YouTube, Mr. Young was contacted by people who know Leah well, who said she also had an ongoing affair with Major Charles Blackwell of the Orange County Sheriff, who headed up the violent eviction. This may explain why Leah & Jackson were out of town and Leahs belongings were separated from Mr. Youngs when evicted. Conclusion: Leah Kriers behavior suggest a cruel and diabolical nature

19 Concluding Thoughts So why bother So why bother going through Leah Kriers vast shortcomings in such painstaking detail – We get it, shes a lousy person and youve gotten the shaft – so what? For if banks are allowed to: This is more than about reinstating my reputation, maliciously sullied in the aftermath of perhaps the worst bank foreclosure fraud in U.S. history. For if banks are allowed to: 1.Foreclose uncontested on mortgages that were NEVER in default & PAID-IN-FULL; 2.Engage corrupt militaristic police SWAT teams to carryout violent evictions; & somehow 3.Convince loved ones to turn against their target, as Leah Krier did with me...... Well then NO ONE IS SAFE. And I am doing something about this in a meaningful way as part of the Occupy Wall Street and Thrive movements, so countless others may benefit. Moreover, by exposing Leah Krier for what she has become, the groundwork is thus laid to rescue Jackson, so he may have a happy childhood and a fulfilled upbringing, as my three older sons experienced – for if Leah were allowed to raise Jackson, hell end up in prison. Thank You For Your Attention.

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