1. Contest for Advisors and CDAContest for Distributors

2. Contest For SGL Distributors Contest For SGL Distributors Issuance & Realization Period 1 st Jan To 15 th Mar 2012 Issuance & Realization Period 1 st Jan To 15 th Mar 2012 Login Period 1 st Jan To 28 th Feb 2012 Login Period 1 st Jan To 28 th Feb 2012 For internal circulation only

3. B A Contest Type Direct Distributors Binary Pair

4. Direct Distributors For internal circulation only Direct No. of PV Amount in Rs. 61000 102000 122500 163000 205000 247500 3010000 3615000 40Bangkok tour single 50Bangkok tour with spouse Note: – 1.Direct distributors Promote with any Package. 2.150 % credit with Package code 204 3. I.D should be Green up to 15 th Mar,2012

5. SGL Package Offer For SGL Distributors PairsAmount 52500 73500 105000 126000 157500 2010000 2515000 3018000 3520000 4025000 50Motor Bike Note – 1. Binary pair Promote with every Package, 2PV : 2PV = 1 Pair 2. I.D should be Green up to 15 th Mar,2012 for this contest. Binary Pairs For internal circulation only

6. 1.Results will be on basis of Realization of Cheques. 2.All Free look, Cheque Dishonor & Cancelled Policies will be excluded from the Contest. 3.All Outstation Cheques realized within the contest period will only be considered. 4.Direct distributors Promote with any Package. 5.Binary pair Promote with every Package 2PV : 2PV = 1 Pair. 6.I.D should be Green upto 15 th Mar 2012 for this contest. 7.All Incentives will be paid net of applicable Taxes. The Company reserves the right to make payout in lieu of the gifts or trip if any as Dec be mentioned in the Incentive table as per the cost incurred by the company. 8.The Company reserves the right to change any condition, completely terminate of the Competition even during the above period. 9.All Decisions shall be made by the company and it will be Final & Binding. 10.The Contest Result circulated will be final. 11.All Distributors should be a part of the Company at the time of declaration of the results. 12.The Final results will be computed on Base of Green I.D only and would be rolled out after the free-look period, thereafter rewards/payouts will processed. 13.Queries if any, will be entertained only for a week after the declaration of contest result. 14.All Disputes subject to Pune jurisdiction only. Terms & Conditions