1. Identity Theft A CyberAngels Quick Tutorial A CyberAngels Quick Tutorial Adapted from the Federal Trade Commission Website Press the Next Button to Continue Next

2. Identity Theft After completing this tutorial, you will be able to: Define identity theft Define identity theft Explain how identity theft occurs Explain how identity theft occurs Describe three ways to protect against identity theft Describe three ways to protect against identity theft List four sources for more information on identity theft List four sources for more information on identity theft Next Exit

3. What is Identity Theft? Identity theft occurs when someone steals your personal information, e.g. credit card, social security number, and uses it fraudulently. Identity theft can cost time and money. It can destroy your credit and ruin your good name. Next Prev

4. How Does Identity Theft Happen? Identity thieves may : Go through your trash or dumpster dive Go through your trash or dumpster dive Steal your wallet or purse Steal your wallet or purse Steal your mail or submit a change of address from for your mail Steal your mail or submit a change of address from for your mail Next Prev

5. Identity thieves may also : Use phishing or fake e-mails to get you to provide personal information. Learn more about phishing at CyberAngels Use phishing or fake e-mails to get you to provide personal information. Learn more about phishing at CyberAngelsCyberAngels Steal personnel records from your employer Steal personnel records from your employer Next Prev

6. What Can You Do? DETER DETER Deter identity thieves by safeguarding your information Deter identity thieves by safeguarding your information DETECT DETECT Detect suspicious activity by routinely monitoring your financial accounts and billing statements Detect suspicious activity by routinely monitoring your financial accounts and billing statements DEFEND DEFEND Defend against identity theft as soon as you suspect a problem Defend against identity theft as soon as you suspect a problem Next Prev

7. DETER Shred financial documents before discarding them Shred financial documents before discarding them Protect your Social Security number Protect your Social Security number Dont give out personal information, unless you are sure who you are dealing with Dont give out personal information, unless you are sure who you are dealing with Dont use obvious passwords Dont use obvious passwords Keep your information secure Keep your information secure Prev Next

8. DETECT DETECT suspicious activity by routinely monitoring your financial accounts and billing statements Be alert to: Be alert to: Mail or bills that dont arrive Mail or bills that dont arrive Denials of credit for no reason Denials of credit for no reason Inspect your credit report Inspect your credit report The law entitles you to one free report a year from each of the nationwide credit reporting agencies; just ask for a copy. The law entitles you to one free report a year from each of the nationwide credit reporting agencies; just ask for a copy. See www.annualreport.com See www.annualreport.comwww.annualreport.com Next Prev

9. DEFEND DEFEND against identity theft as soon as you suspect a problem. Place a Fraud Alert on your credit reports by calling any one of the three nationwide credit reporting agencies Place a Fraud Alert on your credit reports by calling any one of the three nationwide credit reporting agencies Equifax 1-800-685-1111 Equifax 1-800-685-1111 Transunion 1-877-322-8228 Transunion 1-877-322-8228 Experian 1-888-397-3742 Experian 1-888-397-3742 Close accounts that have been tampered with or opened fraudulently Close accounts that have been tampered with or opened fraudulently File a police report File a police report Contact the Federal Trade Commission Contact the Federal Trade Commission Next Prev

10. Try the Identity Theft Quiz Go Back Start Quiz

11. 1.How does identity theft happen? A. Thieves go through your trash or dumpster dive B. Thieves steal your wallet or purse C. Thieves steal your personnel records D. All of the above NextGo Back

12. The correct answer is D. All of the above Go Back Next

13. 2.What can consumers do to protect against identity theft? A. Deter, detect, defend B. Wait for damages to accumulate C. Commiserate with a friend D. Do nothing Next Go Back

14. The correct answer is A. Deter, detect, defend Go Back Next

15. 3.To deter thieves from committing identity theft you should: A. Shred financial documents before discarding them. B. Protect your Social Security number C. Dont give out personal information unless you are sure of who you are dealing with D. Dont use obvious passwords E. All of the Above Next Go Back

16. The correct answer is E. All of the above Go Back Next

17. 4.To defend against identity theft, you should: A. Place a fraud alert on your credit reports. B. Close accounts that have been tampered with opened fraudulently. C. File a police report. D. All of the Above Next Go Back

18. The correct answer is D. All of the above Go Back Next

19. Thank You For Taking the Identity Theft Quiz. May your computing be safe and enlightening! Exit