We think you have liked this presentation. If you wish to download it, please recommend it to your friends in any social system. Share buttons are a little bit lower. Thank you!
Presentation is loading. Please wait.
Published byMarkus Haidle
Modified over 2 years ago
Credit Checks: The Next Wave of Hiring Discrimination Lawyers Committee for Civil Rights Under Law ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
Most employers run credit checks on applicants. 60% of employers run credit checks 40% of employers do not consider credit history ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
Persons of color are significantly more likely to have poor credit histories. ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
Many people have poor credit through no fault of their own. Loss of a job or reduced pay in a bad economy Medical illness without healthcare coverage Divorce ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
Credit History Does Not Predict Job Performance. Employers and credit reporting agencies have failed to offer proof that credit history actually predicts success on the job. Independent studies have shown that credit history does not predict success on the job. ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
Legal Protections Title VII of the Civil Rights Act: If a credit check screens out a proportionally greater number of minorities, the employer must have a business need to rely on a credit screen, and the employer must explore less discriminatory alternatives. ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
Legal Protections The Fair Credit Reporting Act: Employers must obtain written authorization to access a consumer report. Before and after taking adverse action on the basis of information in a consumer report, employers must provide written notification. Employers must inform individuals of their rights under the FCRA, including the right to obtain a free copy of the consumer report and the right to dispute inaccurate information. ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
Legal Protections State laws: Hawaii, Washington, and Oregon prohibit employers from running credit checks for most jobs. A similar bill may be signed into law in Illinois shortly. Many other states have considered similar bans. ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
Legal Protections Washington State Law: … [A] person may not procure a consumer report for employment purposes where any information contained in the report bears on the consumer's credit worthiness, credit standing, or credit capacity, unless the information is substantially job related and the employer's reasons for the use of such information are disclosed to the consumer in writing … ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
Litigation to Challenge Unlawful Background Checks The Lawyers Committee is developing a litigation strategy to challenge employers misuse of credit history information. In 2010, the Lawyers Committee filed two cases challenging background checks into criminal records: Arroyo v. Accenture Challenging a private employers blanket policy against hiring individuals with criminal records Johnson v. Locke Challenging the U.S. Censuss arbitrary process of screening applicants with arrest and conviction records ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
If you have been turned away from a job because of your credit history, contact the Lawyers Committee for Civil Rights (888) 324-7578 www.lawyerscommittee.org ©Copyright 2010 Lawyers Committee for Civil Rights Under Law
content/uploads/lawsuit34.jpg Keeping Your HR Department Out of the Courtroom by Maintaining New Hire Compliance.
Northern New Mexico Human Resources Association November 13, 2012 Background Checks Scott D. Gordon.
Employment Screening: CORI and Private Background Checks Presented by the Massachusetts Law Reform Institute 99 Chauncy St., Suite 500, Boston, MA
Big Data and Employment Discrimination Aaron Konopasky, J.D., Ph.D.
Inland Human Resources Conference CHICAGO MARCH 10 & 11.
Is Your Background Check Process Compliant?. 2 © Copyright 2015 ADP, LLC. Proprietary and Confidential Information. Agenda Privileged & Confidential.
Unit 3 Seminar. Used to predict acceptable or unacceptable behavior Helps to assess level of skills/knowledge/ characteristics applicants have Reduce.
HIRING AND MANAGING EMPLOYEES Presented by Megan M. Ruwe (612)
Disclaimer The views expressed are solely those of the author, and should not be attributed to the author’s firm or its clients. The following material.
Kristine E. Kwong, Esq. PITFALLS OF SETTING MINIMUM QUALIFICATIONS.
FACULTY DIRECTOR TRAINING OFFICE OF EDUCATION ABROAD 1 Legal Issues and Education Abroad.
EMPLOYMENT LAW Privacy. Public Sector Employees vs Private Sector Employees Public Sector Privacy Act of 1974 Exceptions noted on Pg NOT.
Human Resources Leslie Lum. Human Resource Goals n Staffing - Planning, recruiting and selecting people to work for the company n Motivation - Designing.
Problematic Legislation on the Horizon for HR Professionals Presented By: Craig Kwasniewski Ohio SHRM – Director, Governmental Affairs.
Hiring & Firing Chris W. McCarty, Esq. Lewis, Thomason, King, Krieg & Waldrop Knoxville – (865)
Human Resources: Objectives 1. Describe work environment of desired career positions 2. Relate environments to hiring policies and procedures. 3. Describe.
Employee Law Challenge. Requires employers to pay men & women similar wage rates for similar work? Name the Act… 2 point question 1. Civil Rights Act.
EMPLOYEE TERMINATIONS Becky S. Knutson Davis Brown Law Firm.
PLEASE PRINT CLEARLY AND PROVIDE ALL REQUESTED INFORMATION APPLICATION FOR EMPLOYMENT DATE: ________________________ NAME ____________________________________________________________________________________________________________.
Choice Background Checks. PRODUCTSPRODUCTS FEDERAL FAIR CREDIT REPORTING ACT Users Must Have a Permissible Purpose Users Must Provide Certifications.
Federal Credit Laws. What are the key laws about credit and borrowers that protect consumers? Several federal laws protect consumers when they apply for.
Employee Rights and Discrimination Chapter 12. Copyright © 2007 Thomson Delmar Learning Objectives Identify major employment discrimination laws impacting.
FIXING Your Credit Objectives: Understanding how credit scores are determined. Understanding how consumers actions impact their credit scores.
Chapter 17 Credit Records and Laws. Credit Records and Laws Establishing Good Credit Credit Records Creditworthiness Getting Started With Credit Credit.
Alan Kinsey Legal Landmines in Employment Screening The information presented by Inquirehire is not intended to be legal advice. Inquirehire recommends.
Criminal History Reviews Under Senate Bill 9 Holly Claghorn, Senior Attorney Texas Association of School Boards September 10, 2008.
Copyright © 2014 by the McGraw-Hill Companies, Inc. All rights reserved. McGraw-Hill/Irwin FUNDAMENTALS OF HUMAN RESOURCE MANAGEMENT 5 TH EDITION BY R.A.
Iowa Civil Rights Commission Disclaimer The information contained in this presentation is a brief overview and should not be construed as legal advice.
Hiring Legally. © Business & Legal Reports, Inc Session Objectives You will be able to: Identify requirements of fair employment laws Follow the.
Equal Opportunity & The Legal Framework. Equal Employment Opportunity Ensuring that the process of employment and the employee employer relationships.
Chapter 3 The Legal Environment: Equal Employment Opportunity and Safety Copyright © 2015 McGraw-Hill Education. All rights reserved. No reproduction or.
BACKGROUND CHECKS. Background Screening Title VII Fair Credit Reporting Act National Labor Relations Act.
Equal Credit Opportunity Act ( ECOA) The course runs automatically. However, you can use the navigation buttons in the lower left corner of the.
Mr. Fleming. Law passed by Congress in Right to Privacy ◦ Medical information of patient can only be shared with doctor and professionals administering.
Copyright ©2016 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or.
2015 HR Update: Are you compliant? Megan Taylor HR Consultant and Attorney Taylor HR Group, LLC
Why file for a Bankruptcy? Loss of job? Medical bills? Foreclosure? Divorce? Just a run of bad luck? A fundamental goal of the federal bankruptcy laws.
Tenant Screening Avoiding Lawsuits & Regulatory Action.
Their Past is Your Future. With easyBackgrounds You See Both. Background Checks Navigating the Legal Minefield Seacoast Human Resources Association Meeting.
Labor-Management Relations l Federal legislation re: labor-management power »labor unions l Labor policies and legislation »wages and income maintenance.
Dawn D. Bennett-Alexander Laura P. Hartman. Title VII of the Civil Rights Act of 1964 Chapter 2 McGraw-Hill/Irwin Copyright © 2007 by The McGraw-Hill.
Jeffery L. Thompson Telephone: Recruiting the Best Crew.
1 Who’s In, Who’s Out: Tenant Screening Practices October 11, 2016.
S E X UA L O R I E N TAT I O N & G E N D E R I D E N T I T Y An Employer’s Guide to Iowa Law Compliance * Published by the Iowa Civil Rights Commission.
Chapter 2 Legal Compliance. The Employment Relationship Employer-employee Independent Contractor Temporary Employee.
This tool can be found in the Banker Tools section of BankersOnline.com. 1 Medical Rules Starting April 1, 2006 Can you deny a loan.
Module 3 1x1 Class Mock Interview Structured Interview ◦ Uses a set of standardized questions asked of all job applicants. ◦ Useful for initial.
Credit Legislation Dr. Josephine Turner, CFP IFAS, University of Florida.
Equal Employment Opportunity 1964–1991 Title VII of the Civil Rights Act (1964**) –An employer cannot discriminate on the basis of race, color, religion,
© 2017 SlidePlayer.com Inc. All rights reserved.