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Credit Authorizers By: Christopher Tisdale. Job Description/Duties Credit authorizers review credit history and obtain information needed to determine.

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Presentation on theme: "Credit Authorizers By: Christopher Tisdale. Job Description/Duties Credit authorizers review credit history and obtain information needed to determine."— Presentation transcript:

1 Credit Authorizers By: Christopher Tisdale

2 Job Description/Duties Credit authorizers review credit history and obtain information needed to determine the creditworthiness of individuals or businesses applying for credit. Credit authorizers review credit history and obtain information needed to determine the creditworthiness of individuals or businesses applying for credit. Example: Applying for Lowes credit card or buying supplies for a business. Evaluate customers computerized credit records and payment histories to decide whether to approve new credit, based on pre-determined standards. File sales slips in customers ledgers for billing purposes. Keep records of customers charges and payments. Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone. Mail charge statements to customers. Prepare credit card or charge account plates.

3 Working Conditions Indoor 100% Indoor 100% Time Sitting 94% Time Sitting 94% Being exact and accurate 69% Being exact and accurate 69% Contact with others 50% Contact with others 50% Dealing with Unpleasant and Angry People 79% Dealing with Unpleasant and Angry People 79% Conflict with Supervisor 38% Conflict with Supervisor 38%

4 Education Requirements High School Diploma/G.E.D. High School Diploma/G.E.D. Recommended High School Courses: Word Processing Introduction to Business Accounting Personal Finance On-Job Training/Workshops College: Not Required College: Not Required

5 Salary/Employment Statistics $14.40 hourly $14.40 hourly Yearly $29,940 Yearly $29,940 Currently 80,000 people are employed as credit authorizers. Currently 80,000 people are employed as credit authorizers. Projected Growth: Negative Projected Growth: Negative By 2012 there will be less than 10,000 credit authorizer jobs. By 2012 there will be less than 10,000 credit authorizer jobs.

6 Job Outlook for The job outlook for credit authorizers is sensitive to overall economic activity. A downturn in the economy or a rise in interest rates usually leads to a decline in demands for credit. Computers are replacing credit authorizers positions quickly, leaving these people jobless. The job outlook for credit authorizers is sensitive to overall economic activity. A downturn in the economy or a rise in interest rates usually leads to a decline in demands for credit. Computers are replacing credit authorizers positions quickly, leaving these people jobless.

7 Related Occupations/Job Opportunities Statement Clerks Statement Clerks Procurement Clerks Procurement Clerks Municipal Clerks Municipal Clerks License Clerks License Clerks Marking Clerks Marking Clerks Insurance Claim Clerks Insurance Claim Clerks Office Clerks Office Clerks Seasonal Credit Authorizer (Cleveland, Ohio) Company Name: Sterling Incorporated Insurance Claim Clerk (Meridian, MS) Company Name: State Farm Credit Authorizer Manager (Cleveland, Ohio) Company Name: Target Credit Authorizer (Dallas, Texas) Company Name: Lightning Energy Plant Insurance Claim Clerk (Jackson, MS) Company Name: Allstate Insurance

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