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"Multipurpose Smart ID Card with PKI Dr. Unho Choi UNHCR National Smart IDCredit card – POS - ATM Smart Card Logon Bio Digital Signature with Smart Card.

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Presentation on theme: ""Multipurpose Smart ID Card with PKI Dr. Unho Choi UNHCR National Smart IDCredit card – POS - ATM Smart Card Logon Bio Digital Signature with Smart Card."— Presentation transcript:

1 "Multipurpose Smart ID Card with PKI Dr. Unho Choi UNHCR National Smart IDCredit card – POS - ATM Smart Card Logon Bio Digital Signature with Smart Card + e-ID + Credit Card

2 PanamaPanama VietnamVietnam PhilippinesPhilippines EgyptEgypt KenyaKenya IndonesiaIndonesia completedcompleted ProceedingProceeding StartedStarted EquatorEquator CameroonCameroon BruneiBrunei MoroccoMorocco Costa Rica IranIran MongoliaMongolia RwandaRwandaJordanJordan IraqIraq Nigeria, Kenya …… ICAO, e-UNLP …… US, France, Sweden, Germany, Turkey, Norway ……

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4 The credit card provider said it was rolling out a pilot scheme that will initially target 13m people. The project ties in with the Nigerian governments plans to introduce identity cards and reduce Nigerians reliance on cash transactions. Ajay Banga, MasterCards chief executive, said recently that the governments in Nigeria and Kenya were talking about moving towards becoming cashless societies. Sample

5 eID eGov eServices ChinaPortugal Hong Kong Malaysia Finland Sweden Belgium Examples Indo- nesia Three policies are established.

6 Multi App 1 App eServic e 3 App´s5 App´s10 App´s eService eHealth eTicketing eService eDL eGate eBanking eLibrary eID eService eHealth eTicketing ATM eDL ePurse eGates Travel document Example Finland FINID Finland FINID Italy CNS Italy CNS Hong Kong HKSAR Hong Kong HKSAR Malaysia MyKad Malaysia MyKad

7 Idea Definition Framework Specification Test/Study Phase Roll Out Phase Government projects needs typically 3 to 5 years to start roll outs. Current Status National eID/eGov (Examples) Argentina Bolivia Botswana Hungary Indonesia, 2G Japan, 2G Kenya Poland Romania Rwanda South Korea Sri Lanka … Albania Algeria Austria 1G Bahrain Belgium China Ecuador Estonia, 2G Finland, 2G Germany, 1G Hong Kong Indonesia, 1G Ireland Italy, 2G Japan, 1G Macao Malaysia, 2G Morocco Netherlands, 2G Oman Portugal Saudi Arabia Serbia Spain Sweden U.A.E, 2G … Armenia Austria 2G Brazil Chile Cyprus Egypt France India Kirgizstan Nigeria Norway RSA Russia Tanzania Turkey Venezuela … Bangladesh Bosnia Germany, 2G Greece Italy, 3G Mexico Taiwan Vietnam … Japan, 1G (JUKI)

8 : Concept is simple * You are you * - Continue use of match on card in existing and new industry specifications. - match on card is more generally accepted recognizable in the biometric industry. - ISO/IEC 19795-7:2010 Biometric performance testing and reporting : Testing of on-card biometric comparison algorithms - ISO/IEC 24787-1:2010 used on-card comparison and will use on-card biometric comparison - NIST SP 800-76-2 uses On-card comparison Fingerprint on-card comparison On-card biometric comparison - Revisions to the PIV Biometrics Specifications FIPS 201 Updates at Sep 2012 On Card Biometric Comparison (OCC) authentication : The cardholders fingerprint biometric representation is captured by the reader and transferred to the card, where it is matched against the cardholders stored biometrics. On Card Biometric Comparison (OCC) authentication : The cardholders fingerprint biometric representation is captured by the reader and transferred to the card, where it is matched against the cardholders stored biometrics.

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10 WFP And MasterCard Launch Partnership For "Digital Food"

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12 Money at Your Fingertips: Supermarket Tests Biometric Payments By Scanning Fingerprints Instead of Credit Cards Sample

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14 Banks go for fingerprint identification to curb ATM fraud The Kenya Bankers Association in turn launched a cost-shared Sh2.5 billion plan to migrate all banks to secure ATMs and plastic cards by September 30. Nearly 11 million cards will be affected by the move, but some banks having already issued the new cards. Sample

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16 all Federal employees to utilize their PIV cards when accessing Government resources. Sample

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19 NFC RFID Smart Payment with Smart (Card + Phone) for Smart TV Built in VPN PKI 1. Fingerprint / Iris 2.PKI ( OTP ) Matching On Card

20 One Stop Smart shop Smart card + POS + ATM

21 NFC RFID 1. Fingerprint / Iris 2.PKI ( OTP ) Matching On Card Embedded Fingerprint Sensing Device for ID Cards The finger sensing device may be embedded into standard laminated identification (ID) cards. A finger sensing device that can image the user's finger through standard laminations used in smartcard and RF-ID card fabrication may now be economically built into those cards, using standard low cost card assembly processes. By Patently Apple 2013

22 Biometric Security Pay + Report + Transfer

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25 Bitcoin payment Addresses -27-34 alphanumeric characters -Bitcoin functions using public-key cryptography, in which a pair of cryptographic keys, one public and one private, are generated. [24] In the case of Bitcoin, the public key functions as an address to which payments can be sent, and the private key acts as a safeguard; it must be presented when making a payment from an address. Because anyone with a private key can spend all of the bitcoins associated with its corresponding public key, securing and protecting is important to prevent theft, which has occurred on numerous occasions. [22] The practical day-to-day security of Bitcoin wallets remains an on-going concern.public-key cryptography [24] [22]

26 The financial services industry is becoming what I call the BIT industry (banking, information and technology), where information, through technology, is transformed into knowledge. In this new world, banks should transform into digital banks, or rather into new forms of information services company. A new financial ecosystem is being created. In two decades, we will go from 20,000 analogue banks today worldwide to no more than several dozen digital banks.

27 E - Wallet Bank Account USIM Card Account Bank Account Sample

28 1.Public-key infrastructure (PKI) is a system for the creation, storage, and distribution of digital certificates for encryption, authentication and digital signature etc. (ITU standard) 2.e.g.: maximum supports 9 PKI keys (physically separated 9 different block for each ) 3. e.g.: its compatible with the commercial Smartcard Framework (WSF) and supports applications such as Domain logon, VPN, email, secure Web access, and wireless LAN authentication. National ID PKI + Data Driver License PKI + Data Medical PKI + Data e-Voting PKI + Data Pension PKI + Data Passport ICAO PKI + Data Tax PKI + Data Physical Access PKI PC Logon PKI Smart Phone PKI

29 Each e-ID + Credit card like Nigeria case Bit Coin + Internet Bank for Smart Wallet Smart Phone App commerce Smart card + Smart Phone + Smart TV Smart Car + Smart Phone like Infotainment issue at CES 2014 Smart Phone with Smart Appliance Automatic Container Tracking for Import/Export by WCO, US TWIC etc. Smart Card for TAXI / Rent car Safety Smart Home Commerce like Internet Commerce etc.

30 Global Root CA for National eID? UN Root CA ? Smart Phone / Smart Card / Smart Car ? ITU : PKI + Biometrics + Cloud etc. ITU + ISO Standard body ?

31 Take chain of Mountain view Unho Choi Ph.D., CGEIT, CRISC, ISO 27001, CISSP, PMP choi@unhcr.org


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