1. 1 AQA ICT AS Level © Nelson Thornes 2008 1 Safety and security Chip and Pin

2. 2 AQA ICT AS Level © Nelson Thornes 2008 2 Credit and debit cards How do we use them? Credit cards

3. 3 AQA ICT AS Level © Nelson Thornes 2008 3 Payments were authorised by signature, leaving the banking system open to fraud. Anyone could use this dropped card just by practising the signature. Before Chip and PIN

4. 4 AQA ICT AS Level © Nelson Thornes 2008 4 Cards are no longer verified by signature alone. Cardholders have their own 4 digit personal identification number (PIN). Scratch here to reveal PIN. Chip and PIN

5. 5 AQA ICT AS Level © Nelson Thornes 2008 5 Chip and PIN Crime Prevention website PINs are needed to gain access at an ATM – but keep them to yourself. PINs are needed to complete purchase.

6. 6 AQA ICT AS Level © Nelson Thornes 2008 6 Memorise your PIN if possible – it only has 4 digits. Destroy your PIN advice slip. If you must write down your PIN, keep it in a safe place, perhaps disguised as part of a phone number. Chip and PIN - Docs

7. 7 AQA ICT AS Level © Nelson Thornes 2008 7 Chip and PIN - Donts Do not keep your PIN Number with your card. Do not include a heading with your PIN Number. Do not tell anyone else your PIN Number.

8. 8 AQA ICT AS Level © Nelson Thornes 2008 8 3 digit security code The 3-figure security code, the Card Validation Value, on the back of a credit card is used so that suppliers know that the card is actually in the customers possession. It is used when ordering by phone or over the Internet. The code is not contained in the magnetic strip.

9. 9 AQA ICT AS Level © Nelson Thornes 2008 9 The introduction of Chip and PIN has made the use of credit and debit cards much more secure. Verification is no longer by signature but by a 4- figure code. Chip and PIN summary