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Implementing GlobalPlatform Standards to Ensure Smart Card Success Jim Harper Datacard Group August 2002.

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Presentation on theme: "Implementing GlobalPlatform Standards to Ensure Smart Card Success Jim Harper Datacard Group August 2002."— Presentation transcript:

1 Implementing GlobalPlatform Standards to Ensure Smart Card Success Jim Harper Datacard Group August 2002

2 Page 2 Topics Smart Cards before Standards Key Considerations for Issuing Multi- application Smart Cards –Smart Card (Chip) Operating System –Smart Card Personalization Process –Smart Card Management System and Post Issuance Personalization Process –Smart Card Terminals/Devices Implement GP Standards for Control, Reliability and Value

3 Page 3 The Traditional Smart Card Industry Print & Laminate (Sheets) Die Cut Mill Embed Initialize Personalize 1234 5678 9012 3456 Patty Doe – Exp 13/999 LOTSA CREDIT LOTSA CREDIT Deliver 1234 5678 9012 3456 Patty Doe – Exp 13/999 Post Issuance Update 1234 5678 9012 3456 Patty Doe – Exp 13/999 LOTSA CREDIT Silicon /Chip Prop.O/S Prop. Apps Proprietary Personalization Application Use N E W Standards- based O/S Standards-based Personalization Standards-based Card Management

4 Page 4 Before Standards Single application, proprietary smart cards (operating systems) – Lack of interoperability increased time to market costs to change cards/applications – Consumer: single use, no choice, lessening card value over time – No cross-marketing or pull from other applications on card – Proprietary issuance systems

5 Page 5 1.Smart Card (Chip) Operating System 2.Smart Card Personalization Process 3.Smart Card Management System Interface to Bureau Environments 4.Smart Card Terminals/Devices Where Standards Matter

6 Page 6 VPN Smart Card Management System Card Usage ATMs POSs Home PCs Kiosks Mobile Devices Where Standards Matter Loading and Personalization Process Chip Data Generation Process Standards-based Data Generation and Card Personalization Process (using GP Profiles and Scripts) 2 Personalization System(s) 3 Standards-based SCMS to Bureau Interface 4 Standards-based Terminal to Terminal Application Interface Delivered Card Fully Automated Processes! Smart cards to be used Chip Applet(s) Chip O/S Standard I/F Standard Development --- Standard Development --- Standard Development --- Standard Development --- 1 Standards-based Chip Application to Chip Operating System Interface 2

7 Page 7 Key Consideration #1: Smart Card Operating System Standard interface between chip operating system and chip applets – Write Once/Run Anywhere Common approach to loading, deleting and changing applications on cards Standard security scheme Allows for standard personalization and post-issuance personalization processes to be used

8 Page 8 Key Consideration #2: Smart Card Personalization Process New challenges – Data generation (disintermediate) – Data encryption – Key management – Application loading – Card personalization – Card life cycle management GlobalPlatform response… – A script-driven data generation and personalization process – Simplifies the updating of single and multi- application smart cards – Moves responsibility to application developer

9 Page 9 Standards-based interface between SCMS and existing issuance/bureau environments – Independent of personalization hardware Card activity must be tracked and managed with great precision You must have confidence that a cards suite of applications and contents (data) can be re- created Simplify post-issuance personalization and re- issuance (using Profiles and Scripting) SCMS becomes a powerful marketing tool Key Consideration #3: Smart Card Management System

10 Page 10 Standards-based interface between a terminal and its applications Common approach to adding, deleting and changing applications on a terminal device/reader Well defined interface for terminal application development and testing Standards-based management interface Key Consideration #4: Smart Card Terminals/Devices

11 Page 11 Control GP standards enables issuers to quickly capitalize on the power and promise of new technology GP standards allow issuers to maintain control of their suppliers and supplies Interoperability Implement GlobalPlatform Standards for…

12 Page 12 Implement GlobalPlatform Standards for… Reliability Standard interfaces and processes simplify development and testing High quality Vendors held accountable Datacard has a wide variety of GP- compliant systems in place today, from desktop to high volume central issuance and smart card management systems

13 Page 13 GP systems can exchange data with other systems that use GP methods and specifications – Interoperability – Vendor and hardware independence Costs can be reduced, reuse is higher, and testing can be handled in the same way (using GP scripts/profiles) Implement GlobalPlatform Standards for… Value

14 Page 14 Datacards commitment to GlobalPlatform standards GlobalPlatform Board System Committee Marketing Committee Card Committee Bill Reding Stuart Miller Bob Beer, Chairperson Pete Thorsen Christophe Biehlmann Lorna Williamson Chris Lomax Planning Committee Brendan Jones Jerry Johnson, Datacard President & CEO

15 Page 15 Development of new Profiles and Scripts – XML data with Java Script Interface Specifications – SCMS to Bureau Environment Card Specifications – Open Kernel (OCAPI) Datacards contributions to GlobalPlatform efforts

16 Page 16 Datacard solutions personalize more than 90% of the worlds financial cards (7MM every day, 2.5B annually) Datacard has nearly 1000 high volume personalization systems installed worldwide Experts in chip consulting, EMV migration, and systems integration Only vendor with true production level Smart Card Management Systems in operation Watch for Datacard MAXSYS and Syntera – Coming Soon! Datacard and Smart Cards

17 Page 17 PRODUCTION ENVIRONMENT CARD PLATFORM ENVIRONMENT SOFTWARE AND SOLUTIONS ENVIRONMENT MULTOS Shared Cryptographic Resources and Certificate Authorities Smart Card Management System (Affina) Smart Card Personalization Manager (SCPM) and P3 Low Volume Issuance 9000/7000/500 Proprietary Maxsys Datacard Smart Card MAP Architecture (Multi-application Architecture for Personalization) GlobalPlatform/Java

18 Page 18 MULTOS Smart Card Management System (Affina) Shared Cryptographic Resources and Certificate Authorities Smart Card Personalization Manager (SCPM) and P3 Low Volume Issuance 9000/7000/500 Modular Flexible Scalable Proprietary PRODUCTION ENVIRONMENT CARD PLATFORM ENVIRONMENT SOFTWARE AND SOLUTIONS ENVIRONMENT Maxsys Full Range Investment Protection Future Proof GlobalPlatform/Java Standard Open Customizable Datacard Smart Card MAP Architecture (Multi-application Architecture for Personalization)

19 Page 19 Summary Choose your smart card solution partner carefully – Your partner and solutions should future proof your investments (i.e., flexible, scalable, extensible) Request GP standards in your: – Cards – Personalization Systems (Processes) – Smart Card Management System – Terminals Enjoy… – Control – Reliability – Value

20 Page 20 White Papers on www. datacard.com: Implementing GlobalPlatform Standards to Ensure Smart Card Success The Transition from Magnetic Stripe to EMV Chip (Smart) Cards The Transition to Multi-application Smart Cards with Post Issuance Personalization Capabilities Datacard MAP Smart Card Architecture For More Information…

21 Page 21 Brochures on www. datacard.com: Smart Card Issuance and Management Datacard Smart Card Solutions Datacard Smart Card Infrastructure Datacard Smart Card Personalization Manager (SCPM) Datacard Desktop Smart Card Issuance Solutions Datacard Smart Card Consulting Services For More Information…

22 Page 22 Presentation on www. datacard.com: Datacard products which implement GlobalPlatform methods For More Information…

23 Page 23 Thank You! Jim Harper Director, Smart Card Solutions Marketing Datacard Group jim_harper@ datacard.com Office 952-988-1179 Mobile (1) 612-229-1179

24 Page 24 Additional Slides

25 Page 25 Smart Card Personalization Manager Store Issuance Data Issue, Re-issue Cards Download new apps and update existing apps over the internet or other secure channels Internet or VPN How Datacards Smart Card Solutions Relate to Each Other Affina Card Life Cycle Management (Card Data Warehouse) Marketing Call Center Customer Support New Card Products Aptura (Java/GP cards) Several card delivery solutions are available from Datacard. Ask your sales rep. for more info. Move perso apps to production after fully tested Move chip applets to production after fully tested Move cards to production after fully tested SCPM SDK Smart Card Loading and Personalization Development and Test Systems Aptura ADK Smart Card Applet Developers Kit CSM/ Syntera Data File with Chip Data Test the loading and personalization of the new chip applets Home PCs Kiosks Mobile Handsets Low Volume Smart Card Issuance High Speed Smart Card Issuance Central Smart Card Issuance Gen 2E smart card module Deliver Generate Chip Data Process (Fully Automated Operation) Card Data File (from host) P3

26 Page 26 450 280/295 150i Embossing SCPM* 9000 MAXSYS 500 7000 X X X X X X Graphics Printing X X X X Laser Color Printing/Photo X X X SCPM* X X X X X X SCPM* - supports loading and personalization of Multos, Java, Open Platform, TIBC, VC, VSDC, M/Chip, Mondex, UKIS and other cards. Many proprietary single application smart cards also supported. SCPM also has an SDK for custom application development of industry-specific cards (e.g., for Transit, Health, Telecom, Government, other). Users can migrate from one Datacard hardware system above to another and the SCPM loading and personalization process and applications remain unchanged. Cards Pgmmed Simult. 1 14 3 1 7 1 DCL3000 X Custom 8 X X 100+ ID Works with SCPM* P3 Desktop P3 Advance P3 Server Inkjet X Dev. & Test Dev. & Test Aptura** Aptura** - Datacards industry standard Java Card/GlobalPlatform Card - portable Java operating system. Select Magna IC-IV X X X X X X 1 1 1 Datacard Smart Card Personalization Systems X Mag Stripe X XX X X X X X XX X Contactless SC X XX X X X Affina Card Life Cycle Management System XXX X X X


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