Presentation on theme: "FOX CITIES HOUSING COALITION TRENDS AND GAPS COMMITTEE DATA COLLECTION REPORT."— Presentation transcript:
FOX CITIES HOUSING COALITION TRENDS AND GAPS COMMITTEE DATA COLLECTION REPORT
The good news is that the ratio is significantly improved from its peak last November of 6.2-to- one. However, there remains a severe lack of jobs. The ratio of unemployed workers per job opening is still much higher than at the worst point in the early-2000s recession, when it peaked at 2.8 unemployed workers per job opening in September of For the first half of 2007 before the current downturn began, the ratio averaged 1.5-to-one. Julys value, at 4.8-to-one, was over three times that high Source:
The labor force participation rate for workers age has decreased from 59.1% to 54.7% in the 25 months since the recession started, representing a loss of 1.3 million young workers, while the labor force participation rate of workers age 55 and older increased from 38.9% to 39.9%, representing an increase of 2.3 million workers. Many older workers are not retiring or are re-entering the labor force because they have suffered a sharp decline in economic security due to the collapse of the housing bubble and the plunge in stock prices. At the same time, workers age 16 to who face an unemployment rate of 18.9%, compared to 6.8% for workers age 55 and older -- are having a difficult time securing employment and are leaving the labor force in large numbers.
Families living in poverty can lead to less opportunity and worse economic outcomes for their children through a variety of mechanismsbe it through nutrition, educational attainment, or access to wealth. A recession, therefore, should not be thought as a one-time event that stresses individuals and families for a couple of years. Rather, economic downturns will impact the future prospects of all family members, including children, and will have consequences for years to come.
Out of Reach 2010 In Appleton MSA, the Fair Market Rent (FMR) for a two-bedroom apartment is $672. In order to afford this level of rent and utilities, without paying more than 30% of income on housing, a household must earn $2,240 monthly or $26,880 annually. Assuming a 40-hour work week, 52 weeks per year, this level of income translates into a Housing Wage of $ In Appleton MSA, a minimum wage worker earns an hourly wage of $7.25. In order to afford the FMR for a two-bedroom apartment, a minimum wage earner must work 71 hours per week, 52 weeks per year. Or, a household must include 1.8 minimum wage earner(s) working 40 hours per week year-round in order to make the two bedroom FMR affordable. In Appleton MSA, the estimated mean (average) wage for a renter is $11.37 an hour. In order to afford the FMR for a two-bedroom apartment at this wage, a renter must work 45 hours per week, 52 weeks per year. Or, working 40 hours per week year-round, a household must include 1.1 worker(s) earning the mean renter wage in order to make the two-bedroom FMR affordable. Monthly Supplemental Security Income (SSI) payments for an individual are $674 in Appleton MSA. If SSI represents an individual's sole source of income, $202 in monthly rent is affordable, while the FMR for a one-bedroom is $542. A unit is considered affordable if it costs no more than 30% of the renter's income. Source:
It is important to note that a basic family budget is indeed "basic." It comprises only the amounts a family needs to spend to feed, shelter, and clothe itself, get to work and school, and subsist in 21st century America. Hence, it includes no savings, no restaurant meals, no funds for emergenciesnot even renters' insurance to protect against fire, flood or theft. (2007 data, revisions in 2008) Appleton, WI MSA One Parent, Two Children ItemCost Monthly Housing$649 Monthly Food$465 Monthly Child Care$1,191 Monthly Transportation$343 Monthly Health Care$296 Monthly Other Necessities$268 Monthly Taxes$422 Monthly Total$3,633 Annual Total$43,601 Appleton, WI MSA Two Parents, Two Children ItemCost Monthly Housing$649 Monthly Food$643 Monthly Child Care$1,191 Monthly Transportation$468 Monthly Health Care$373 Monthly Other Necessities$311 Monthly Taxes$470 Monthly Total$4,105 Annual Total$49,259
St. Josephs Food Bank Usage – 2009 data New Families (please note, families doesn't include all members in the family) #1536 (2009) #1388 (2008) Up 148 families as of November, or up 11% Pounds of Food Distributed 2,275,980 lbs. (2009) 2,101,783 lbs. (2008) Up 174,200 lbs. as of November, or up 8%
Salvation Army Fox Cities
Wait list Comparison by Program Primarily Outagamie County
Point In Time Trend With reduction in count duplication, increased access to shelter/affordable housing, we are progressively closing in the gap between the total number of homeless in our community and those being served.
Categories of Subpopulations Served as documented by the July 2010 Point In Time Count
ProviderFacility Name Family Beds Family Units Individu al Beds Toal Year Round Beds Total Year- Round Family Beds Total Season al Beds Availabilit y Start Date Availabil ity End Date O/V Beds Emergency Shelter of the Fox Valley n/a 0 Fox Valley Warming Shelter 0015 n/a151-Oct30- Apr0 Harbor House Domestic Abuse Programs Harbor House n/a 5 ProviderFacility Name Family Beds Family Units Individua l Beds Total Year- Round Beds Housing Partnership of the Fox Cities Scattered Sites Housing Partnership of the Fox Cities Partnership Apartments1560 The Salvation Army of the Fox Cities Project Home0011 The Salvation Army of the Fox Cities Supportive Housing Program COTS 0058 ProviderFacility Name Family Beds Family Units Individua l BedsCH Beds Total Year- Round Beds Housing Partnership of the Fox Cities Wire Works Apartments Emergency Shelter of the Fox Valley Housing First0020 HOMELESS HOUSING INVENTORY CHART
Wait Lists #s as of 10/31/09 ` AHA HP OCHACOTS Sal ArmyESFVOTHERTOTAL Vouchers Needed Public HousingTHPPAHPSH Housing First Total number of households Number of individuals individuals with disabilities elderly Number of families families with disabilities families with children elderly Other household category 53 1 bedroom bedroom bedroom bedroom bedroom ***2440 AHA = Appleton Housing Authority *** Please note we recently purged our wait list. Demand is still high for family units especially in Appleton & Kimberly (near to jobs & services). Under "Other household category" I noted this is our non-elderly/disabled wait list. The majority of the category are single, no children and typically 30 years and younger who are placed on the one BR wait list. This is one of our anomalies which seems to give a good indicator of the job market and services available for younger persons with no children. HP = Housing Partnership OCHA = Outagamie County Housing Authority ESFV = Emergency Shelter Fox Valley Vouchers = Housing Choice Vouchers THP = transitional Housing Program PAH = Permanent Affordable Housing
Affordable Housing Supply vs Demand as of 10/31/09 Total # of units of affordable subsidized housing:1,306 Total # of households seeking affordable housing (adj. 20% to account for duplication: 2440 x.20)1,952 Total demand for affordable housing: 3,258 Current capacity: 1 unit for every 2.49 households seeking subsidized housing Avg. wait for subsidized housing: Ranges from 6-8 months for subsidized housing programs to 2-4 years for housing choice vouchers. The Appleton Housing Authority closed its wait list January 2010 in order to purge the list. They are currently not accepting any new applications.
Wait list demand by bedroom size
Number of Homeless Children and Youth Enrolled and Served in the Appleton Area School District There was a large increase from 2008 to 2009 of homeless children enrolled in AASD. They are on target to maintain that same level of enrollment in 2010 – no reduction.
Stretched Thin: The Impact of Rising Housing Expenses on America's Owners and Renters Housing Woes Extend Beyond Mortgage Payments, Families Facing Sharp Increases in Variety of Housing Costs October 8, 2008 Here's a look at the increases in housing costs from 1996 to 2006: Mortgage payments - 46% Rent payments - 51% Utilities - 43% Fuel oil prices - 131% Property taxes - 66% Property insurance - 83% All in all, housing costs have increased 65% in the past decade This increase trumps all other major expenses, including transportation (33% increase), food (30% increase), and even healthcare (56%).
Stretched Thin: The Impact of Rising Housing Expenses on America's Owners and Renters Housing Woes Extend Beyond Mortgage Payments, Families Facing Sharp Increases in Variety of Housing Costs October 8, 2008 And now, incomes increases from 1996 to 2006: Homeowners - 36% Renters - 31% So let's get this straight: The costs of living have risen exponentially during the past decade... and incomes aren't keeping up. Add to the equation unpredictable job markets, a personal crisis (such as illness), or home that was already a bit pricey for your budget,
% and # of increased foreclosures comparing 1 st Qtrs. for 08 & 09
Increase and change in foreclosure cases
Number of Foreclosure Cases By Quarter (Q Q1 2010)
Foreclosure Cases Per 100 Housing Units by time period comparisons
Wisconsins Top 25 employers with employees enrolled in Badger Care – 4 th Qtr 2009