Presentation on theme: "HOW TO ACESS BENEFITS MADE AVAILABLE BY THE KENTUCKY RACING HEALTH AND WELFARE FUND HERES WHAT MAY BE AVAILABLE TO YOU AS A RACE TRACK WORKER IN KENTUCKY."— Presentation transcript:
HOW TO ACESS BENEFITS MADE AVAILABLE BY THE KENTUCKY RACING HEALTH AND WELFARE FUND HERES WHAT MAY BE AVAILABLE TO YOU AS A RACE TRACK WORKER IN KENTUCKY
The Kentucky Racing Health and Welfare Fund sponsors each one of the following programs: KENTUCKY RACING HEALTH SERVICES CENTER The Old School Apartments
Ellis Park Turfway Park Keeneland/The Thoroughbred Center Churchill Downs In Kentucky there are five thoroughbred race tracks Kentucky Downs
Together, these five tracks form the Kentucky circuit, with 206 racing dates throughout the year. There is thoroughbred racing in Kentucky during every month of the year. A typical racing schedule looks like: January, February, March – Turfway Park April – Keeneland May – Mid July – Churchill Downs Mid July – August – Ellis Park September – Turfway Park/Kentucky Downs October – Keeneland November – Churchill Downs December – Turfway Park
The Funds main office is in Louisville, and we maintain satellite offices at: * Ellis Park - during the race meet * Keeneland - all year long *The Thoroughbred Center - all year long *Turfway Park - all year long
But first this message from our lawyer…. DISCLAIMER The Kentucky Racing Health & Welfare Fund is a non-profit charitable organization that receives no government funding or public tax revenue. It is not an insurance company and does not assume responsibility for any incurred charges nor does it guarantee approval for any request for assistance. This presentation should not be construed as a policy and shall not be considered as an offer to extend assistance, benefits, coverage, payment or medical advice. The Funds guidelines are changed at the sole discretion of the Fund and are modified, extended, altered, and revised from time to time without prior notice. Therefore, any information supplied in any form must not be construed or regarded as creating any express or implied right to the services, coverage, or benefits the Fund may offer. A copy of the Funds current guidelines can be obtained by a written request submitted to the Fund.
The first step in being eligible for the Funds benefits is to be licensed and working: 1. Be licensed by the Kentucky Horse Racing Commission. The cost is $10. During each race meet there is an office where you can purchase your license. You must purchase a new license each year. 2. Working for an eligible trainer. You must be working for an eligible trainer, and earn at least $125 per week and present a payroll check or payroll check stub (or copy) with each request for assistance
To be eligible you must be currently licensed and working in the Kentucky Thoroughbred Racing Industry for: a trainer who has made no less than 3 Kentucky starts in prior 6 months or 5 Kentucky starts in the prior 12 months and 1 Kentucky start in the past 60 days. and you must earn at least $125 a week with that trainer (but not more than $38,500 single or $77,000 married adjusted gross income each year).
We provide Financial Assistance with: Hospital Charges Doctor Charges Diagnostic Charges Prescription Medication Dental Charges Dentures and Crowns Periodontia Orthodondia Eye Exams and Glasses Funeral Charges Rent/Mortgage payments during Short Term Disability Chiropractic Hearing Aids & Exams Mental Health Disorders Medical Transport
During 2009 the Fund assisted contacts of: 2503 Stable Employees 402 Trainers 293 Assistant Trainers with: 2521 Medical related treatments 550 Dental 170 Vision
Maximum benefits start at $7,000 for those who are in Kentucky for the first time or the first time in the past six years and grow to $20,000 for those who have been working in Kentucky for 5 or more consecutive years: This includes: $ 750 dental benefit $ 8,000 pregnancy benefit $ 5,000 death benefit
The Fund has established a network of preferred providers in every major racing center in Kentucky that either provide services at discounted rates or make immediate treatment available. For those not stabled at a race track or training center clients and medical providers may contact us by phone, mail, fax, or .
The Fund s contact information is: Kentucky Racing Health and Welfare Fund 422 Heywood Avenue Louisville, Kentucky Phone Fax Toll Free Find us on Facebook
Anytime you have a question or if you incur a medical or dental charge you should contact the Fund as soon as you can. If you wait too long to contact us we may not be able to help you. All information is kept confidential. Finally, the Fund cannot provide assistance with a work related injury, illness or occurrence.
KENTUCKY RACING HEALTH SERVICES CENTER KENTUCKY RACING HEALTH SERVICES CENTER
Kentucky Racing Health Services Center The Kentucky Racing Health Services Center is a joint initiative between the The University of Louisville and The Kentucky Racing Health and Welfare Fund
Kentucky Racing Health Services Center We are located in the basement of the 4 th Street end (east end) of The Old School on Heywood Avenue behind the 4 th Street Convenient Store, about two blocks from the 4 th Street Stable Gate. The address is 422 Heywood Ave. Louisville, KY 40208
Kentucky Racing Health Services Center We are open – Monday 10:30 a.m. – 3:30 p.m. Wednesday 4:00 p.m. – 7:00 p.m. Friday 10:30 a.m. - 3:30 p.m. CLOSED ALL MAJOR HOLIDAYS Call for an appointment:
Kentucky Racing Health Services Center We provide free Medical Services for Licensed Kentucky Racing Personnel You need to bring your current Kentucky Horse Racing Commission license and a current payroll check or stub from a thoroughbred trainer in the amount of $125 or more. If your unlicensed spouse needs medical attention you will need to bring your marriage certificate. If your child needs medical attention you will need to bring the childs birth certificate.
Kentucky Racing Health Services Center We provide the following free services: Routine Physicals PAP Smears Breast Exams Prostate Exams Blood Tests Diabetes School Physicals Sports Physicals Thyroid Test GYN/STD Problems Cholesterol Test Asthma Respiratory Problems Headaches Itchy Eyes Sore Throat Minor Aches Arthritis Digestive Complaints Urinary Problems Foot Care Depression Anxiety
Kentucky Racing Health Services Center We also provide: Prescriptions for non-narcotic medications Laboratory Services We cannot provide treatment for work-related injuries
KENTUCKY RACE TRACK RETIREMENT PLAN You must sign up every year to determine eligibility. If you are eligible, a contribution is made to your account. When you retire you get whatever is in your account. Retirement age is 60.
KENTUCKY RACE TRACK RETIREMENT PLAN WHO IS ELIGIBLE FOR THE PLAN?
KENTUCKY RACE TRACK RETIREMENT PLAN TRAINERS, ASSISTANT TRAINERS, AND STABLE EMPLOYEES WHO: + WERE LICENSED AND WORKING IN KENTUCKY IN THE YEAR PRIOR TO SIGN UP AND + EARNED AT LEAST $5,200 WORKING IN KENTUCKY IN THE YEAR PRIOR TO SIGN UP (BUT NOT MORE THAN $38,500 SINGLE OR $77,000 MARRIED) AND CAN DOCUMENT IT AND + MADE 10 KENTUCKY STARTS IN THE YEAR PRIOR TO SIGN UP OR WORKED FOR A TRAINER WHO MADE 10 KENTUCKY STARTS
HOW DO I SIGN UP FOR THE PLAN? KENTUCKY RACE TRACK RETIREMENT PLAN
You can sign up at the office of the KENTUCKY RACING HEALTH AND WELFARE FUND 422 HEYWOOD AVE. LOUISVILLE, KENTUCKY Monday through Friday 9:00 a.m. to 3:00 p.m. UNTIL NOVEMBER 15, EACH YEAR (SEE THE HORSES MOUTH, ELSEWHERE ON OUR WEBSITE FOR A FULL SCHEDULE OF TRACK LOCATIONS AND DATES)
KENTUCKY RACE TRACK RETIREMENT PLAN WHAT WILL I NEED TO BRING WHEN I SIGN UP?
KENTUCKY RACE TRACK RETIREMENT PLAN IF YOU ARE AN ASSISTANT TRAINER OR STABLE EMPLOYEE BRING ALL FORM W2 OR FORM 1099 FROM ALL KENTUCKY TRAINERS FOR WHOM YOU WORKED DURING THE PRIOR YEAR. The trainer must have made 10 Kentucky starts for the income to be eligible and you must have earned at least $5,200 from the eligible trainer or trainers for whom you worked. Dont worry about whether the trainer made 10 Kentucky starts, the staff at the Retirement Plan can help you with that after you sign up.
KENTUCKY RACE TRACK RETIREMENT PLAN IF YOU ARE A TRAINER PLEASE CONTACT KAREN PELHKE FOR ADDITIONAL INFORMATION
KENTUCKY RACE TRACK RETIREMENT PLAN WHATS THE PAYOFF FOR SIGNING UP EVERY YEAR?
KENTUCKY RACE TRACK RETIREMENT PLAN We are currently in our 9 th year of signing up. Those who have signed up each of the first eight years have between $12,000 and $14,000 in their accounts. Your money can be distributed three different ways: When you turn 60. If you become disabled. If you die before you retire.
KENTUCKY RACE TRACK RETIREMENT PLAN LETS SUMMARIZE 1.) Sign up for the plan every year even if you dont think that you are eligible. 2.) Know when and where to sign-up. 3.) Dont listen to backside gossip – contact us if you have any questions.
THOROUGHBRED ADDICTION COUNCIL OF KENTUCKY
THOROUGHBRED ADDICTION COUNCIL OF KENTUCKY (T.A.C.K.) T.A.C.K.is a horsemens program responding to drug and alcohol disorders in the Kentucky Racing industry since T.A.C.K. offers access to no cost or low cost evaluation, detoxification and treatment programs in Kentuckys thoroughbred industry, on the track and the farm, who are suffering from alcohol and drug dependency.
T.A.C.K. A T.A.C.K. representative is available at each of Kentuckys four major racetracks and at Trackside and The Thoroughbred Center in Lexington all year long. At Churchill Downs the office is located in The Old School, 422 Heywood. At Trackside the office is located in the Horsemens Service Trailer in the parking lot next to the stable area. You can also contact the Kentucky Racing Health and Welfare Fund if you need to speak to a T.A.C.K. counselor.
You may want to talk to a T.A.C.K. counselor if you notice: That your job performance is suffering because of your alcohol or drug use. You are hung over or high while on the job. You are regularly late to work. You regularly miss work and/or you change jobs often because of your alcohol or drug use. You have incurred an injury while you are in an altered state.
T.A.C.K. THE CONCORD HOUSE A seven bed sober living facility for race track workers who enrolled in the T.A.C.K. program. Opened in 1996 Within a two minute walk of Churchills stable gate. Owned and operated by T.A.C.K.
THE T.A.C.K. PHILOSOPHY Treatment is the Solution not Punishment. The program is based on four major building blocks of sobriety: –Abstinence (stop using) –Accountability –Commitment –Responsibility We pay for on-track counselors at tracks in Kentucky, but do not provide for private in-house rehabilitation.
The Old School Apartments
Designed with the Older Race Track Worker in mind One block from Churchill Downs Studio and one bedroom apartments Rents start at $345 per month with free heat, air conditioning and water **You must sign a one year lease
The Old School Apartments To live at The Old School Apartments: you must: Be 55 years of age or older or be disabled low income Have no more than 2 people living in the apartment *Other financial restrictions may apply
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