We think you have liked this presentation. If you wish to download it, please recommend it to your friends in any social system. Share buttons are a little bit lower. Thank you!
Presentation is loading. Please wait.
Published byGenevieve Warrell
Modified over 2 years ago
Investing Strategy SET GOALS FOR SAVING AND INVESTING 1©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy
3 Steps to Build Wealth ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy2 1. Make enough money. 2. Have a plan to save and invest. 3. Invest.
Preview Today we will answer these questions: What are the basic guidelines for investing? Dont I need a massive amount of money to invest? When I finally have my own investments, I can just sit back and watch my assets grow in value, right? Use what you learn today to set goals for saving and investing. 3©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy
Wealthy Habits 1. Take on an earn to invest mentality. 2. Focus on your lifestyle and financial goals. 3. PersevereDont be a quitter. 4. Let your mistakes be lessons. 5. Look for value. ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy4
Wealthy Habits 6. Be the one who controls your money. 7. Avoid unnecessary fees. 8. Believe in yourself. 9. Make strategic risks. 10. Be generous. ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy5
Build Wealth … Step #1 ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy6 1. Make enough money - have something left over to save for investing - cover your essential and necessary expenses - plug the spending leaks - take advantage of matching funds from employers - evaluate your situation every year
Build Wealth … Step #2 ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy7 2. Have a plan to save and invest. - set long-term saving and investing goals - decide your best investing options and strategies - include saving and investing in spending plan - take advantage of payroll savings plans - contribute to tax-advantage savings plans
The Oracle of Omaha Famous Investor, Warren Buffets investment philosophy: Invest in top quality, profitable companies with products you understand, good managers, and lots of cash to reinvest in the company… and hold them forever. ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy8
Build Wealth … Step #3 ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy9 3. Invest to put money to work for you. - know what you are investing in - think long term - take some risk to beat inflation - pay attention to your risk tolerance - take advantage of compound interest - diversify your investments - reinvest all earnings - dollar cost average
Dollar Cost Average Activity 4.8 Dollar Cost Averaging Is the current value of Whitneys investment more (>) or less (<) than what she paid? ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy10 Invest a set amount of money at regular intervals. Start receiving benefits of compounding. Stop worry about investing at high or low prices. Lower the cost per share.
7 Paths to Pure Trouble ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy11 Trusting others blindly Falling for fairy tales Relying on past performance Borrowing to invest Holding only one investment Flipping stocks Getting emotional about investments
Rights and Responsibilities of Investing You have the right to … Select your own or change your advisor or brokerage firm. Know if your advisor has a conflict of interest. Receive timely and accurate information. Receive the best recommendation based on your stated investing goals. Be treated ethically. Report investing problems regarding brokers or brokerage firms. Have your financial data protected. You have the responsibility to … Be informed. Read all literature, including the investment prospectus before making decisions. Verify the credentials of the person or firm who will handle your investments. Read and keep your statements. Set and communicate your investing goals. Report any unauthorized trades. Promptly report problems to regulators. Protect your financial data. Pay taxes on any earnings. Carefully consider risks, fees, and objectives before making decisions. ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy12
Whos Got Your Back? The Cops Securities and Exchange Commission (SEC) Financial Industry Regulatory Authority, INC (FINRA) state securities regulators The Clean-Up Crew Federal Deposit and Insurance corporation (FDIC) Securities Investor Protection Corporation (SIPC) ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy13
Challenge 4-B Set personal savings and investing goals: - short-term - medium-term - long-term ©2012 National Endowment for Financial Education | Lesson 4-4: Investment Strategy14
Investing Strategy SET GOALS FOR SAVING AND INVESTING 1 ©2014 National Endowment for Financial Education | Lesson 4-4: Investment Strategy.
Review WHAT DID YOU LEARN LAST WEEK? org (c) 2012 National Endowment for Financial Education | Lesson 1-4 Spending Plan1.
Financial Planning for Retirement. Why Retirement Plan? For Financial security when you do not work Saving is necessary to accumulate the capital needed.
Basics of Investing. 2 Things To Do Before Investing Pay off credit card debt! Pay off credit card debt! No investment pays as much as credit card companies.
THE BASICS OF SAVING AND INVESTING LESSON 1. Lesson 1: Why People Save and Invest Preparing for a career--college.
Put Savings to Work SELECT SAVINGS OPTIONS THAT WORK FOR YOU.
5/21/15 BR: WHEN INVESTING MONEY WOULD YOU RATHER HAVE COMPOUND OR SIMPLE INTEREST? EXPLAIN YOUR ANSWER.
1 Personal Financial Planning Chapter 1, Financial Planning Process.
Savings Options. I. Importance of Saving A. To buy…without paying interest.
WelcomeInformationProcessYour Role Sit Back – Relax – Ask Questions – Get Info – ACT! A Guide To Your Distribution Options.
Click anywhere to start the presentation. There are basically only four roads to wealth: 1.You can marry it 2.You can inherit it 3.You can get a windfall.
Chapter 13: Investment Fundamentals and Portfolio Management
Dear God – I know that You are the source of all that I need to get through each day. I need to look for your wisdom and strength to make my day easier.
G1 Introduction to Investing Financial Literacy.
401(K) PLANS. Essential Questions Why Do We Need to Save for Retirement? What are the best options for Retirement Savings? How should I go about choosing.
The Financial Plan Chapter 2. ‘Your Financial Plan’ Involves your individually specific financial goals Describes spending, borrowing, and investing needed.
How Investing Works START INVESTING NOW TO REAP THE BENEFITS.
Choosing Investments ESTABLISH INVESTING RULES 1©2012 National Endowment for Financial Education | Lesson 4-3: Choosing Investments.
The Investment Leaks… When you are working hard to make your money grow through carefully chosen investments, you want to retain as much of your returns.
0 Holmes Chpt 1 Personal Financial Planning EQ = Essential Questions Knows = Vocabulary Understandings = Why learn this Dos = Skilled at activities.
SAVING and INVESTING to achieve your financial goals or HOW MONEY WORKS.
A STEP-BY-STEP APPROACH TO INVESTING. By identifying specific financial goals, there’s a much better chance that clients will commit to invest.
1 Personal Financial Planning Guide Chapter 3-6: Building Wealth through Investment Planning.
The ABC’s of Investment Fees Ed Hutton, CFA Assistant Professor Director, Niagara University Financial Markets Laboratory 1.
An Introduction to Investing Fin 302 Spring 2008 James Dow.
By identifying specific financial goals, there’s a much better chance that clients will commit to invest.
Building: Knowledge, Security, Confidence Pay Yourself First FDIC Money Smart for Young Adults.
Vocabulary. Section 9.1 Vocabulary Pre-tax dollars: Deposit into a retirement account before taxes have been taken out of your paycheck. This lowers your.
Module 4: Investing Review
If You Don’t Know Where Are You Going Any Road Will Take You There Million Dollar Portfolio A Strategic Planning Process Click On “Browse” On Top and Then.
The big QuestionThe big Question A stranger on the street approaches you with a strange proposition: You can have a million dollars right then and there.
2/18/14 BR: Give an example for each expense Fixed: Variable: Periodic: TODAY YOU WILL... CREATE A PLAN TO GUIDE YOUR SPENDING. ©2012 National Endowment.
An Introduction to Investing Your Money Source: CTAinvest.org.
A Brief Look at Investment Options. You can! Small investment clubs are all over the U.S. made up of local, non-professional investors. None are.
National Retirement Security Week It’s Closer Than You Think!
Investment Fundamentals and Portfolio Management.
Investing for Your Future
Pay and Taxes INVESTIGATE WHAT IMPACTS YOUR PAYCHECK AND PERSONAL TAXES ©2014 National Endowment for Financial Education | Lesson 3-3: Pay and Taxes.
Planning Your Financial Future: It Begins Here
UNIT 4: SAVING AND INVESTING 1. Discuss how saving contributes to financial well- being 2. Explain how investing builds wealth and helps meet financial.
The Intelligent Investor By Benjamin Graham Sadia Shivji Tessa Flynn Julianna Adams Hannah Merrick.
A mutual fund is a business that pools money from many people to invest in various ways. A mutual fund’s investors, in effect, own a portion of the.
Saving and Investing Chapter 8. Establishing Your Financial Goals A savings or investment plan starts with a specific, measurable goal. Emergency Fund-
Retirement Planning Miscellaneous Investing Basics Stocks and Bonds Mutual Funds Personal Finance Final Exam.
The Power of Investing 2.1 Pages Saving – putting money aside for a rainy day Investing – making your money grow Rewards of Investing make money.
CONSUMER DECISIONS FINAL REVIEW. 1. Define values and give an example. Principle or qualities that you find worthwhile or desirable 2.Define goal. Something.
Planning INFLATION- the general rise in price of goods and services (savings must exceed) You have to have a plan for retirement Years ago companies had.
9 Rules for Success. Place 1,000 dollars in immediately Build the fund to cover 6 months expenses Don’t touch this money.
Savings and Investing: Getting Started
© 2017 SlidePlayer.com Inc. All rights reserved.