Presentation on theme: "TULSI dot COM MONEY BACK PLANSENDOWMENT PLANS WHOLE LIFE PLANS WOMENS PLAN PENSION PLANS SINGLE PREMIUM PLANS JOINT LIFE PLANS PLAN FOR HIGH WORTH INDIVIDUALS."— Presentation transcript:
TULSI dot COM
MONEY BACK PLANSENDOWMENT PLANS WHOLE LIFE PLANS WOMENS PLAN PENSION PLANS SINGLE PREMIUM PLANS JOINT LIFE PLANS PLAN FOR HIGH WORTH INDIVIDUALS TERM ASSURANCE PLANS UNIT LINKED PLANS CHILDREN PLANS COMPARISION OF THE POLICIES TO OTHER COMPANIES
MIN AGE - 18 YEARS MAX AGE - 45 YEARS. MIN S.A. - 50,000\ = MAX S.A. - ACCORDING TO INCOME. BONUS WILL PAYABLE. NO LOAN UNDER THIS PLAN 25% SURVIVAL BENEFITS WILL BE PAY ABLE LAST 4 YEARS OF MATURITY. BEST PLAN FOR CHILDREN S EDUCTION. THIS IS THE COMBINTION OF PLAN JEEVAN MITRA S MONY BACK PLAN. POLICY TREM 18 TO 25 YEARS. MAX MATURITY AGE - 65 YEARS.
**** ENDOWMENT PLANS **** WITH PROFIT PLANS : [[ ]]]] E E NNNN DDDD OOOO WWWW MMMM EEEE NNNN TTTT P P OOOO LLLL IIII CCCC YYYY [[ ]]]] L L IIII MMMM IIII TTTT EEEE DDDD P P P P AAAA YYYY MMMM EEEE NNNN TTTT E E E E NNNN DDDD OOOO WWWW MMMM EEEE NNNN TTTT P P P P OOOO LLLL IIII CCCC YYYY [[ ]]]] J J EEEE EEEE VVVV AAAA NNNN M M M M IIII TTTT RRRR AAAA ( ( D D D D OOOO UUUU BBBB LLLL EEEE R R R R IIII SSSS KKKK C C C C OOOO VVVV EEEE RRRR ) ) ) ) [[ ]]]] M M AAAA RRRR RRRR IIII AAAA GGGG EEEE / / E E DDDD UUUU CCCC AAAA TTTT IIII OOOO NNNN P P P P UUUU RRRR PPPP OOOO SSSS EEEE P P P P OOOO LLLL IIII CCCC YYYY [[ ]]]] N N EEEE WWWW J J J J AAAA NNNN R R R R AAAA KKKK SSSS HHHH AAAA P P P P OOOO LLLL IIII CCCC YYYY [[ ]]]] J J EEEE EEEE VVVV AAAA NNNN M M M M IIII TTTT RRRR AAAA ( ( T T T T RRRR IIII PPPP LLLL EEEE R R R R IIII SSSS KKKK C C C C OOOO VVVV EEEE RRRR ) ) ) ) [[ ]]]] J J EEEE EEEE VVVV AAAA NNNN A A A A NNNN AAAA NNNN DDDD [[ ]]]] S S AAAA RRRR AAAA LLLL J J J J EEEE EEEE VVVV AAAA NNNN [[ ]]]] J J EEEE EEEE VVVV AAAA NNNN A A A A NNNN UUUU RRRR AAAA GGGG
Only plan of its kind in India, fulfills the maxim Zindagi ke saath bi, zindagi ke baad bhi. Perfect blend of Endowment & Whole Life Insurance Plan. Assurance at Maturity and Security Thereafter. Guaranteed Sum Assured plus Bonuses at Maturity, Free policy equal to sum assured after maturity. Flexible premium paying term : 5 to 57 years (subject to maximum maturity age : 75 years) Free accident cover upto Rs. 5 lakhs upto age 70 years.
WHOLE - LIFE PLAN WHOLE LIFE PLAN - WITH PROFIT JEEVAN TARANG - WITH PROFIT
This plan is mainly devised to create an estate for the heirs of the policyholder as it provides for payment of sum assured plus bonuses on the death of the policyholder. Considering the increased longevity of people, LIC has amended the above provision, thereby providing for payment in the form of maturity claim on completion of age 80 years or on expiry of term of 40 years from date of commencement whichever is later. This policy is suitable for people of all ages who wish to protect their families from financial crises that may occur owing to the policyholders premature death. Bonus is higher than endowment and money back plans. Choice of Plan 2 – Premium throughout life** ; Plan 5 – Choice of limited premium payment terms and Plan 8 : Single Premium Payment
WHOLE LIFE POLICY PLAN-2 WITH PROFIT MINIMUN AGE AT ENTRY : 15 YEARS MIN SUM ASSURED : RS. 30,000/- MAX AGE AT ENTRY : 60 YEARS MAX SUM ASSURED : ANY AMOUNT MAX MATURITY AGE : 80 YEARS S.A. IN MULTIPLES OF : RS. 250/- ACCDIENT BENEFIT : YEARS MODES ALLOWED : ALL PREMIUM PAYING TERM : ON ATTAINMENT OF AGE 80 OR 40 YEARS, WHICH EVER IS LATER. BENEFITS : MATURITY BENEFIT : ON ATTAINMENT OF AGE 80 YEARS OR 40 YEARS OF POLICY FROM DOC WICHEVER IS LATER BASIC SUM ASSURED + ACCURED BONUS IS GIVEN. DEATH BENEFIT : O N DEATH BASIC SUM ASSURED + BONUS IS GIVEN. A CCIDENTAL BENEFIT IS AVAILABLE UNDER THIS PLAN. L OAN IS AVAILABLE UNDER THIS PLAN. SUITABILITY : L OW PREMIUM PROVIDES HIGH RISK COVER & FINANCIAL SECURITY OF FAMILY. B ONUS RATE IS HIGHER THAN OTHER PLANS. R ISK IS COVERED THROUGHOUT THE LIFE OF POLICYHOLDER.
On death of the life assured during the term of cover under the rider,an amount equal to the term assurance sum assured will be payable. This benefit is available on payment of small additional premium. Eligibility Minimum & maximum age at entry – 18 years & 50 years. Maximum age at -60 years. Minimum sum assured for the term rider –Rs.1,00,000 Minimum sum assured of main plan on which term rider is given Rs.1,00,000. Maximum sum assured for term rider. An amount equal to the basic sum assured subject to a maximum Rs. 25 lakhs over all limit on term riders on all plans. 10 to 35 years under single regular premium policies. 5 to 35 years under single policies Or15,20&25 years under limited premium paying term policies. Term
This rider shall be allow only if age at maturity under the main policy is less than or equal to 60 years. The policy term and premium paying term of the rider should match with the policy term and premium paying term under the main policy. HOMENEXT
BENEFIT Death cover- Sum assured + vested bonus + final additional bonus, if any, is payable in a lump sum on death of the life assured during the policy term. Maturity benefit - 40% of sum assured + bonus + final additional bonus,if any, is payable in a lump sum survival to the end of the policy term.
PENSION PLANS NEW JEEVAN SURAKSHSA -1 NEW JEEVAN DHARA - 1 JEEVAN NIDHI JEEVAN AKSHAY – IV
SINGLE PREMIUM PLAN BEEMA BACHAT
PLAN FOR HIGH – WORTH INDIVIDUALS JEEVAN PRAMUKH
Jeevan Nidhi (Table No. 169 Jeevan Nidhi (Table No. 169) A with-profits Deferred Annuity (Pension) plan. On survival at the end of the policy term, accumulated amount (i.e. SumAssured +Guaranteed Additions + Bonuses) is used to generate a pension (annuity). ` ` The plan also provides a risk cover during the deferment period. Nominee has option to avail lump sum payment or purchase annuity. ` The USP of the plan being the pension can commence at 40 years. Rebate allowed up to Rs. 10,000/- under section 80(CCC) of Income Tax Act, Five different options for annuity. Options for critical illness rider, term assurance rider and premium waiver benefit rider.
MONEY BACK PLANS ENDOWMENT PLANS WHOLE LIFE PLANS WOMENS PLAN PENSION PLANS UNIT LINKED PLANS CHILDREN PLANS Exit