2 L.I.C. PLANS MONEY BACK PLANS ENDOWMENT PLANS WHOLE LIFE PLANS CHILDREN PLANSWOMEN’S PLANPENSION PLANSSINGLE PREMIUM PLANSPLAN FOR HIGH WORTH INDIVIDUALSUNIT LINKED PLANSJOINT LIFE PLANSTERM ASSURANCE PLANSCOMPARISION OF THE POLICIES TO OTHER COMPANIES
4 JEEVAN CHHAYA PLAN MIN AGE - 18 YEARS MAX AGE - 45 YEARS. MIN S.A ,000\ =MAX S.A ACCORDING TO INCOME.BONUS WILL PAYABLE.NO LOAN UNDER THIS PLAN25% SURVIVAL BENEFITS WILL BE PAY ABLE LAST 4 YEARS OF MATURITY.BEST PLAN FOR CHILDREN ‘ S EDUCTION .THIS IS THE COMBINTION OF PLAN JEEVAN MITRA S MONY BACK PLAN.POLICY TREM 18 TO 25 YEARS .MAX MATURITY AGE YEARS.
5 MONEY BACK PLAN FOR 20 & 25 YEARS JEEVAN CHHAYA MONEY BACK PLANSMONEY BACK PLAN FOR 20 & 25 YEARSJEEVAN CHHAYAJEEVAN SURBHI FOR 15, 20 & 25 YEARS
6 L.I.C PRESENTSMONEY BACK POLICY(PLAN 75&73)LIC'S MOSTPOPULAR MONEY PLANIN TWO VARIANTSPLAN 75 : A 20 YEARSPLAN73 :A 25 YEARS
8 Jeevan Anand (Table No. 149) Guaranteed Sum Assured plusBonuses at Maturity, Free policyequal to sum assured after maturity.Flexible premium paying term : 5to 57 years (subject to maximummaturity age : 75 years)Free accident cover upto Rs. 5 lakhsupto age 70 years.Only plan of its kind in India,fulfills the maxim “Zindagi kesaath bi, zindagi ke baad bhi”.Perfect blend of Endowment &Whole Life Insurance Plan.Assurance at Maturity andSecurity Thereafter.
9 WHOLE - LIFE PLAN WHOLE LIFE PLAN - WITH PROFIT JEEVAN TARANG WITH PROFIT
10 Whole Life (Table Nos. 2, 5 and 8) This plan is mainly devised to create an estate for the heirs of the policyholder as it provides for payment of sum assured plus bonuses on the death of the policyholder.Choice of Plan 2 – Premium throughout life** ; Plan 5 – Choice of limited premium payment terms and Plan 8 : Single Premium PaymentConsidering the increased longevity of people, LIC has amended theabove provision, thereby providing for payment in the form ofmaturity claim on completion of age 80 years or on expiry of term of40 years from date of commencement whichever is later.This policy is suitable for people of all ages who wish to protect theirfamilies from financial crises that may occur owing to thepolicyholder’s premature death.Bonus is higher than endowment and money back plans.
11 WHOLE LIFE POLICY PLAN-2 WITH PROFIT MINIMUN AGE AT ENTRY : 15 YEARS MIN SUM ASSURED : RS. 30,000/-MAX AGE AT ENTRY : 60 YEARS MAX SUM ASSURED : ANY AMOUNTMAX MATURITY AGE : 80 YEARS S.A. IN MULTIPLES OF : RS. 250/-ACCDIENT BENEFIT : YEARS MODES ALLOWED : ALLPREMIUM PAYING TERM : ON ATTAINMENT OF AGE 80 OR 40 YEARS, WHICH EVER IS LATER .BENEFITS :MATURITY BENEFIT : ON ATTAINMENT OF AGE 80 YEARS OR 40 YEARS OF POLICY FROM DOC WICHEVER IS LATER BASIC SUM ASSURED + ACCURED BONUS IS GIVEN.DEATH BENEFIT :ON DEATH BASIC SUM ASSURED + BONUS IS GIVEN.ACCIDENTAL BENEFIT IS AVAILABLE UNDER THIS PLAN.LOAN IS AVAILABLE UNDER THIS PLAN .SUITABILITY :LOW PREMIUM PROVIDES HIGH RISK COVER & FINANCIAL SECURITY OF FAMILY.BONUS RATE IS HIGHER THAN OTHER PLANS.RISK IS COVERED THROUGHOUT THE LIFE OF POLICYHOLDER.
12 TERM ASSURANCE RIDEROn death of the life assured during the term of cover under the rider,an amount equal to the term assurance sum assured will be payable. This benefit is available on payment of small additional premium.EligibilityMinimum & maximum age at entry – 18 years & 50 years.Maximum age at -60 years.Minimum sum assured for the term rider –Rs.1,00,000Minimum sum assured of main plan on which term rider is givenRs.1,00,000.Maximum sum assured for term rider. An amount equal to the basic sum assured subject to a maximum Rs. 25 lakhs over all limit on term riders on all plans.Term10 to 35 years under single regular premium policies.5 to 35 years under single policiesOr15,20&25 years under limited premium paying term policies.
13 This rider shall be allow only if age at maturity under the main policy is less than or equal to 60 years. The policy term and premium paying term of the rider should match with the policy term and premium paying term under the main policy.HOMENEXT
14 BENEFITDeath cover-Sum assured + vested bonus + final additional bonus, if any, is payable in a lump sum on death of the life assured during the policy term.Maturity benefit -40% of sum assured + bonus + final additional bonus,if any, is payable in a lump sum survival to the end of the policy term.
21 Jeevan Nidhi (Table No. 169) A with-profits Deferred Annuity (Pension) plan.On survival at the end of the policy term, accumulated amount (i.e.SumAssured +Guaranteed Additions + Bonuses) is used to generate apension (annuity). ``The plan also provides a risk cover during the deferment period. Nominee hasoption to avail lump sum payment or purchase annuity.The USP of the plan being the pension can commence at 40 years. Rebate allowed up to Rs. 10,000/- under section 80(CCC) of Income Tax Act,1961.Five different options for annuity.Options for critical illness rider, term assurance rider and premium waiverbenefit rider.
22 MONEY PLUS (THE WONDER PLAN) UNIT LINKED PLANSMONEY PLUS (THE WONDER PLAN)
23 COMPARE PLANS MONEY BACK PLANS WHOLE LIFE PLANS WOMEN’S PLAN UNIT LINKED PLANSENDOWMENT PLANSCHILDREN PLANSPENSION PLANSExit