Presentation on theme: "K & K Consulting Services Inc."— Presentation transcript:
1K & K Consulting Services Inc. BETABasic Emergency Travel Assistance
2The Premise Behind BETA While our private domestic health insurance policies usually provide us with international* coverage, they do not provide an emergency support system for people traveling abroad.BETA is that emergency support system.It can be called an international supplementto a domestic health insurance policy.* Check with your insurance carrier.
3Foreign Travel Situation If, while traveling in Mexico at 3 a.m., on a Sunday morning you wake up with severe stomach pain, where will you get help?Will you be able to arrange for a physician or hospital?What if your condition requires a medical evacuation?
4BETA – The IssueMost people travel abroad without knowing how to access qualified physicians or medical facilities.In the face of a major accident or illness, they are unprepared financially or psychologically to deal with the crisis.
5With BETA CoverageScenario 1: Traveling in Mexico, awakening with stomach pain….We immediately verify coverage and arrange for an emergency physician visit.If appropriate medical facilities are available, we make those arrangements, if not, we arrange an emergency medical evacuation.If necessary, we contact your personal physician and obtain your medical records.We contact close family members to update them on your situation.
6The Outcome….By Monday morning at 9 a.m., you are resting comfortably and deciding what changes, if any, are needed in your travel plans.
7Pre-travel Assistance Advice on required and recommended immunizationHealth information and precautions for medically remote or underserved areasInformation for handicapped or disabled travelersHelp in arranging special medical services for travelInformation on current political/environmental warnings
8Medical Emergency Services Worldwide, 24-hour medical referral service for local physicians, hospitals and pharmaciesMedical case monitoringMaintain contact between local and personal physiciansProvide medical records to local physiciansMaintain daily contact between patient, family and employerMonitor quality and cost of hospital treatmentsMedical transportation arrangementsEmergency message service for medical situations
9Legal AssistanceArrange contact with a local English-speaking attorneyWorldwide, 24-hour contact for non-criminal legal emergenciesLegal referral to help you locate a consulate official or attorney
10Travel AssistanceWorldwide, 24-hour telephone contact for advice on handling losses and delaysHelp with lost passports, tickets and documentsAdvice on filing travel-related claimsArrange shipments of forgotten, lost or stolen itemsRelay emergency messages
11Emergency Evacuation Benefit $50,000 Public Plan $250,000 Scholastic Plan Arrangements must be made and approved byAssistance company for medically necessaryEvacuation to the nearest adequate medical facility.Includes coverage for transportation, medical services, and medical supplies, if medically necessary.
12Repatriation of Remains Benefit $25,000 Public Plan $50,000 Scholastic Plan In the event of death while traveling, this benefit will return your remains to your home country. Arrangements must be made and approved by assistance company to cover the reasonable expenses.
13Passport ReplacementThe plan will reimburse expenses incurred for the replacement of alost passport up to $250.
14Enhanced Benefits PLUS…. Scholastic plan offers $5,000 Accidental Medical coverage with a $100 deductible and a $100 per day illness hospitalization benefit for 60 days.Public plan offers $2,500 Accidental Medical coverage with a $100 deductible.PLUS….
15Air Accidental Death & Dismemberment Up to $5,000 coverage is provided, in the event of death, or loss of limb or eyesight, while an insured person is riding on a regularly scheduled airline and provided the loss occurs within 180 days of an accident.
16Non-air Accidental Death & Dismemberment Up to $1,000 coverage is provided, in the event of death, or loss of limb or eyesight, provided the loss occurs within 180 days of an accident.
17Enrollment Services Online enrollment for both group and individual Online fulfillment – certificates of coverage available 24/7 and for a full 12 months after the expiration date – worldwide!Online claim formsOnline cut-out-card with necessary emergency contact information for your wallet
18Prices per Plan US Citizens Non US Citizens Scholastic Plan: $30.00 Annually$18.00 Semi-AnnualUS CitizensBasic Public Plan: $53.00 AnnuallyEnhanced Public Plan: $72.75 AnnuallyNon US CitizensBasic Public Plan $46.00 AnnuallyEnhanced Public Plan $63.25 Annually
19Eligibility – Scholastic Plan International Students, visiting Faculty, Scholars, or other who have a current passport or student visa, and who are temporarily residing / traveling outside their Home Country* or regular residence. The Insured must be engaged in full time educational or research activities outside their Home Country or regular domicile.* Home Country shall mean the country who has issued your passport.
20Eligibility – Public Plan Any person who is under age 65, who has a current passport, and who is temporarily residing / traveling outside their Home Country*.* Home Country shall mean the country who has issued your passport.
21Enrollment Process Go to the BETA website: www.betins.com On the home page click on “Enroll now”Select correct eligibilityAnswer 6 questions and complete credit card paymentYou are done!!Click on Customer Service and input your address to obtain all documentationFor Group enrollments – Contact us and we will set that up for you in a manner that most suits your needs