3BENEFITS:Hospitalisation expenses like room rent, ICU, nursing expenses, fee for surgeon, anesthetist, specialists, blood, oxygen, operation theatre, medicines, diagnostic materials, X-ray, dialysis, chemotherapy, pace maker, artificial limbs etc. are covered.
4One day hospitalisation is compulsory One day hospitalisation is compulsory. But for the treatments like dialysis, chemotherapy, radiotherapy etc., the patient could be discharged the same day itself.
5Claim services are extended by M/s TTK HEALTHCARE SERVICES (P) LTD in selected hospitals, the insured person can avail cashless facility by producing the identity cards issued by the insurance company.
6TTK HEALTH CARE SERVICES (P) LTD 1400 B, Mareena bldgs Ravipuram M G Road, Cochin- 16 Ph:
7age group 61 years to 80 years Platinumage group 3 months to 35 yrsMax Rs. 10,00,000-00Goldage group 36 yrs to 60 yearsMax Rs. 5,00,000-00Senior Citizensage group 61 years to 80 yearsMax Rs. 3,00,000-00
8EXCLUSIONS:All pre-existing diseases and sickness would be excluded from the scope of the policy. Expense for hospitalisation for the first 30 days is an exclusion unless it is due to an accident.
9Under Gold and Senior Citizens Policy, the Pre-existing disease exclusion is applicable. This exclusion shall get deleted once the insured completes three claim free policy periods.
10During the first two years of policy, expenses on treatment such as cataract, benign prostrate hypertrophy, hysterectomy,hernia, hydrocele, congenitalinternal diseases, fistula in anus, piles, sinusitis etc are not covered.
11Expenses for the treatment such as circumcision, cosmetic or aesthetic treatment, plastic surgery other than , as may be necessitated due to an accident, dental treatment or surgery of any kind unless requiring hospitalisation are exclusions in the policy.
12Sterility, intentional self injury, expenses on vitamins and tonics unless forming part of a treatment, treatment arising from or traceable to pregnancy & childbirth including caesarean section, medical termination of pregnancy, naturopathy etc are not covered in the scope of the policy.
13You can choose the sum insured from Rs 50,000-00 to Rs 10,00,000-00.
14Policy is available for persons above 5 years of age and children above 3 months can be covered along with their parents.
15Any person above 45 years of age seeking insurance cover for the first time or where there is break in insurance or an existing policyholder seeking enhancement of sum insured will be required to undergo specified Medical check-up as detailed in the policy..
16Medical examination,CBC & ESR,Urine routine and microscopic,Cholesterol,SGPT,Sr creatinine,ECG,Stress test.
17Premium paid for MEDICLAIM policy would be exempted under section 80D of the Income Tax Act subject to a limit ofRs. 15,000-00andRs. 20, forSENIOR CITIZENS
19George Thomas, Development Officer Divisional Office #2, For more information, contactGeorge Thomas, Development OfficerDivisional Office #2,Joy’s Building, Opp PAICOPadma Jn, M G Road,CochinPhone Office: , ,Res: , Mob:Fax :E mail :