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Rule 411: Liability Insurance. Liability Insurance Carrying liability insurance –Note: Not other types of insurance Offered to prove –Negligence, or –Other.

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Presentation on theme: "Rule 411: Liability Insurance. Liability Insurance Carrying liability insurance –Note: Not other types of insurance Offered to prove –Negligence, or –Other."— Presentation transcript:

1 Rule 411: Liability Insurance

2 Liability Insurance Carrying liability insurance –Note: Not other types of insurance Offered to prove –Negligence, or –Other wrongful

3 Liability Insurance 1 D has liability insurance D was negligent People who have insured against negligence are SML to be negligent. Forbidden Inference of Culpability from Insurance? YES

4 Liability Insurance 2 D has liability insurance D was negligent People who have insurance are not going to be hurt by a judgment against them. Forbidden Inference of Culpability from Insurance? Forbidden Lockm Up Effect

5 Liability Insurance 3 D had insurance on house D owned house If someone insures something, it is SML that he or she owned it Forbidden Inference of Culpability from Insurance? No. Inference of ownership OK.

6 Connecting Fact Witness for D works for that insurer Liability Insurance 4 Witnesses who work for someone who will have to pay a judgment are SML to lie Witness is lying Forbidden Inference? No D had insurance Inference of Bias

7 Rule : Compromises & Related Matters

8 You Can Figure It Out Without My Help. Just Like You Will in Practice. Any Questions ?

9 Problem 13 Do Problem 13


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