1. “Benefits for Educated Consumers”
Benefits Orientation
“Benefits for Educated Consumers”
Presented by Human Resources

2. ICUBA
Independent Colleges and Universities Benefits Association (ICUBA)
“Better Benefits Through Collaboration”
501(c) 9 corporation to purchase benefits for members
MEWA-multiple employer welfare association
Pool purchasing power to reduce costs

3. ICUBA Members
- 8,100 employees (13,400 members)

4. Benefit Plan Plan Year: April 1 – March 31 Tax Savings Program
Elected premiums will be deducted on a pre-tax basis under Section 125 of the IRS Tax Code
You have thirty (30) days from your hire date to elect these pre-tax benefits or you must wait until open enrollment
Open Enrollment each February
Make changes to your benefits for the following plan year effective April 1st
Coverage is locked for benefit plan year (April-March) unless there is a qualified status change
Marriage, Birth, Adoption, Divorce, Spouse gains/loses coverage elsewhere, etc.
You must make changes to benefits within thirty (30) days of the status change
Eligible Dependents:
Spouse, domestic partner, dependent child(ren), step-children, and domestic partner ‘s dependent child(ren)

5. Medical Coverage Two (2) PPO plan options
Preferred PPO Blue Options
PPO 70 Blue Options
College covers 63% of the total premium for employee and eligible dependents
Both plans have in and out of network coverage
Both plans have college funded Health Reimbursement Account (HRA)
Factors to consider when choosing a plan
Plan design: Preferred PPO – or – PPO 70
Cost
HRA Contribution
- No increase to deductible would mean premium increase of 9%
- Less than 10% of Rollins members met the deductible last year

6. Medical Plan Comparison
Preferred PPO Blue Options
Network
Non Network
Deductible Individual/Family
$2,000/$4,000
$3,500/$9,750
Coinsurance
20%
after deductible
40%
Out of Pocket Maximum (includes all medical co-pays, deductibles, and coinsurance)
$3,500/$7,000
$7,000/$14,000
Non-Wellness Blue Recognition Office Visits (includes General Practice, Family Practice, Internal Medicine, and Pediatrics) $0
N/A
Non-Wellness Physicians Office Visits
(includes General Practice, Internal Medicine, Family Practice, Pediatrics, and OB/GYN)
NO deductible
Maternity Office Visits
$20 co-pay per plan year;
PPO 70 Blue Options
Network
Non Network
$1,000/$2,500
$1,500/$4,000
30%
after deductible
50%
$3,000/$6,000
$6,000/$12,000 $0
N/A
$20 co-pay;
NO deductible
$20 co-pay per plan year;

7. Medical Plan Comparison (cond.)
Preferred PPO Blue Options
Network
Non Network
Specialist Office Visit, including Chiropractors and Therapists
20%;
NO deductible
40%
after deductible
Wellness Exam $0
Not Covered
Outpatient Diagnostic Imaging
20%
Urgent Care
Emergency Room Services
$100 co-pay
(waived if admitted)
Hospital Inpatient
PPO 70 Blue Options
Network
Non Network
$30 co-pay;
NO deductible
50%
after deductible $0
Not Covered
$100 co-pay and
30%
$100 co-pay
(waived if admitted)
$250 co-pay, and
$500 co-pay and 50%
Refer to your Medical Summary Plan Description (SPD) for full benefit description.

8. Monthly Medical Plan Rates
Preferred PPO Blue Options
Employee Contribution
Rollins Contribution
Monthly Premium
HRA
Employee
$189.07
$321.93
$511.00
$125
Employee + Spouse
$378.14
$643.86
$1,022.00
$150
Employee + Child(ren)
$340.40
$579.60
$920.00
$140
Family
$529.47
$901.53
$1,431.00
$175
PPO70 Blue Options
Employee Contribution
Rollins Contribution
Monthly Premium
HRA
$242.72
$413.28
$656.00
$75
$485.44
$826.56
$1,312.00
$100
$437.34
$744.66
$1,182.00
$85
$680.06
$1,157.94
$1,838.00
$125

9. Provider Search http://www.floridablue.com/
1. Find a Doctor
2. Select “Blue Options” as plan.
Note: Blue Physician Recognition providers can be seen for no cost for all office visits. -

10. Health Reimbursement Accounts (HRA)
Est. by US Dept. of Treasury – July 2002
College contributions in addition to 63% of premium
Administered by ICUBA
Can only be used by family members on ICUBA medical plan
Two methods of reimbursement
MasterCard or reimbursement request (within 1 year from date of service)
Keep receipts, Explanations of Benefit (EOB), etc. for verification of medical expense
Unused money rolls over indefinitely
While employed and enrolled in medical plan
Check balance online:

11. Health Reimbursement Accounts (HRA)
Money earns interest at the FL Dept. of Financial Services rate on a quarterly basis
Never taxed
Never be converted to cash
Portable with 36 months continuous participation in Rollins medical plan
Monthly administrative fee applies if no longer employed
If you drop medical plan or leave employment without 36 months = forfeit $
HRA available end of each month you participate in high deductible plan
As long as covered before the 15th of the month

12. HRA (cond.) Eligible Expenses (full listing on ICUBA Benefits Site):
Out of pocket health services (medical, dental, vision)
Prescriptions
Over the counter medical supplies
COBRA, long term care, retiree health premiums
Non-eligible expenses:
Life, long term disability, any other pre-tax premiums
Non-medical expenses, cosmetic or other not medically necessary
Dependents that are not enrolled in the ICUBA plan
Over the counter drugs without a prescription

13. HRA Monthly Funding Schedule
Risk/Reward
Monthly
Risk/Reward Annual
Single
$125.00
$1,500.00
EE + Spouse/DP
$150.00
$1,800.00
EE + Child(ren)
$140.00
$1,680.00
EE + Family
$175.00
$2,100.00
PPO 70
Monthly
Annual
$75.00
$900.00
$100.00
$1,200.00
$85.00
$1,020.00
$125.00
$1,500.00

14. Medical Plan Tips: Know Before You Go
Check the cost of your visit and the procedure you may be receiving.
Call: The Care Consultant Team:
Click: Visit and click on “Member”, then “Tools”, and “Compare Medical Costs”
Visit: A Florida Blue Center
Winter Park Village
Walk in or call for an appointment
Wellness events on-site
Nurse on site
Price a treatment

15. Blue Rewards Wellness Program

16. Pharmacy Coverage Catamaran 24/7 Customer Service
Formerly Walgreens Health Initiatives (WHI) and CatalystRx
24/7 Customer Service
Separate ID card for pharmacy benefits
Preferred Medication List is available at
Three Tier Copay Structure
Tier 1: Generics
Tier 2: Preferred Brand
Tier 3: Non-preferred Brand
Three Options for getting prescriptions filled
30 day retail
90 day home delivery
90 day retail
Free Diabetic Supplies
Free Over the Counter Preventive Generics with prescription
Explain Catalyst bought Walgreens HI

17. Pharmacy Benefit Tiered Copays
Whenever possible, have your doctor consult your Preferred Medication List for the lowest cost generic or brand medications available for your therapy.
You may call member services at or visit
Tier
Co-pay
Definition
1st Tier:
Generics
30 day supply: $5
90 day supply: $10
Generics contain the same active ingredient as their brand-name equivalents and offer the same effectiveness and safety. Some generics use a brand name instead of a chemical name. Both have the lowest copay.
2nd Tier:
Preferred
30 day supply: $27
90 day supply: $50
Medications in this tier have been selected by your pharmacy benefit plan as preferred brand drugs. These drugs have higher co-pays than generics but are less costly than non-preferred medications on the third tier.
3rd Tier:
Non Preferred
30 day supply: $60
90 day supply: $120
Because a generic version or a second-tier alternative is available, non- preferred medications have the highest co-pays and are not listed on the Preferred Medication List.
Maximum annual plan year-pocket for prescription drug co-pay is $2,000 per individual; $4,000 for family.

18. CatamaranRx Pharmacy Network
Retail Pharmacy Network
Over 62,000 chain and independent pharmacies nationwide including: Publix, CVS, Walgreens, Costco, Wal-Mart, Target, etc.
Advantage90™Retail Network
90-day maintenance medications
Over 39,000 chain and independent pharmacies nationwide including CVS, Publix, Sam's Club, Target , Walgreens , Wal-Mart , Winn-Dixie

19. Dental Coverage Three Humana Dental Plans DHMO PPO Low Preventive Plus
PPO High

20. $2,000 Adult; $1,800 Child fixed copay
DHMO Prepaid 250CS Plan
Must select a dentist in the prepaid 250CS plan.
Must notify Humana of dentist selection prior to your appointment.
To find a dentist and the ID number, go to:
Be sure to select the “HD DHMO/Prepaid CS250” network option.
DMO CS250 Plan
In-Network Only
Calendar Year Deductible
No deductible
Out of Pocket Maximum
No maximum
Office Visit Copays (during normal business hours)
$5 copay per visit
Preventive Services
Please refer to dental schedule for copay amounts
Basic Services
Major Services
Orthodontics – Adult & Child
$2,000 Adult; $1,800 Child fixed copay
DMO CS250 Dental Plan
Monthly Dental Rates
Employee
$0.00
Employee + 1
$11.04
Family
$23.22
Rates include employer subsidy of $10.98 for all plans and coverage categories
Refer to your Dental Summary Plan Description (SPD) for full benefit description.

21. Low Option “Preventive Plus” Plan
* Services include amalgam/resin restorations and simple extractions.
**Major Services are not covered under this plan. However, you may receive a discount on these services if you see participating dentists.
Low Option PPO Plan
In-Network
Out-of-Network
Plan Year Deductible – Single / Family
$50 / $150
Deductible Waived for Preventive
Yes
Plan Year Maximum (excludes orthodontia services)
$1,000
Preventive Services 0%
*Basic Services
20%
**Major Services
Discount
Not Covered
Low Option “Preventive Plus” Plan
Monthly Dental Rates
Employee
$8.50
Employee + 1
$34.30
Family
$63.98
Rates include employer subsidy of $10.98 for all plans and coverage categories
Refer to your Dental Summary Plan Description (SPD) for full benefit description.

22. High Option PPO Dental Plan
High Option PPO Plan
Two additional preventive cleanings for a total of four cleanings per year.
Two periodontal cleanings per year to be covered at preventive levels of benefits.
Coverage for composite fillings on all teeth.
Extended Annual Maximum Benefit paying 30% coinsurance after the annual maximum benefit is met.
High Option PPO Plan
In-Network
Out-of-Network
Plan Year Deductible – Single / Family
$50 / $150
Deductible Waived for Preventive
Yes
Plan Year Maximum (excludes orthodontia services)
2,000
$2,000
Preventive Services 0%
20%
Basic Services
50%
Major Services
70%
Orthodontia – Adult & Child
Orthodontia Lifetime Maximum
High Option PPO Dental Plan
Monthly Dental Rates
Employee
$25.70
Employee + 1
$62.06
Family
$111.86
Rates include employer subsidy of $10.98 for all plans and coverage categories
Refer to your Dental Summary Plan Description (SPD) for full benefit description.

23. Dental Rates* Monthly Rates Bi-Weekly Rates DHMO PPO Preventive Plus
High
Employee
$0.00
$8.50
$25.70
Employee + 1
$11.04
$34.30
$62.06
Family
$23.22
$63.98
$111.86
Bi-Weekly Rates
DHMO
PPO Preventive Plus
PPO
High
$0.00
$3.92
$11.86
$5.10
$15.83
$28.64
$10.72
$29.53
$51.63
*Includes employer subsidy of $10.98 per month for all plans and coverage categories

24. Provider Search www.humanadental.com
1. Find a Dentist Select “DHMO” or “PPO” and enter zip code
3. Select “HD DHMO/Prepaid CS250” for DHMO – or - “PPO/Traditional Preferred” for PPO -

25. Provider Search (cont.)
4. Enter name or click on Specialty to find all providers 5. Select “All Dental” for service type 6. Click “Search” -

26. Vision Coverage
Advantica EyeCare is a managed vision eye care insurance company with a national network of optometrists, opticians and retail providers.
Benefits can be obtained at any of the in-network providers, which include (but not limited to) EyeMasters, Sears Optical, JC Penney Optical, Target Optical, Pearle Vision, Optical Outlets, Wal-Mart, VisionWorks, and Florida Eye Clinics
Out of network reimbursement with claim form
For entire network:
Employee Monthly Premium:
Employee only: $3.98
Family (Employee + 1 or more): $10.18

27. Vision Plan Summary In-Network Out-of-Network Vision Exam $5 Co-Pay
Up to $40 Reimbursement (less applicable Co-Pay)
Standard Frames
$15 Co-Pay; Up to $100 allowance less applicable Co-Pay if outside Standard
Reimbursed up to $40 (no Co-pay if included with eyeglass lenses)
Single Vision, Bifocal, Trifocal, and Lenticular Lenses
Covered After $15 Co-Pay
Up to $20 for Single Vision, $40 for Bifocal, $60 for Trifocal, $100 for Lenticular Reimbursement less Co-Pay
Standard Progressive Lens
$50 Co-Pay
Up to $45 reimbursement less Co-pay
Single Vision (SV) Polycarbonate
Included with Lens Co-Pay up to age 19; over age 19, $30 Co-Pay
Up to $10 reimbursement less Co-pay under age 19
UV Coating Lens
$12 Co-Pay
Up to $5 reimbursement less Co-pay
Contact Lenses - Medically Necessary (in lieu of eyeglasses and elective contact lenses)
$15 Co-pay; $250 materials allowance; $30 fitting fee allowance
Up to $250 reimbursement (less applicable Co-pay)
Contact Lenses – Elective (in lieu of eyeglasses)
$15 Co-pay; $100 materials allowance; $30 fitting fee allowance
Up to $60 reimbursement (less applicable Co-pay)
Frequency Limitations - Vision Exams
Once every 12 months
Frequency Limitations - Eyeglass Lenses
Frequency Limitations - Frames
Once every 24 months with Standard Vision Plan
Once every 12 months with Enhanced Vision Pan
Frequency Limitations - Contact Lenses

28. Vision Rates Monthly Rates Bi-Weekly Rates Standard Vision Plan
Enhanced Vision
Plan
Employee
$3.98
$4.78
Family
$10.18
$12.22
Bi-Weekly Rates
Standard Vision Plan
Enhanced Vision
Plan
Employee
$1.84
$2.21
Family
$4.70
$5.64

29. Provider Search www.advanticabenefits.com
Provider Search Select Vision Care Provider
3. Select Current or Future Member 4. Enter desired search criteria -

30. College Life Insurance
College paid coverage - no election necessary
2x salary, rounded up to nearest $1,000
Maximum of $500,000
Age reductions at 65, 70 & 75
Portability options at termination
Must complete beneficiary information online
Additional Benefits:
Will Preparation Program
Identity Theft Program
Healthy Rewards®
CIGNA Secure Travel®
CIGNAssurance® Program for Beneficiaries
Employee Assistance Program
Explain Medical Underwriting

31. Voluntary Life Insurance
Employee Life
$10,000 increments, up to 7 X Salary or a Max of $500,000
Guaranteed issue for voluntary life: $150,000
Benefit Reductions at 65, 70 and 75 years of age
Spouse Life
Up to 50% of employee voluntary life amount, in increments of $10,000; Max of $250,000
Guaranteed issue for spouse life: $50,000
Child Life
Up to 50% of employee voluntary life amount in increments of $2,500; Max of $10,000
Explain Medical Underwriting

32. Voluntary Life Insurance (cond.)
Portable – keep policy at same rates if you leave employment
Additional Benefits
Survivor financial counseling services
Portability, accelerated benefit option, wavier of premium if totally disabled & beneficiary interest bearing asset account
Evidence of Insurability (EOI)
Medical history form
Over $150,000 for employee voluntary life
Over $50,000 for spouse life
Must complete beneficiary information online
Can update beneficiaries anytime
Explain Medical Underwriting

33. Child Life rate (monthly):
Life Insurance Rates
Employee and Spouse Life rates: Based on Employee’s age as of 1/1 of the current year
Age
(Employee)
Monthly Rate
(per $1,000)
<20-29
$0.048
30-34
$0.056
35-39
$0.072
40-44
$0.112
45-49
$0.200
50-54
$0.296
55-59
$0.432
60-64
$0.712
65-69
$1.288
70-74
$1.832
75+
$3.928
Child Life rate (monthly):
$0.16 per $1,000
Explain Medical Underwriting

34. Health Care Flexible Spending Account (FSA)
Administered by ICUBA
Funded by employee with pre-tax contributions
Used to pay for qualified healthcare (medical, Rx, dental, vision) expenses
Maximum annual contribution reduced to $2,500 per Health Care Reform
Entire annual election available upfront
Obtain funds through:
ICUBA Benefits MasterCard - or -
File claims online at
Deadline to use funds 6/15/2015 or forfeit remaining balance (have until 6/30/2015 to submit all claims through 6/15/2015) (for plan year 2014/2015)
MUST elect every year, does not roll over
Remind about OTC

35. HRA and FSA Comparison Health Reimbursement Account (HRA)
Health Care Flexible Spending Account (FSA)
Funding
Funded by Rollins
Funded by employee pre-tax dollars
Medical Plan Enrollment
Enrollment required
Enrollment not required
Dependent Eligibility
Only if covered on medical plan
All qualified dependents are eligible, even if not enrolled in medical plan
Eligible expenses
Eligible medical, dental, vision expenses; COBRA, long term care, and retiree health premiums
Eligible medical, dental, vision expenses
Availability of Funds
Can withdraw up to what has been deposited
Annual goal amount available the first day of the plan year
Rollover of Funds
Funds rollover at the end of each plan year indefinitely
Have to spend funds by 6/15 and claim by 6/30 of the following plan year (Use-it-or-lose-it)
Portability
Can continue after 36 months of continuous participation
Available for remainder of plan year through COBRA
Order of Reimbursement
Funds used after FSA
Funds used before HRA

36. Dependent Care Flexible Spending Account (FSA)
Administered by ICUBA
Funded by employee with pre-tax contributions
Used to pay for qualified dependent day care expenses (not healthcare for dependents)
Maximum annual limit of $5,000 per family
Funds are available as they are deducted from payroll
Dependents: dependent under age 13, physically or mentally challenged adults who are unable to care for themselves
Obtain funds through:
ICUBA Benefits MasterCard – or –
File your claims online at
Deadline to use funds 6/15/2015 or forfeit remaining balance (have until 6/30/2015 to submit all claims through 6/15/2014) (for plan year 2014/2015)
MUST elect every year, does not roll over

37. Benefits Enrollment Must submit elections within 30 days of hire date
Online through ICUBA website
Deductions are retro-active to hire date

38. ICUBA Benefits Site http://icubabenefits.org (No www.)
Access Benefits Library & Reference Center full of detailed plan summaries, rates, and more
Single source login to view benefits and check balances on HRA/FSA debit card
Register as First Time User
Remember your login ID and password for future logins and access to benefits information throughout the year

39. First Time User
Type in your Social Security Number, Company Key and Date of Birth.
The Company Key is ICUBA in all caps.

40. Click “Start Here” to enroll in your benefits and add beneficiaries.

41. Behavioral Health, Substance Abuse and EAP Benefits
Free Employee Assistance Program (EAP) services
Up to 6 counseling sessions per issue per plan year are available to ALL employees and everyone in an employee’s household
Do not need to be enrolled in any ICUBA benefit plan in order for you or a household member to access EAP services
Behavioral Health Plan
Same as medical benefits (primary care, specialist, etc.)
Client Connect® Provider Matching Service
Assists members in locating an appropriate provider
MHNet website
Articles; interactive health and wellness instruments; health assessments and videos; family, personal, and mental health information; on-line seminars; discounts to vendors and community resources
Username: ICUBA Password:
MHNet contact information is on the back of the Blue CrossBlue Shield of Florida ID card

42. FREE ICUBA Cares™ In-Network Benefits
Lab Tests
Pap Tests
Urinalysis
Colorectal Screenings
Prostate Cancer Screenings
Prescribed diabetic supplies including meters, lancing devices, lancets, test strips, control solution, needles, and syringes
Aspirin for adults with a physician prescription
Prescribed generic folic acid and generic pre-natal vitamins for pregnancy
Annual Physical
Electrocardiograms
Echocardiograms
Mammograms
Colonoscopies and Sigmoidoscopies
Immunizations
Allergy Injections
Bone Mineral Density Tests
Employee Assistance Program is for all employees and members of your household.
Call your EAP 24-hours a day at
Receive up to six free face-to-face counseling sessions per presenting issue per plan year.
* NEW
$0 copay for all office visits to Blue Physician Recognition™ provider
$0 copay for two courses of treatment per plan year for tobacco cessation
33% of ICUBA survey respondents not aware of free wellness benefits
76% of respondents not aware of free aspirin, prenatal vitamins and diabetic supplies through Prescription plan

43. Short Term Disability (Salary Continuation)
Administered by Rollins
No employee premiums
Available after 90 days of employment
Pays salary if unable to work for more than 5 days due to sickness or injury
First 5 days are PTO
Days 6-90 are paid at 100%
Days are paid at 66 2/3%

44. Long Term Disability Administered by CIGNA No employee premiums
Eligible date of hire
Pays salary if unable to work for more than 6 months due to disability
66 2/3% of monthly earnings to a max of $10,000
Maximum benefit period to age 65
Limited benefits of months if disabled after age 65

45. Parental Leave Administered by Rollins No employee premiums
Available after 90 days of employment
Pays 100% salary after birth or adoption for 6 weeks
Available if you are the sole caretaker for 20 or more hours a week

46. Travel Accident Insurance
Administered by CNA
Coverage starts date of hire
Covered for injuries sustained while on a business trip made on behalf of the College
Excludes vacations and travel to and from work

47. Long Term Care Insurance
Employee Paid
Covers Facility and Home-Based care
Employee, spouse, parents, grandparents
Premiums are after tax and do not increase with age
Three levels of Daily Facility Care benefit & Lifetime Max
Available with or without future benefit guarantee
Life insurance built in
Guaranteed benefit increase option
Guaranteed Issue
Portable
Contact HR for detail, rates, and enrollment forms
Can enroll at any time
EOI may be required if not enrolled within 30 days of hire date

48. Tuition Remission Available after 1 year of service
Waives the cost of the tuition only. All other fees, equipment, books, computers, international travel, room and board, etc., are the responsibility of the employee.
Employees
Employees may complete up to two degrees under this policy. The degrees could be both in the undergraduate programs or both in the graduate programs or one of each
Spouses/partners, children, and stepchildren
Eligible to complete up to two degrees, one in the undergraduate program and one in a graduate program
Policies on R-Net
Tuition Remission for Faculty & Staff
Tuition Remission for Dependents of Faculty & Staff

49. Tuition Exchange Program
Available after 1 year of service
Provide educational opportunities to eligible dependent children of faculty and staff to participate in a tuition exchange program with members of the Associated Colleges of the South
May enroll dependent children tuition-free on a space available basis
Rollins College must pay a fee of $1,500 per student per year to the institution and each participating student must also pay a participating fee of $1,500 to the institution
Available for four years of study or until the requirements for the undergraduate degree are met, whichever is less
Birmingham-Southern College, Morehouse College, Centenary College, Rhodes College, Centre College, Southwestern University Furman University, Trinity University, Hendrix College, University of Richmond, Millsaps College, University of the South
Policy on R-Net
•Tuition Exchange for Dependents of Faculty & Staff

50. Tuition Grant Program Available after 1 year of service
Provides a tuition grant benefit up to $2,000 per fiscal year (June- May) split into up to $1,000 per semester for each dependent child's tuition at an eligible institution of higher learning
Applies to enrollments on a for-credit basis only at accredited institutions of higher learning not covered by the Rollins’ Tuition Remission and Tuition Exchange policies
Limited to no more than four consecutive years from the start of grant for undergraduate study
Policy on R-Net
Tuition Grant Program

51. Employee Tuition Assistance Program
Available after 90 days of employment
Limited to a total reimbursement of up to $200 per fiscal year (June – May)
The courses that may be approved for Employee Tuition Assistance Program consideration are as follows:
High School Level - courses prescribed for the granting of a diploma (certificate of equivalency)
Undergraduate Courses - must relate to an employee's current position or provide development for future positions available within the College
Advanced Degrees - must relate to the current position of the employee to be eligible
Technical Schools, Home Study Programs, Adult Education Courses, etc. - must relate to the staff member's current position.
Other Courses - Offerings such as home review courses for professional certification must be highly job related and be approved by the Human Resources Department.
Policy on R-Net
Tuition Grant Program

52. ICUBA Benefits MasterCard®
Plans
Company
Benefit
Contact
ID Card?
Health Insurance
Yes
Prescription Drug Plan
Walgreens Product Discount Card
Mental Health,
Substance Abuse,
Employee Assistance Program
Back of BCBS Card
Health Reimbursement Account,
Health Care Spending Account, Dependent Care Spending Account
ICUBA Benefits MasterCard®
Dental Insurance
(DHMO)
(PPO)
Eye Care Plan
Term Life, AD&D and
Long Term Disability Insurance
Contact Human Resources
Go to: :

53. Rollins 403(b) Retirement Plan
Transamerica Retirement Solutions
Asset allocation options:
Do it yourself allocations: you choose the funds
PortfolioXpress: Allocate funds based on age & estimated year of retirement
Charles Schwab Personal Choice Retirement Account: Brokerage account with additional fund options ($50 annual fee applies)

54. 403(b) Contributions You Contribute Rollins Gives** 0% 7% 1% 8% 2% 9%
Voluntary contributions allowed anytime
College contribution after 1 year of service & age 21**
Possible waiver if met eligibility requirements at another college or university
100% Vested
You Contribute
Rollins Gives** 0% 7% 1% 8% 2% 9% 3%
10%
IRS Maximum for Employee Contributions: $17,500
Catch up provisions- 50 years old (additional $5,500) & 15 years of service (additional $3,000)

55. Retirement Counseling
Onsite guidance
Individual appointments
Monthly
rollins.trsretire.com – Click “Schedule an Appointment”

56. Retirement Enrollment
Enroll Online: rollins.trsretire.com
Employee Match = what Rollins will match (should be 0% until 1 year of employment)
Employee Voluntary/Non-Match = amount not eligible for match

57. New Hire Checklist
Log into the ICUBA benefits site within 30 days from hire date
Elect options
Add beneficiaries for life insurance

58. HR staff are available to discuss plan details and questions