1. OSAP 202 WHATS NEXT? …. ET MAINTENANT?

2. Introduction Cette présentation est pour les étudiants qui ont déjà rempli une demande pour le RAFÉO cette année Learn about how to stay in OSAPs good books while in school, and beyond Not for graduating students (unless youre going to grad school!) check out the Repaying OSAP presentation on the MyGlendon website Questions et réponses

3. Agenda RAFÉO pour lété OSAP and Exchange programmes Timing issues Bad things that can happen and how to avoid them

4. RAFÉO pour lété Extension of your fall/winter OSAP One page application on York website Enroll in courses first Dont have OSAP in fall/winter? Use the OSAP website application

5. OSAP for next year Demande disponible maintenant Fill it in by June 30: pay your tuition a month late (sans intérêts!) You dont have to be enrolled in classes to apply Envoyez-nous les pages de signatures!

6. Not sure you want OSAP? Mais POURQUOI?! OSAP Grants Bourses de York et des Amis de Glendon Ontario Student Opportunity Grant

7. Not sure you want OSAP? You sure? Okay then…. Interest free status = you make no payments, no interest accrues Continuation of Interest Free Status Form (CIFS) – Glendon, September IF there is a delay in getting your OSAP in the fall, fill in one of these forms too!

8. Timing is everything Bill drops one 6 year credits course November 10 th. He adds a 3 credit winter course Nov 10 th No OSAP funding Nov – 10 to Jan 3 ( cause part time) Simple fact: OSAP is for full time students Full time = 9 credits per term ( 6 for students with disabilities) Example September: Bill has 3 year long courses Remember-Ask us, if you are in doubt about dropping a course Bill drops one 6 credit course Jan 3rd He adds a winter course Jan 4th Still full time, gets OSAP for both terms

9. Honesty is the best policy Changements à votre charge de cours Financial changes Status changes ( independent, divorced, married..) Fill in change forms on MyGlendon website and drop them off to us

10. Overawards / Trop-versés OSAP says they gave you too much money 1 st time, aucun problème 2 nd time – you pay back the overaward before they give you more OSAP Due usually to income changes, course load changes Our advice: if the first over award is small, pay it back to keep a clean slate

11. Full Restriction The thing you NEVER want to see OSAP restricts you from applying for 5 years ( Yes, you will probably be done by then!) Normalement cest parce que vous avez oublié de mentionner largent que vous avez gagné pendant lannée scolaire….

12. Academic probation Not the same as Glendons academic probation Means not successfully completing at least 18 credits; or multiple programme switches, or being in 1 st year for 3 years… Can get OSAP when on probation, but if you are not successful a second time, then you pay for school in the future, not OSAP

13. Programmes déchange Official programme with York or Glendon Apply for OSAP through Glendon exchange code Not official exchange programme Apply through university you are going to…. If it is recognized by OSAP….

14. Les embûches à éviter Wrong answer regarding residency Revenue pendant la période détudes

15. More potholes Income: what to put in, what NOT to put in. Use the green hyperlinks!

16. Even more potholes! NSLSC doesnt know you are in school full time Programme code (Glendons not Yorks!) OSOG (do your taxes!)

17. More Information www.glendon.yorku.ca/myglendon/moneymatters OSAP Basics OSAP life cycle Rembourser le RAFÉO Loan Repayment Estimator (great online tool!) http://tools.canlearn.ca/cslgs-scpse/cln-cln/40/crp-lrc/af.nlindex-eng.do

18. OSAP 202 Questions?