1. STUDENTS JOIN US! OF THE WORLD,

2. Str. 2 Bank Zachodni WBK a special offering for students! PLN 0 for account maintenance if you are a student under 26 years of age* PLN 0 for all on-line transfers PLN 0 for Internet, phone and SMS access to your account PLN 0 for your Visa Electron <30 card, provided the bank clears at least 1 non-cash transaction made using your card per calendar month PLN 0 for cash withdrawals from all BZWBK ATMs PLN 0 for mobile top-up using SMS, the Internet and ATMs (your mobile phone will be immediately topped up from your account). You can choose one from two contacless cards to your account which enable payments in the Internet: Visa Elektron<30 card- monthly fee for the card is PLN 0 provided that at least one non- cash transaction is made a month and settled by the Bank MasterCard Payback Multi card allowing to make cash withdrawals from all ATMs in Poland for free and collect points in the Payback Bonus Program. The monthly fee for the card is PLN 5. Konto<30 – a perfect account for students

3. Str. 3 Bank Zachodni WBK a special offering for students! Fx Konto24 – a great solution. This will allow you to manage freely your funds in foreign curencies. PLN 0 for EUR, GBP, USD and CHF accounts PLN 0 for issuing MasterCard card in EUR, GBP and USD PLN 0 for transfers to PLN personal account with BZ WBK SAVINGS ACCOUNT An attractive and convenient way to save money in EUR and GBP. You can set up the account from your home by using the BZWBK24 e-banking service. You can save in PLN, EUR and GBP You will earn interest on each lodgement You can lodge and withdraw money at any time without losing interest You will not be charged with any account opening or maintenance fees

4. 7th brach in Warsaw st. Kondratowicza 18 03-285 Warsaw Mateusz Wiśniewski mateusz.wisniewski@bzwbk.pl tel. +48 (22) 331 16 17 More infromation at www.bzwbk.plwww.bzwbk.pl Detailed offering, information about fees and charges available also in the Bank branch