1. Emerging Payments Panel © 2013 EastPay. All Rights Reserved Commonwealth Association for Financial Professionals May 1, 2013

2. Panelists Pamela Rabaino, Assistant Vice President Federal Reserve Bank of Richmond Bryan Edmonds, Senior Vice President, Managing Director, Chesapeake Bank Carl Bayer, Project Manager, Petroleum Convenience Alliance for Technology Standards Moderator: Norman Robinson, AAP, CTP, Pres & CEO EastPay © 2013 EastPay. All Rights Reserved

3. General Topics 1.Mobile Payments 2.Emerging Payment Options 3.Corporate Account Takeover 4.Questions © 2013 EastPay. All Rights Reserved

4. 1. Mobile Payments What consumers are looking for in mobile payments Security of mobile payments Business preparation for the mobile © 2013 EastPay. All Rights Reserved

5. 2. Emerging Payment Options Deciding among the payment options Identifying the winners and losers Understanding the difference in the security of current credit/debit cards, NFC and EMV © 2013 EastPay. All Rights Reserved EMV

6. 3. Corporate Account Takeover Identify the Fraudsters Identify the threats Ways to protect your accounts Recent Court Cases © 2013 EastPay. All Rights Reserved

7. Questions? 7 © 2013 EastPay. All Rights Reserved

8. Contact The Panel Pamela Rabaino pamela.rabaino@rich.frb.org Bryan Edmonds bedmonds@chespay.com Carl Bayer cbayer@pcats.org Norman Robinson nrobinson@eastpay.org © 2012 EastPay. All Rights Reserved