1. Student Life Anita Magee, Schools’ Liaison Officer, Emmanuel CollegeApril 2016

2. Studying at university Lectures, seminars, practical classes, supervisions, museums, libraries,

3. Student Timetable: Arts, Humanities, Social Science

4. Student Timetable: Sciences

5. Free Time and Social Life Clubs & Societies Try something new Over 800! Student Union Run events - Freshers’ Week Represent you to the university Beyond the university Cinemas, theatres Nightlife – pubs, clubs, bars and theatres Music venues etc Sports facilities Career?

6. Welfare and support Tutor (Director of Studies) University Nurse/ Doctor Disability Resource Centre Student Union Welfare Team Peer Support / Mentoring Financial Aid/ Grants

7. University: how much does it cost? AM Nov 20155

8. How much does university cost? Tuition Fees Living expenses Total university expenses

9. How do I pay my university costs? Tuition Fee Loan Maintenance (living cost) Loan Scholarships and Bursaries The Student Support Package

10. How do I pay my university costs? Most universities in UK charge £9,000 per year. Fees paid directly to the university. Tuition Fee Loan

11. How do I pay my university costs? Money paid into student’s bank account at the beginning of each term. *Important to budget* Amount you are entitled to is based on: where the student will be living. Household Income Maintenance (living cost) Loan

12. Maintenance (Living Cost) Loan Full-time studentLoan available for the 2016 to 2017 academic year Living at homeUp to £6,904 Living away from home, outside London Up to £8,200 Living away from home, in London Up to £10,702 You spend a year of a UK course studying abroad Up to £9,391 You do not need to take out the full loan you are entitled to, you can specify the amount you want.

13. How do I pay my university costs? Sometimes given out by universities, companies or charities. This is not paid back Scholarships and Bursaries

14. Paying it back Not paid back until April after course finishes. Only if the student is earning over £21,000 a year ~ £1,750 a month. Pay back 9% of everything earned over £21,000. Taken directly from earnings. How much will I pay back? £24,000 a year = £23 a month Interest £21,00-£41,000 =Inflation + up to 3% (the interest rises 0.00015% for every extra pound you earn over £21,000. So you earn £1,000 more, you accrue 0.15% extra interest) Over £41,000 = Inflation + 3% Wiped after 30 years!

15. Am I likely to pay it all back? STARTING SALARY (SEP 2015) WILL I FULLY REPAY IT? £10,000No £15,000No £20,000No £21,000No £25,000No £30,000No £35,000No £40,000No £45,000Yes – 29 years £50,000Yes – 24 years Even those who start on higher salaries are unlikely to pay it all back with interest. Students might as well take the higher maintenance (living cost) loan.

16. More information: Money Saving Expert – Student Loans myth busting Student Finance England