1. Registered Education Savings Plans & The Canada Learning Bond YOUR LOGO HERE

2. CANADA EDUCATION SAVINGS PROGRAM Registered Education Savings Plan (RESP) Required account to receive: Canada Learning Bond (CLB) Canada Education Savings Grant (CESG) and Any available provincial grants

3. RESP 101 Does NOT affect provincial or federal income support Can be opened for free: No fees No family contribution Choice of providers & investment options (Visit SmartSAVER.org to learn more) $0 Can be used for: Many post-secondary options - not just college and university Part-time and full-time studies Studies in and outside Canada Can be opened by a relative, caregiver, or friend

4. Child born January 2004 or later Family has ever received the National Child Benefit Supplement (NCBS) CANADA LEARNING BOND ELIGIBILITY

5. No contribution required Retroactive Can only be used for education after high school CANADA LEARNING BOND FEATURES $0 Min. $500 Max. $2000

7. lower family income = bigger government match