1. NHS Student Finance for full time undergraduates starting in academic year 2016/17* *(figures based on 2015/16 and may change)

2. NHS Bursary explained Additional grants Student Finance maintenance loan Additional support Practice placement expenses Repayment terms on loan How to apply What we will discuss

3. NHS Bursary Funding for tuition fees Funding for living costs Paid monthly Non repayable Not subject to Income Tax or National Insurance Eligibility criteria applies

4. NHS Bursary Non income assessed grant of £1,000 Maximum income assessed bursary of £4,491 (living away from home) for a 45 week or more course Based on household income Number of weeks of course And where you live (with parents or not)

5. NHS Bursary Length of academic year Non-means tested grant Income assessed bursary. Students living away from home Income assessed bursary. Students living in parental home 30 Weeks£1,000£2,643£2,207 Over 45 Weeks£1,000£4,491£3,439 The actual amount of bursary is dependent on your household income

6. Additional Grants Available from NHS Parents’ Learning Allowance Up to £1,204 Dependants allowance Up to £2,448 for first child or adult dependant Up to £549 for additional dependant children Childcare Grant Up to 85% of the cost of registered childcare Maximum of £128.78 per week for one child or £191.45 per week for two or more children

7. Student Finance Reduced rate student loan available Amount available depends on where you are living Non means tested Repayable once graduated and earning more than £21,000 Interest on loan of 3% plus inflation Student living elsewhereStudent living at home £2,324£1,744

8. Additional Support Council Tax exemption Additional bursaries for Foyer residents or care leavers Disabled Students Allowance Specialist equipment – up to £5,214 for course Non medical helper – up to £20,725 per year Other medical related expenses – up to £1,741

9. Practical Placement Expenses You can claim costs within the UK for travel to and from your placement site involving; Public transport Essential use of your own motor vehicle Use of your own bicycle Car parking, tolls and ferries Claim costs must be in excess of your normal daily travel costs from your term time residence to your University

10. Repayment terms on loan Student loans are repayable from the April after graduation and earnings are above £21,000. From the April after you leave university if you are earning below £21,000, interest will reduce to just the rate of inflation Graduates earning between £21,000 and £41,000 will be charged interest at the full rate of inflation plus interest on a sliding scale up to 3 per cent. Graduates earning above £41,000, will be charged interest at the full rate of inflation plus 3 per cent.

11. Repayment examples

12. How to apply Explore all funding you are eligible for Apply in plenty of time NHS – application has to be made on line (Boss System) www.nhsbsa.nhs.uk/students www.nhsbsa.nhs.uk/students (Student Bursary calculator) or telephone 0300 330 1345 For Student loan apply at; https://www.gov.uk/student-finance https://www.gov.uk/student-finance Think about part time work

13. Telephone: 0121 331 5588 Email: student.services@bcu.ac.uk student.services@bcu.ac.uk Web: www.bcu.ac.uk/studentservices www.bcu.ac.uk/studentservices www.facebook.com/bcussv www.twitter.com/bcussv We have dedicated staff who can help you with: Budgeting Money Management Debt Counselling Alternative sources of funding Hardship Fund Trusts & Charities Student Services