1. Martin Groombridge Manager & Dogsbody London Capital Credit Union Promoting Saving & Dealing With Debt

2. Credit Unions - business or charity? Balancing the commercial and social objectives Why should anyone fund Credit Unions? London Capital Credit Union Promoting Saving & Dealing With Debt

3. Adult Membership – International Comparisons USA & Canada – 40% - 50% Eire – 60% - 70% Kenya – 2/3 of all savings held in credit unions UK just 1% of population in membership London Capital Credit Union Promoting Saving & Dealing With Debt

4. Co-operation or Competition The London Experience London Capital Credit Union Promoting Saving & Dealing With Debt

5. Governance failures Products and sales Education & training London Capital Credit Union Promoting Saving & Dealing With Debt

6. London Capital Credit Union Promoting Saving & Dealing With Debt

7. Discussion Why don’t credit unions co-operate more? How can we work together for mutual self-help? Is funding rewarding failure? London Capital Credit Union Promoting Saving & Dealing With Debt