1. Health Insurance HTR

2. Health Insurance Medicare Health insurance for the elderly Must be at least 65 Part A-hospital coverage Part B-doctors office, outpatient

3. Health Insurance Medicaid health insurance for disabled and those without insurance

4. Health Insurance Tricare health insurance for military funded by the government

5. Health Insurance Workers Compensation administered by the state for injured workers

6. Health Insurance Managed Care-response to rising health costs HMOs PPOs

7. Health Insurance HMO Health Maintenance Organization Can only use HMO affiliated providers required to provide care at the lowest cost possible

8. Health Insurance PPO-Preferred Provider Organization health insurance sponsored by a large company who contracts with agencies to provide certain types of health care at reduced rates. required to provide care at the lowest cost possible

9. Health Insurance Private Health Insurance example: Blue Cross self-employed usually have

10. Health Insurance Premium the amount you or your work pays for health insurance

11. Health Insurance Deductible the amount the person must pay before the insurance policy begins to pay

12. Health Insurance Co-payment an amount a person has to pay each time they visit their physician

13. Health Insurance Co-insurance percentage that the person has to pay example: 80/20 plan company pays 80% person pays 20%