1. What type of Grants Available at Community Colleges
State
BOGW A,B & C
Cal Grant B &C
Chafee & California Dream Act
Federal
Pell Grant
SEOG (Supplemental Educational Opportunity Grant)
Work Study
Student Loan
Other
Scholarships
529 Plans

2. Board of Governors Fee Waiver for Community College
California state residents
Covers the cost of tuition
Covers tuition fee for three semesters- summer, fall, spring
Three types: A, B & C

3. BOGW - A & B (Paper Application)
BOGW-A: For students and/or a student's parent who are currently receiving some form of public assistance (AFDC, TANF, CalWORKs, SSI, and General Relief). Proof of cash benefits for the current or previous month must be provided at the time of application to be considered for a BOG A.
BOGW-B: Student has to meet the income standards listed in the Total Family Income table*. Students should be prepared to show previous federal tax return(s) or other income verification.
BOGW fee waiver application available at:
ancialAid/BOGFeeWaiverProgram.aspx

4. Board of Governors Fee Waiver BOGFW-B 2014-2015 Income Standards*
Family Size
2013 Income 1
$17,235 2
$23,265 3
$29,295 4
$35,325 5
$41,355 6
$47,385 7
$53,415 8
$59,445
Each Additional Family Member
$6,030

5. BOGW – C (Must Completed FAFSA Application)
Must have a minimum Unmet Need of $1,104 is required. 
 Unmet Need = The difference between the college costs and the Expected Family Contribution (EFC) is the student’s remaining need as demonstrated below:
  Cost of Education
- Expected Family Contribution (EFC)
= Student’s Financial Need

6. Cost of Education (Example)
Away From Home
At Home
<1/2 Time
Non-Resident
 Non-Resident (at home)
Tuition
$1,104.00
$1,
$6,216.00
Student Fee
$4.00
Health Fee
$36.00
Books &Supplies
$1,746.00
Room & Board
$11,493.00
$4,599.00
$0.00
Transportation
$1,278.00
Personal Expense
$3,132.00
Total
$18,793.00
$11,899.00
$4,168.00
$23,950.00
$17,011.00

7. Who is California Dream Act Application for ?
Students who meet the requirements of AB540:
Attend a California high school for at least three years,
Graduate from a California high school or pass the California High School Proficiency Examination(CHSPE), or obtain a Certificate of General Education Development (GED),
Enroll in an accredited and qualifying California college or university, and
If applicable, complete an affidavit to legalize immigration status as soon as student is eligible

8. AB 540 students may include:
Undocumented students
Students who are U.S. citizens, but who are not residents of California
Usually dependent students whose parents are not residents of California
California Higher Education Institutions are responsible to certify student AB 540 eligibility

9. How AB540 Students Apply for BOGW?
For BOGW: A & B
application available at:
udentServices/FinancialAid/BOGFee WaiverProgram.aspx
For BOGW: C
Application available at:

10. Types of Cal-Grants from Community College
Cal Grant B
Entitlement and Competitive Awards provide a living allowance and tuition and fee assistance to very low-income students. Students attending community college can only receive the living allowance portion of Cal Grant B.
Meet the income and asset ceilings
Must have at least $700 in financial need
Maximum Award $1,473 (year)
GPA minimum 2.00
Cal Grant C
Assists with books, tools and equipment for occupational or vocational programs.
Maximum Award $547 (year)

11. General Requirements for Cal Grants Including CA Dream Act
Be a resident of California or be AB540 eligible
Be a U.S. citizen, permanent resident or eligible non-citizen or be AB 540 eligible
Attend an eligible California school
Meet Selective Service requirements
Not be in default on a student loan
Not have earned a bachelor’s degree
Maintain satisfactory academic progress
Be enrolled at least half-time

12. For more information on Cal-grant, please visit
GPA Verification
Graduating High School seniors must have GPA verification data submitted by their High School. Inquire at your home HS concerning the paper GPA verification form. Most student will not need to submit a paper form.
CCC transmits eligible GPA’s electronically to the Student Aid Commission.
Reestablished GPAs may be submitted for Community College competitive Cal Grant B awards once a student has completed 16 degree applicable credits.
GPA Verifications due by: March 2, 2014 and September 2, (only for students attending a community college)
For more information on Cal-grant, please visit

13. WebGrants for Students (WGS)
Provide students online access to California assistance and more.
Access available after the FAFSA is filed
Check application and award status
Verify and update and mailing address
View payment history
Simulate Cal Grant status at eligible California schools
Request a leave of absence
Self-certify high school graduation
Select links to other financial aid information sites

14. AB540 students may also be eligible
Chafee Grant
The California Chafee Grant program provides up to $5,000 annually to current and former foster youth for college or vocational training at any accredited college in the U.S., based on available funding
To be eligible, foster youth must have been in California foster care on their 16th birthday and not have reached their 22nd birthday before July 1, 2014
Foster youth are encouraged to apply during their senior year of high school
To apply, the foster youth must complete:
FAFSA
California Chafee Grant Program Application
To apply go to:
AB540 students may also be eligible

15. Federal Financial Aid (Pell Grant)
Grants from the federal government to assist students cover the cost of educational expenses
Based on Financial need.
Beginning in Fall 2012, students are now limited to 12 semesters or 600% of Pell grant eligibility during their lifetime.
Students can check their remaining Lifetime Eligibility used at NSLDS.ed.gov
Maximum Award $5,730 (year) for
To apply:
Complete Free Application for Federal Student Aid
Application available online at

16. Federal Financial Aid (SEOG Grant)
Based on financial need.
Complete FAFSA application as early as January 1st of each academic year
Amounts vary depending upon Home College enrollment and the amount of funding available at that College.
Because funds are limited, students who apply early and are eligible for the Pell Grant receive first priority consideration for the SEOG grant.

17. Federal Work Study (FWS)
FWS is employment financed primarily with federal funds. Students who apply for financial aid, demonstrate financial need for FWS and indicate they will accept work will be considered for Work Study
The amount a student may earn depends on the amount of the student’s award which is determined by the College Financial Aid Office based on the funds available at the College
Students must be enrolled at least ½ time
There are also some off-campus jobs available with non profit organizations

18. Student Loans Two types of loans:
Subsidized Loan – interest is paid by federal government while attending college
$3,500 1st year
$4,500 2nd year
Unsubsidized Loan – no interest subsidy
$6,000 for independent students
$2,000 for dependent students
At community colleges, student loans are not automatically included in the student’s award letter
Students will need to submit a request
Colleges may require additional steps, for example:
Financial literacy – online or in-person
In-person or group workshops

19. Scholarships
At community colleges, scholarships may be administered by Financial Aid Office or college Foundation.
Students are encouraged to visit the college’s scholarship website for college specific scholarships.
Students should compile a portfolio of reference letters from counselors/teachers as well as personal statement that details various clubs, volunteer activities, community services, awards and commendations earned by the students for Civic activities.
Scholarship awards are included in the student’s award letter
Affects the student’s financial need
Example:

20. Scholarships continue…
Free scholarship search engines:
From LOCAL organizations such as Unions, hospitals, local lodges such as Lions or Elks, local business organizations. Business Women‘s organization such as Soroptimists International…etc.
Connecting students and parents to scholarships notifications that come through your office.
Fast Web
Wired Scholar
College Board
Cost of Attendance
$18,000
EFC
0_________
Financial Need
Pell Grant
$5,000
Federal Work-Study
$4,000
Scholarship
$6,000_____
Unmet financial need
$3,000
Parents and counselors should work with students now to compile a scholarship portfolio to document community service performed; Civic activities and club participation. Include letters of recommendation from teachers, employers and community organizations.
Students should research scholarships through local organizations such as Union affiliates, Lions Club, Elks, Soroptomists; hospitals and community centers.

21. 529 Plans A plan operated by a State educational institution
In California contact
Earnings not subject to Federal/State tax
May be purchased by parent/grandparent
Designated beneficiary use for qualifying education expenses such as tuition, fees books (including cost of computer technology)
Contributions to a 529 Plan are NOT deductible
Another reference

22. When/What To Apply
Apply for Federal/State Grants beginning January 1, 2014, for use in the Fall of 2014
Apply for Fee Waiver (BOG) if attending a CA Community College
Apply for institutional aid and college scholarships such as UC Grants and State University Grants if attending a CA State College or University

23. Questions and Answers
Thank you!